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It's the end of an era: Toys "R" Us is closing all its US stores.That's sad news for the employees, kids and nostalgic adults, but could provide bargain hunters the opportunity to snag a deal.The?news of the 735 store closures means shoppers can expect discounts as the retailer liquidates. A company spokesperson said Thursday the timeline of sales has yet to be determined.But Chuck Tatelbaum, a director with Tripp Scott, a Florida law firm, expects the discounts to happen pretty quickly."I think that the sales will run for up to 60 days, and the closures will have taken place by then," he said. "The rent obligation is just so high."Depending on the timeline, the sales could be modest at first. The biggest discounts will come later."They will start discounting more and more as time goes on," said Ray Wimer, assistant professor of retail practice Syracuse. "But it's a double-edged sword: The item you might want might not be there anymore, but the better deals come later in the process."He expects the discounts to start around 20-30%, but eventually climb to 75-80% off. Any purchases made during the store closing process are final sale, according to the company.While customers haven't been flocking to the retailer recently, Wimer said the closing news could spur more foot traffic."We will likely see an outpouring from folks remembering being at Toys "R" Us. I wouldn't be surprised if they get a lot of traffic all the sudden."Customers with gift cards or store credit need to act fast. A company spokesperson said Thursday that rewards dollars, Endless Earnings and gift cards are being be honored for the next 30 days.New York Democratic Senator Chuck Schumer wants the toy company to redeem unused gift cards for cash so "they are not as worthless and unwanted as a lump of coal in a stocking," he said in a release Wednesday.If you prefer to shop online, there are some added risks now. "If it comes damaged or it's not what you want, the opportunity to return it is going to be minimal, so buying online has a much greater degree of risk at this time," said Tatelbaum. 2110

It wouldn't be the digital age if there wasn't an app for that. Like everything else, parents can connect with their student's classroom, teacher and assignments through technology. While an uncertain fall for schools lies ahead, districts are turning toward an education system that brings people together, even when apart.One of those systems is Schoology, made by PowerSchool. It allows teachers to organize their grades, attendance, classes and materials."Schoology really became our hub for communication," said Melissa Stanton, an intervention specialist in Ohio. "Parent communication, my Google Meets, my office hours all there for my students."Hardeep Gulati, the CEO of PowerSchool, says they serve 45 million students in North America. He refers to his company as the "glue" between educators, parents, and students."School is more than the building. It's the people. It's empowering the teachers to have the ability to continue that instruction both online and in the physical format.," Gulat said.He said teachers spend 40% of their time on things that are administrative, not instructional."A big part of this is providing the analytics, so teachers have the full view," Gulati said. "Not just the grade level, but the social and emotional level and the whole child level so they can see how they can support each child better."PowerSchool technology is a software system that integrates every aspect of education, from instruction to training — even paychecks and student portals. The school districts that were already using it were better prepared for the COVID-19 shutdown."We did see the districts who already had a blended learning in place had a 96% engagement," Gulati said. "But districts who had to scramble and did not have some of the things only saw 56% engagement."According to Gulati, parents can access their students' entire schedule and see what their child can expect from their school district this fall.For Stanton, the transition to online learning this past spring wasn't that bad. But she says her district is in a rural area and there are some students who aren't connected."WiFi needs to be for every student — I think everybody — in this time of life," she said, "It needs to be like electricity or water. It's there for everybody rather than the exorbitant prices that it is at times."Stanton says she's spending her summer preparing for more digital instruction this fall."I hope to see my kids in some capacity, whether it be face-to-face or virtual or blended," she said. "But I also worry about school being a safe haven for so many of my students. What happens when they come to school sick, and we all get infected and bring it home to our kids and our families? It's not something I want."Luckily, companies like PowerSchool are on a mission to give teachers all the tools they need to teach. 2849

It was a historic moment in Olympic History: Gus Kenworthy shared a kiss with his boyfriend Matthew Wilkas live on NBC.Wow, what a moment! @guskenworthy shares a kiss with his boyfriend at #Olympics2018. This visibility matters. This moment of affection gives hope and inspiration to LGBTQ people everywhere. pic.twitter.com/FcDd8RcLdh— Athlete Ally (@AthleteAlly) February 18, 2018 390

It's said a penny saved is a penny earned. But a penny exchanged with a 10% return rate is a financially friendly investment.From the Texas panhandle to southeast Wisconsin, banks across the country are launching coin buyback programs amid a nationwide shortage."We just wanted to be prepared to take care of all of our customers and not leave them short," Erik Schrader of Amarillo National Bank said.Schrader says anyone can bring in up to ,000 in coins to Amarillo National locations and swap them for 10% more in cash. So far, he says the trade-off is paying off for both people and banks."I've never seen a coin shortage. We have had lows throughout time, but never anything we thought was a problem," he said. "But luckily, we were able to get out ahead of this."Some customers aren't even looking to cash in. Neil Buchanan of Community State Bank in Wisconsin says many customers are simply exchanging the coins for bills and not taking the 5% incentive."We've had a lot of people come in and say, "No, no. I don't want the bonus. I just heard that there was a problem. I have this coin. I want to be part of the solution.,'" he said.Economic experts say the coin shortage is linked to the pandemic."There was a decline in supply of coins by the mints and there was an increase in demand for the coins as we all got back to getting the groceries," said Kishore Kulkarni, Ph.D., a professor of economics at MSU Denver.Kulkarni said countries around the world have suffered from coin shortages before, and while these types of coin buyback programs do help the economy, more transactions in the future will require less exact change."We are in a cashless society already, and we will be more so moving forward," Kulkarni said.Moving forward financially, Amarillo National Bank will continue exchanging coins for cash through Sept. 1. Community State Bank has received so many coins that it ended its buyback program. 1931

In what proved to be the most deadly week of the pandemic so far, the U.S. averaged more than 2,000 reported deaths a day from COVID-19 between Nov. 29 and Dec. 6.According to the COVID Tracking Project, the U.S. saw an average of 2,171 reported deaths every single day for the last week. Three of those days — Dec. 2 through Dec. 4 — the U.S. reported more than 2,500 deaths per day.The 7-day rolling average of 2,171 reported deaths a day is now the highest it has ever been since the start of the pandemic, even dating back to April when Americans were dying as a result of the uncontrolled spread of the virus.And while last week was bleak, all indications are that deaths will continue to rise in the weeks to come. The rate of infection in the U.S. exploded last week, jumping from an already-high 158,000 new cases a day to about 192,000 a day. That number is expected to continue climbing in the days ahead, as test results from those who contracted the virus at Thanksgiving gatherings continue to be processed. The increased spread of infections comes at a concerning time, as a record 101,000 Americans are already in the hospital with COVID-19. Because virus hospitalizations typically lag behind confirmed infections, health experts worry that many more Americans will need to be hospitalized at a time when bed space is dwindling.For instance, hospitals in Southern California currently have only about 15% of ICU bed space available. Passing that threshold triggered a new wave of restrictions in the region this weekend, like the closing of some non-essential businesses and advisories against in-person gatherings.As of Monday morning, according to a Johns Hopkins database, the U.S. had seen 14.8 million COVID-19 infections since the start of the pandemic and 282,000 deaths. 1809