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Retailers and logistics experts say, like everything else in 2020, this year's holiday shopping season will be like no other. You can expect delays, out of stock items and missed deadlines.David Bolotsky is the founder and CEO of the online retailer Uncommon Goods, which connects independent artists, designers and makers with customers. The Brooklyn-based company was at the epicenter of the pandemic and had to shut down for three months. Then, when everyone started shopping again, they did well.Now, they, and many other businesses, are encouraging people to get started on their shopping. No need to wait for Black Friday. In fact, they're warning people to start before Thanksgiving. Like now.“Demand has been strong and a friend of mine calls it ‘Shipaggedon,' concern about what’s going to happen in the transportation network,” says Bolotsky, who also says the supply chain will be limited. “What I think it means for shoppers is if you see something you want, I would buy it now; stick it under the tree.”Kirsten Newbold-Knipp, chief growth office at Convey, a technology company that helps retailers with on time deliveries said, “All the delivery trucks are out and they are busy, you may not have heard of it but there’s sort of a shortage going on right now. They’re having a capacity crunch, not enough drivers, not enough trucks not enough warehouses right now, because of all the things the pandemic has done. We’ve started shopping online more and more and no one anticipated it.”Logistics and shipping are her expertise.“We help them think about what are the trucks doing what are the packages doing what’s happening with on time delivery what kind of damage is happening so they can give consumers the best delivery experience- holidays or not,” Newbold-Knipp said.This year, holiday gifts will undergo a true supply and demand issue, magnified by a pandemic and already backfilled orders. Add in staffing made difficult by things like social distancing and we've got problems.“The other thing that consumers don’t think about is that the actual warehouse space to be able to fulfill orders is limited. They might not have the inventory so fulfillment times are delaying, the pick and pack piece is taking longer and the trucking piece is taking longer,” said Newbold-Knipp.She said consumers need to think ahead, have a backup plan, look for alternatives, use multiple retailers, shop locally, and sign up for text alerts."Only 5% are signing up for SMS alerts, but by regulation the retailer can’t spam you. They’re only allowed to send you a transactional note via text,” Newbold-Knipp said.She also said things that tend to sell out are the items that don't have much variation, such as televisions, toys and specific electronics.“If we see the kind of growth at Christmas that we’ve seen the last few months, we could be looking at 50% growth over last year in terms of online demand,” BolotskyHe recommends having Santa come early, and hide those items until the big day. 3006

SACRAMENTO, Calif. (AP) — The California Assembly voted Thursday to cap the interest lenders may charge on loans that can carry rates spiraling into the triple digits.Backed by civil rights groups, religious organizations and some trade associations, the proposed law would cap annual rates at around 38% for loans between ,500 and ,000.The bill comes as legislators across the country seek to reign in a storefront lending industry critics accuse of preying on low-income consumers in need of cash and trapping them under mounds of debt for years.But even as the bill advanced, some California lawmakers expressed concern that it will limit choices for consumers with bad credit or little access to banks and other financial products. And the lending industry, which wields significant influence in legislatures as well as in Washington, has launched an advertising campaign in California attacking the bill as it heads to the state Senate, where observers expect a tougher fight.Proponents of capping interest rates point to an explosion in high-interest consumer loans around the state over the last decade.The state already caps interest rates on consumer loans under ,500 but not for amounts over that threshold. In 2009, 8,468 loans for amounts between ,500 and ,000 came with interest rates over 100%, according to data from state regulators. Lenders now issue more than 350,000 loans each year with interest rates in the triple digits. A legislative analysis said at least one out of three borrowers is unable to pay their loans.But proposals to cap interest rates in recent years have faltered at California's Legislature. Several lawmakers still expressed concern about the latest proposal, suggesting it could drive lenders out of the market, pushing consumers with low incomes toward unregulated lenders or cutting off their easy access to capital."Without these alternative financial service providers, those folks would have nowhere else to go," said Democratic Assemblywoman Sydney Kamlager-Dove of Los Angeles.Assembly Speaker Anthony Rendon dismissed arguments the bill would ultimately harm low-income residents."Those are merely talking points of an industry that has repeatedly lied to members of this chamber," he said.Casting the bill as a moral issue, the Democrat said the legislation can be considered as important as any other lawmakers will vote on this year in the country's most populous state.The bill ended up passing with bipartisan support as one Republican legislator cited religious prohibitions on usury."I'm a free-market capitalist and I'm unashamed of it but we need to stand up and protect people who are being preyed upon," said Assemblyman Jordan Cunningham of San Luis Obispo.The support of the financial industry this year, too, may also signal that the sector foresees a reckoning in the state or at least further political uncertainty if lawmakers do not approve limits for loans between ,500 and ,000.The California Supreme Court cast a legal question mark last year over the lending industry's practices, deciding in one class action lawsuit that some interest rates can be so high as to be deemed unconscionable under financial laws.Democratic Assemblywoman Monique Limon of Santa Barbara, the bill's author, also suggested that an interest rate cap could end up on the ballot if the Legislature does not act.If passed, California would join 38 states and the District of Columbia in capping interest rates for these types of loans, according to a legislative analysis. The level proposed in California would be on the higher end.Observers expect a bigger political fight when the bill heads to the state Senate, however.Opponents of the bill have launched an advertising campaign aimed at stopping it.The trade group Online Lenders Alliance has bought ads on Sacramento television stations, according to Federal Communication Commission filings.A group calling itself Don't Lock Me Out California has also bought online ads attacking the bill. 4018

SACRAMENTO, Calif. (AP) — A California appeals court has ordered state corrections officials to cut the population of one of the world’s most famous prisons to less than half of its designed capacity. It cited officials’ “deliberate indifference” to the plight of inmates during the coronavirus pandemic. State prison officials said Wednesday that they are deciding whether to appeal. Otherwise, the order will force them to parole or transfer about 1,100 inmates serving time in San Quentin State Prison north of San Francisco. California’s oldest prison, home to its death row, was the site of one of the nation’s worst coronavirus outbreaks, with 28 inmate deaths and 2,200 infections. 696

Rudy Giuliani said Wednesday that President Donald Trump paid back his personal lawyer, Michael Cohen, the 0,000 in hush money that was used to pay off Stormy Daniels.The payment is going to turn out to be "perfectly legal," Giuliani said in an interview with Fox News' Sean Hannity."That money was not campaign money, sorry," Giuliani said. "I'm giving you a fact now that you don't know. It's not campaign money. No campaign finance violation." 457

SACRAMENTO  (KGTV) – Sexually transmitted diseases hit a record high in California in 2017, according to the California Department of Public Health.More than 300,000 cases of chlamydia, gonorrhea, and early syphilis were reported last year. The figure is 45 percent higher than five years ago.Health officials are particularly concerned by the hike because 30 women had stillbirths due to congenital syphilis, the highest number since 1995.STDs can cause serious health problems if untreated. Syphilis can cause permanent loss of hearing, vision, and neurological issues. Chlamydia and gonorrhea can lead to pelvic inflammatory disease and infertility, ectopic pregnancy, and chronic pelvic pain."STDs are preventable by consistently using condoms, and many STDs can be cured with antibiotics," said CDPH Director and State Public Health Officer Dr. Karen Smith. "Regular testing and treatment are very important for people who are sexually active, even for people who have no symptoms. Most people infected with an STD do not know it."Chlamydia and gonorrhea rates are highest among people under age 30, health officials said. Rates of chlamydia are highest among young women, and males account for the majority of syphilis and gonorrhea cases.  1269