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The second presidential debate scheduled for October 15 will no longer take place at the University of Michigan.It will instead be held at the Adrienne Arsht Center for the Performing Arts of Miami-Dade County in Miami, Florida.The University of Michigan concluded that it is not feasible to host the debate as planned, the Commission on Presidential Debates said.View the full schedule for presidential debates below: First presidential debate:Tuesday, September 29, 2020University of Notre Dame, Notre Dame, INVice presidential debate:Wednesday, October 7, 2020The University of Utah, Salt Lake City, UTSecond presidential debate:Thursday, October 15, 2020Adrienne Arsht Center for the Performing Arts, Miami, FLThird presidential debate:Thursday, October 22, 2020Belmont University, Nashville, TN WXYZ was first to report this story. 859

BOULDER, Colo. – Researchers at the University of Colorado Boulder may have come up with a way to help people discreetly seek help for mental health. They’ve 171

Sex crimes detectives in Las Vegas arrested 52-year-old Terry Gray for multiple counts of lewdness with a minor on Friday. Authorities say Gray was a gymnastics coach in Las Vegas between 2009 to 2015 and in 2019 he was suspended from coaching by USA Gymnastics. Anyone who may have been a victim of Gray or has information about his crimes was urged to contact the Sexual Assault Section at 702-828-3421 or Crime Stoppers at 702-385-5555. KTNV's Jordan Gartner first reported this story. 508

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Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028