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Do you have an iPhone? There's a lot of confusion these days over its COVID-19 tracking feature.Some people want it, some don't, and a lot of us are just plain confused.Yes, it's true: Apple's iOS 13.5 update over the summer added a COVID tracking feature to your iPhone.But that doesn't mean the government is spying on you, according to both Apple and reports in the tech blogs ZDNet and 9 to 5 Mac.You will need to activate the system with help from a local health department.You can find it by going Settings > Privacy > Health.Once in Health, look for COVID-19 exposure logging. It explains that an "authorized app is required" to turn the feature on. (9 to 5 Mac has more detailed instructions)Is Apple secretly tracking you?But from the doesn't that stink file, fears that Apple is secretly tracking you for exposure to the coronavirus.First of all, if your location services are "on," your phone keeps a record of everywhere you have been. That is not new, and has been an issue for years. But there is no truth to rumors that Apple -- or the government -- is checking to see if you are near people infected with the coronavirus.You have to turn the feature on for that to happen.And people with the virus would have to turn on the feature too.No smartphone can simply sniff out the virus out of the air. If so, they could warn us if we are near someone infected (now THAT would be a great feature).Bottom line: No one is tracking your iPhone for COVID exposure, unless you want them to.As always, don't waste your money.______________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 1857

EL CAJON, Calif. (KGTV) - El Cajon has the highest concentration of homeless among East County communities, according to the latest homeless count. The count found 298 are people living without shelter in El Cajon and another 498 that live sheltered. One of the organizations devoted to helping the homeless in the community is the Crisis House, which is celebrating its 50th anniversary this year. They satisfy immediate needs with food, diapers, and clothing. They've also helped many get permanent housing. However, there is still a major gap in services in getting people from the streets to permanent housing. COMPLETE COVERAGE: Life in El Cajon"I think for this community to start with a bridge shelter might be very helpful," said Executive Director Mary Case. The concept behind a bridge shelter is a place where their clients can stay while the organization helps them the right help they need or while they want for permanent housing. Case says there isn't a place like that for their clients. She says there are times "where I've arranged for a service provider to come and meet somebody here and they're not here, and it's like gee, they're here most days," she said. At that point they have to reschedule the meeting with the provider. It's tough to track down or get a hold of clients when they are living in the street. City Manager Graham Mitchell points out there are many religious organizations in the community that also work with the homeless. He also says getting all the homeless in a central location raises some concerns. "I know what you're saying; there's some value in having everyone under one roof where everyone is there," he told 10News. "In a small community that would place a burden on one entire neighborhood. So I'm actually going to be recommending we find partners throughout the community." Mitchell says El Cajon is working with other East County communities to see if they can take part in a collaborative effort to help with the homeless issue throughout the region. 2017

Doors bursting open at stores. Crowds spilling into the aisles. Elbows brushing up against others. Products flying off shelves. These are the hallmark images of Black Friday.Well, they were.That was before the COVID-19 pandemic gripped the nation. Now, the future of the biggest shopping discount day of the year is unknown.Yes, it will still happenFor many, shopping on the day after Thanksgiving is a tradition. Historically, it’s also one of the best days of the year to save money on big-ticket items like electronics and appliances.But with social distancing the norm, it’s hard to imagine shoppers camping out on the sidewalk next to one another this year ahead of Nov. 27. It’s even more difficult to picture stores overflowing with excited shoppers.Retail experts believe Black Friday will still happen in 2020, despite the pandemic. But there’s no disputing the fact that it won’t be a traditional experience.“Being there at the crack of dawn, waiting in lines, the hustle and bustle in the store — that’s probably not going to exist,” says Jane Boyd Thomas, a professor of marketing at Winthrop University in South Carolina who has done research about Black Friday.Sales will shift further onlineFor years, Black Friday has shifted to online channels, merging with Cyber Monday into a weekend-long event. The pandemic is set to further cement that transition.After months of shelter-in-place orders, consumers have become more comfortable shopping from home. That will likely lead to an increase in online Black Friday purchases this year, says Dora Bock, associate professor of marketing at the Harbert College of Business at Auburn University in Alabama.But the changes could go a step beyond that. COVID-19 has illuminated failings in the supply chain, and Thomas believes many consumers will opt for contactless curbside pickup options (as opposed to shipping to their home) to guarantee that the items they’re buying online are actually available — and not out of stock.Still, that doesn’t necessarily mean stores will be ghost towns.“They want something normal,” Thomas says of some shoppers. “I do think that will drive people to go in to see the lights, to see the trees — all the stuff that goes with that experience.”Doorbusters could be deepEven though the experience will look different, Black Friday discounts might be particularly relevant this year, especially as millions of Americans have faced unemployment and other financial hardships in 2020.While consumers have largely focused on purchasing essential items during the pandemic, Bock anticipates competitive prices on discretionary products like apparel and jewelry.Consumers might also have an appetite for traditional Black Friday categories, such as computers. Thomas expects these discounts will be appealing, considering how critical laptops have become as Americans work, learn and interact virtually from home.“There’s a large number of consumers that look forward to Black Friday because it provides them a sense of excitement,” Bock says. “People feel good when they get a good deal.”Retailers still have some planning to doThere are a number of unanswered questions about how Black Friday will look. After all, retailers are still figuring out how to market the holiday shopping season.One possibility? Black Friday may become an extended period, rather than a single day of sales, says Michael Brown, a partner in the consumer practice of Kearney, a global strategy and management consultant.“I’m expecting that Black Friday as we have grown to know it cannot exist in a COVID world,” Brown says.“I think we have to really not think about Black Friday and think more about when the launch of the holiday season will begin. I think that has to be pulled up by retailers as early as November 1,” he says.Throughout the holiday season, stores will have to perform a delicate dance. Shopping may become just as much about public health as it is about discounts.Retailers have merchandise to sell, but promoting in-store only specials could be seen as insensitive by shoppers with preexisting medical conditions, Bock points out.“I think it’s really going to be a balancing act for retailers to encourage sales, encourage people to buy, encourage trust and promote spending — but promote it in a way that shows they care for their customers’ well-being,” Bock says.There’s one more wild card, Brown says. What type of Black Friday shopping environment will state and local governments allow? Time will tell.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: COVID Impulse Spending, and Building Credit While Paying DebtProbate Workarounds Can Save Your Heirs Time and MoneySmart Money Podcast: Taxes Are Due, and How to Get Started Creating WealthCourtney Jespersen is a writer at NerdWallet. Email: courtney@nerdwallet.com. Twitter: @CourtneyNerd. 4926

Drug kingpin Joaquin "El Chapo" Guzman will be examined by a psychologist next week after his lawyer argued the conditions of his confinement in New York have taken a toll on his memory and mental state.US District Judge Brian Cogan in Brooklyn granted permission Wednesday for Guzman to be evaluated following a defense motion alleging that solitary confinement in a cold, small cell at a federal lockup in Manhattan had the drug lord forgetting names and places and suffering from hallucinations, paranoia and depression."I'm not alleging that he's not competent" to stand trial, Guzman's new attorney, Eduardo Balarezo, told reporters after a pretrial hearing."I'm alleging that the conditions that he's been under for the last nine months or so are affecting his memory, affecting his ability to relay information that I need as his lawyer to defend him."Guzman, who is commonly known by his nickname "El Chapo," which loosely translates as "shorty," was extradited to the United States from Mexico in January and immediately brought to the federal courthouse in Brooklyn for his arraignment on a 17-count indictment.His trial in Brooklyn is set to begin in April 2018.Wednesday's hearingThe 60-year-old defendant, dressed in a dark blue prison uniform, entered the courtroom for Wednesday's brief hearing smiling and waving at his former beauty queen wife, Emma Coronel, and their six-year-old twin daughters. He followed the proceedings through an interpreter.Federal prosecutors have turned over 90,000 pages of discovery -- most detailing drug shipments and seizures -- but Balarezo said he took issue with government plans to wait until two weeks before trial to share the testimony of alleged collaborators."Every one of them is going to be here trying to reduce their sentence," the attorney said outside court.The head of the Sinaloa Cartel, Guzman is named in a sweeping 17-count indictment alleging that from 1989 to 2014 he led a continuing criminal enterprise responsible for importing and distributing massive amounts of narcotics and conspiring to murder rivals who posed a threat, according to federal prosecutors.Guzman is also charged with firearm violations related to drug trafficking and money laundering connected to the smuggling from the United States to Mexico of more than billion in cash from narcotics sales.Guzman has pleaded not guilty to the charges, which carry a minimum sentence of life in prison. Federal prosecutors also intend to seek a billion criminal forfeiture order against him.Years as a fugitiveGuzman has been confined to a solitary windowless cell, removed from the general population in a facility that is part of the federal Bureau of Prisons.Chasing 'El Chapo': Prison breaks, hideaways and life on the lamBefore hiring Balarezo, Guzman last summer retained attorney Jeffrey Lichtman, who represented John Gotti Jr. in a 2005 federal trial which ended with the dismissal of murder conspiracy charges.Prior to Lichtman, the man accused of running one of the world's largest drug trafficking organizations was represented by court-appointed public defenders.After more than a dozen years on the run after escaping from prison in 2001 -- allegedly by hiding in a laundry cart -- Guzman was again arrested in 2014.However, a year later he escaped through a hole in his cell block that led to a tunnel nearly a mile long. In 2016 Mexican security forces rearrested Guzman in Sinaloa.Mexican drug cartels take in between and billion annually from US drug sales, and a 2015 Congressional Research Service report estimates at least 80,000 people have been killed due to organized-crime-related incidents since 2006.RELATED: Mexico arrests top Sinaloa cartel heroin trafficker 3743

EL CAJON (KGTV) -- Authorities are working to clear a fuel spill Sunday afternoon after a small plane crashed landed onto a quiet El Cajon neighborhoodThe plane crashed sometime around 2 p.m. at 2nd Street and El Rey in El Cajon.The pilot was en route to Gillispie Field, a little more than a mile from where it crashed.Authorities say two people were on board the aircraft but suffered no injuries.There was a small fuel leak following the crash and the plane knocked down some wires when it crash landed.  Police are asking the public to avoid the area until about 4 p.m. Sunday.This is a developing story.  Stay with 10News for updates. 687

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