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After months of being unable to splurge on things like a vacation or even a night at the movies, experts say many Americans have hit a point of “frugal fatigue.” In fact, a new report by Comscore Inc. shows impulse spending is at the highest ever.With store closures and in-person shopping concerns, many consumers have moved more of their spending online. On average, they’re now spending roughly 25% of their discretionary income there.“When people are cooped up at home, there’s the tendency for impulse buying,” said Greg McBride, the Chief Financial Analyst at Bankrate.com.“I think the pandemic has moved us forward seven years in the last seven months, in terms of certain trends particularly towards digital,” he added.While online shopping has been around for a long time, McBride explained that in the last seven months, more retailers have gone online. Those already there have invested significantly in making their shopping experience easier and more convenient, so that people could spend more and more often.An easier online shopping experience eliminates the "old buffer" of someone getting in their car, driving and browsing around their favorite stores. The old way provided time to reconsider a purchase or how much to spend.“The tendency for emotional or impulsive purchasing can be really devastating towards your financial goals and unwind a lot of progress you may have otherwise already made,” McBride added.A little impulse spending won’t hurt, but these numbers are concerning some experts like McBride.“It’s really important to identify what is your trigger? Is it sadness, is it boredom, is it 'Keeping up with the Jones?’” he said. “Then developing strategies that can distract you from that.”Two simple strategies he suggests are, first, do not show up without a list or only shop for specific item. This goes for in-store shopping and, especially, online.Secondly, you should set a personal threshold for spending and impose a 24-hour waiting period for purchases above that threshold. It recreates a buffer and gives you time to sleep on the financial impact of bigger purchases. That impact could be more significant during this pandemic. 2179

A woman in her underwear arriving on a white horse at a packed nightclub -- and being greeted by flashing cameras -- didn't go over well with Miami Beach authorities.The Mokai Lounge is under investigation for possible animal cruelty and public safety issues after video from the apparent stunt earlier this week surfaced on social media. By Friday, the city revoked the club's business license.The clip shows the woman in what appears to be a thong and a bra entering the club on the white horse. The horse then dips, the woman falls off and the horse bucks and walks off. People in the video are heard gasping and then cheering. Miami Beach Police posted the video on their Twitter feed in hopes of gathering more information from witnesses. 751

After dipping below a million new claims a week for the first time since March, jobless claims are back up above that mark.The U.S. Department of Labor just reported at least 1.1 million people filed new jobless claims last week, while there were another 14.8 million continuing claims.For all those on unemployment, what is not back is the 0 pandemic unemployment assistance. Instead, President Trump signed an executive order for Lost Wage Assistance, while Congress is still in a stalemate over a new stimulus package.Until the president’s order kicks in, after states apply for the help and get approved, everyone on unemployment is being forced to live off their respective state's normal unemployment benefit. In many states, the average benefit payout is meager, at best.“The national average for unemployment dropped from nearly 0 a week to just 8 a week in June of this year, because so many low wage workers were losing their jobs,” said Andrew Stettner, a senior fellow at The Century Foundation.Stettner has been heavily researching and analyzing unemployment benefits with the New York and D.C.-based independent think tank. Part of his research and analysis shows low-wage workers could be getting far less than that average state weekly benefit. For example, in a state like Hawaii, some low wage workers could be getting the state’s minimum payout of just a week right now. In other states like Louisiana, Connecticut, North Carolina, Nevada, Oklahoma, and Delaware, minimums aren’t much higher, ranging between to per week.“All but nine states have minimum benefits below 0 per week,” Stettner added.Understanding states’ minimums and how little some workers could now be getting per week is important because it will impact their eligibility for the president’s executive order.“If you don’t get more than 0 in unemployment benefits a week from the state, you can’t get Trump's new Lost Wage Assistance,” explained Stettner.Lost Wage Assistance is an additional 0 a week from the federal government for those on unemployment and is supposed to be available until Dec. 27, 2020. Essentially, right now, it is the only stopgap in place to help those unemployed, but it won’t help those who may need help the most. That’s why many are urging Congress to quickly come to an agreement on the next stimulus bill that helps everyone struggling.“I think there is the will to continue federal unemployment employment benefits, Trump’s executive order. Trump’s executive order promises them through December 27, but there is not enough money to fulfill that promise. So, I think there is the will to do the right thing but there is a lot getting in the way,” said Stettner. 2718

A woman in New Jersey is facing aggravated assault charges after fracturing a woman's leg over an argument on how to wear a face mask properly, Hackensack Police Department said.Officials say the incident happened at a Staples in Hackensack.Police say Terri Thomas was shown on a surveillance video approaching another woman, who was using a cane, who had told Thomas that her mask wasn't covering her face correctly.Video then shows Thomas grabbing the victim and throwing her to the ground, officials stated.Police said the victim, who had just recently had liver transplant surgery, fractured her leg, which required her to have surgery again.Police arrested Thomas, who is set to appear in court on August 24, officials said. 738

A woman crossing into the United States from Canada has been arrested following reports of a suspicious letter being sent to the White House.CNN and NBC News reported that an arrest had been made, per their sources.The arrest was made at the Peace Bridge in Buffalo, NY, Scripps station WKBW learned through a source.On Saturday, the FBI confirmed that it was joining the USPS and Secret Service in a joint investigation of a suspicious letter addressed to a government facility. Letters addressed to the White House are screened off site before reaching the complex.CNN reported that the letter contained ricin.According to the CDC, Ricin is a poison found naturally in castor beans.“If made into a partially purified material or refined into a terrorist or warfare agent, ricin could be used to expose people through the air, food, or water,” the CDC said, adding that there is no known antidote for ricin.The White House has been the target of ricin mailings in the past. In 2013, the FBI confirmed two letters were sent to the White House containing ricin. 1068