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COVID-19 has claimed the lives of thousands of people around world. It has sent financial markets into a downward spiral and now, the backbone of the American economy, roughly 30 million small businesses, is in jeopardy.“Most small businesses really don’t have much in the way of cashflow,” said Todd McCracken. “They are in the position to last for days maybe weeks, for the most part, if they don’t have money coming in the door.”McCracken is with the National Small Business Association. Many of NSBA’s 65,000 members have had to shutter their doors temporarily in the name of public health, but the longer these businesses remain closed, the more concern there is over whether some will ever reopen.“Small businesses are half our economy,” McCraken added. “Most new jobs are provided by smaller companies and about half of all non-governmental employment is provided by smaller businesses.”So, what exactly do small businesses in America need right now to survive this pandemic, the financial side at least?“They need liquidity, they need cash. That’s the bottom line,” said McCracken.Some small businesses are getting cash from bigger companies, like Facebook. Last week, the social media giant pledged 0 million in grants for 30,000 small businesses struggling right now.In addition, the U.S. small business administration has begun offering up to million in low-interest disaster relief loans to small businesses effect by COVID-19. The loans are 2.75 to 3.75 percent.Meanwhile, a growing number of states, like Florida, are offering no-interest loans. Typically though, they max out at ,000 per small business.Importantly to note, whether a business is applying for private sector grants or government loans, they should expect the process for both to take a few weeks. A few weeks could just be too long for many of the small business feeling the financial impact of this pandemic, and that is why organizations like the NSBA are closely watching the second stimulus package being proposed in congress.The latest version of the package would offer 0 billion in small business loans that are expected to be issued in a faster timeframe and with more substantial benefits. The catch is small businesses who get this money have to commit to not to laying off their current employees.“This is a really good package for small companies,” said McCracken. “It would allow them to get a loan, we hope very quickly to support their operations but importantly the amount they spent on staffing and their rent payments can be completely forgiven.”What is loaned but not used for rent and staffing would have to be paid back, but the business has a year to do so. “There are still going to be hiccups I am sure, because we’ve never tried anything like this before,” said McCracken, “because this is literally going to be millions of small businesses applying for these loans in a very tight window.”McCracken, most financial analysts and even economist believe if small businesses can stay afloat, then the economy and average Americans should be able to bounce back faster post-COVID-19. 3110

DETROIT — A Detroit Police Department officer is at the center of an internal investigation after he showed up under the influence of alcohol to training in Lansing, Michigan, Detroit Police Chief James Craig told reporters Friday. Michigan State Police say it was discovered after the officer volunteered to be part of a demonstration on breathalyzer training.The incident comes a week after another officer, who was still in her probationary period, was arrested for allegedly selling drugs. The officer at the training facility in Lansing blew a .08, said Craig. The officer was not arrested because he was not armed at the time and did not drive to the training session, according to Michigan State Police. The matter was turned over to Detroit police. When asked, a police spokesperson declined to tell WXYZ how long the officer has been with the department. 876

Do you know what to do during an earthquake? Unlike tornadoes or hurricanes, earthquakes don't come with warnings. Surviving a major earthquake involves making split-second decisions. That is why experts suggest having a plan for earthquakes before the shaking begins. While it was once suggested that standing in a door jamb was a safe place to go, it is no longer suggested to stand in a door jamb. Not only could a door swing back and forth causing injury, but exterior features could fall along the exterior wall, the University of Washington says. If you are inside, you should not go outside, the USGS suggests. So what do you do if you're outside? Stay there.Should: If inside, take cover under something sturdyShouldn't: Take cover inside a door jambShould: If outside, stay outsideShouldn't: Run outside during an earthquakeShould: If driving, carefully come to a stopShouldn't: Expect any warning before an earthquake strikesThe best place to be is inside a well-made structure, taking cover under something sturdy, Susan Garcia of the USGS said. A person outdoors unable to get inside should get away from things that could fall, including power lines and trees.Garcia also suggests securing belongings stored on shelves as a way to take precautions during an earthquake. “Secure your space,” Garcia said. “Move heavier items like potted plants, to lower the floor or lower shelves, move things that can fall on your or away from you."These rules don't just apply to those on the West Coast, but in the Midwest and East Coast as well. While powerful earthquakes are more common in places like Alaska and California, parts of the Eastern US are just as vulnerable. Although the Eastern United States has not had any major earthquakes in the last century, two of America’s most powerful quakes have happened east of the Rockies. The magnitude 5.8 earthquake that caused damage to the Washington Monument in 2011 is only a minor example of the kind of earthquakes the Eastern United States could see.In 1811 and 1812, a series of earthquakes struck the Mississippi River valley along the New Madrid fault. The strongest of the quakes was a possible magnitude 7.8. The quake was felt across much of the Eastern United States.In 1866, a magnitude 7.0 rattled Charleston, S.C.Adding to the risk, building codes in the Eastern United States aren't written with earthquakes in mind. U.S. Army estimates suggest a repeat of the magnitude 7.8 could kill thousands. For more information what you should do and shouldn't do during an earthquake, click 2563

Carl Goldman and his wife Jeri couldn’t have written a more perfect script for the first 15 days of their Southeast Asia cruise.But the last day marked the beginning of an unpredictable story.“We were fortunate because we had a mini-suite so we had a balcony and could look at the craziness out there, which was like a scene out of the movie the Andromeda Strain, with 60, 70, 80 ambulances at each time, media was all around,” said Carl. They were among thousands of passengers quarantined on the Diamond Princess cruise ship in Japan. One passenger tested positive for coronavirus and hundreds more followed.Passengers were initially told the delay would be one day but that became two weeks. “We made the best of it, over the 12 days, and decided to go public with it at the time, and had a tremendous response.”The Southern California radio station owners 872

Exactly one week ago was the last time anyone saw little Maleah Davis.Darion Vence, the 4-year-old's stepfather, initially told police that he was driving to a Houston airport with Maleah and her 1-year-old brother on May 3 when he was attacked and the three were abducted by three Hispanic men. The abductors eventually dumped Vence and the boy alongside a road, he said, but Maleah was gone. 405