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The Better Business Bureau is warning the public about “synthetic” identity theft. The BBB says the technique involves scammers combining information from multiple individuals to invent a false identity. It’s said to be so hard to detect that you might be a victim and not even know it.Specifically, the BBB says scammers pull together stolen Social Security or Social Insurance numbers, the address of an abandoned property, and a fake name and birth date. Using that information, experts say scammers apply for a credit card. Initially, they will be declined since they don’t have a credit profile, but this creates a record of a “person” that doesn’t actually exist.Next, scammers add that “person” to one or more legitimate accounts and over time, the crooks build up a credit history until they can qualify for large lines of credit.Once approved for a high line of credit, the BBB says the scammers do what’s called a “bust-out,” meaning the con artists charge their credit cards to the limit, pays nothing, discards the identity and disappears.If your Social Security or Social Insurance number has been used in one of these schemes, it will be hard to detect. The BBB says negative credit reports will be tied to your SSN, but not your name, phone number, and address, meaning fraud alerts, credit monitoring, and credit freezes won’t stop the scammers or alert you to what is happening.“However, unpaid debts left by the scammer can affect your ability to take out loans or credit. Also, jilted creditors will eventually track the debts back to the Social Security number and, ultimately, its real owner,” wrote the BBB in a press release.The BBB offered these tips on how to protect yourself from “synthetic” identity theft:Minimize your exposure. Don’t give out your Social Security or Social Insurance number if it isn’t absolutely necessary. When a business, medical office, or individual asks for this information, don’t be afraid to ask them why they need it and how they will protect your personal information.Protect your child’s personal information. A child’s identity is appealing to scammers due to their clean, blank slate.Keep an eye on your communications. Monitor any mail, phone calls, email, or other communications you receive. Be alert if something arrives out of the blue or doesn’t make sense. If you receive any mail or phone calls regarding you or your child that seem like a red flag, follow up right away 2447

Stores across the country are starting to advertise and display back-to-school sales. From electronics to clothes, the National Retail Federation is tracking buying trends as the new school year approaches."Parents may not know how their children are attending classes, whether it’s in-person or online, a mix, and that is certainly reflected in how people are shopping right now. So, when we did our study in early July most consumers did not know what they needed to buy yet," said Katherine Cullen, the Senior Director for Industry and Consumer Insights at the National Retail Federation. She says there's a lot of uncertainty surrounding the upcoming school year and most consumers are hesitant to buy back to school supplies right now, but many already have plans to spend more."For grade school and high school shoppers it is over 0 on average which is about 0 more than last year. So, some of that is definitely being driven by this current environment and it's shaping how people are planning to buy right now," said Cullen. Cullen says consumers will likely spend more than last year on school supplies and just as much on new clothes. She said there are some things kids need no matter where they learn. "Kids keep growing even if they're not going to school in person, they will likely still need some new items."But the big ticket items families will be spending money on is electronics. "We are certainly seeing that many families, over half, are expecting there will be at least some online learning component and as a result they're planning to make some extra purchases around that: laptops, computers, head phones and speakers are a big component of that," said Cullen.The National Retail Federation says grade school and high school shoppers plan to spend more on average on electronics. Amy Cunningham, a parent in South Carolina, says her family decided to purchase two laptops to help their children with online remote learning this fall. This past spring, the children shared their parents' computers. "Having to juggle the kids’ distance learning with what we were doing was hard so we knew if we were going to do it this year, which was our plan, that we were going to need to get additional laptops," said Cunningham. Cunningham says she likely won't need many other school supplies and doesn't anticipate needing to buy new clothes for the school year."I’d probably get notebooks and stuff like that just because we don’t have a lot of that sitting around. Clothes, no. They live in their play clothes at home now so there’s no point really," says Cunningham.As for how parents will be back-to-school shopping this year, for many, gone are the days of traditional in-store browsing. The National Retail Federation says 40% of families will only be back-to-school shopping online. 2827

Supreme Court nominee Amy Coney Barrett served for nearly three years on the board of private Christian schools that effectively barred admission to children of same-sex parents and made it plain that openly gay and lesbian teachers weren't welcome in the classroom.The policies that discriminated against LGBTQ people and their children were in place for years at Trinity Schools Inc., which has schools in Indiana, Minnesota and Virginia.The schools are affiliated with the insular community People of Praise that has its roots in its own interpretation of the Bible. Both Barrett and her husband are longtime members of the group, and at least three of their children attended the Trinity School at Greenlawn, in South Bend, Indiana.The Associated Press spoke with more than two dozen people who said the community's teachings have been consistent for decades, holding that homosexuality is an abomination against God, sex should occur only within marriage, and marriage should only be between a man and a woman."Trinity Schools does not unlawfully discriminate with respect to race, color, gender, national origin, age, disability, or other legally protected classifications under applicable law, with respect to the administration of its programs," Trinity Schools, Inc. President Jon Balsbaugh, said an email to The Associated Press.A man who was a student at the time Barrett served as a trustee told The Associated Press that he was directed to tell gay parents of prospective students that they would not be welcome at the school while giving tours. Prior to Barrett's arrival on the board, the school voted to limit admissions to children of legal y married couples of single parents. At the time of the decision, gay marriage had not been legalized.During her confirmation hearings last week, Barrett was questioned about her views on protections for LGBTQ+ individuals. While she attempted to sidestep most answers on policy questions — as is precedent in Supreme Court confirmation hearings — Barrett did use the term "sexual preference" while telling lawmakers that she found discrimination against gay people "abhorrent."Generally thought to be outdated, "sexual preference" is deemed as offensive by "GLAAD" because it implies that a person's sexuality is a "choice" that can be "cured." Barrett later apologized for using the term when confronted by Sen. Mazie Hirono, D-Hawaii. 2403

Sunshine Mills, the maker of several brands of pet food, is recalling three of its puppy and dog food products, citing potentially high levels of vitamin D that could lead to "serious health issues," including kidney failure.The brands affected are Evolve, Sportsman's Pride and Triumph, the company said in a statement that is also posted on the US Food and Drug Administration's website."Vitamin D, when consumed at very high levels, can lead to serious health issues in dogs including renal dysfunction," the company said. Symptoms include vomiting, loss of appetite, increased thirst and urination, excessive drooling and weight loss. 646

Statsministeriet indkalder til pressem?de i dag kl. 16.00 om situationen med mink i forbindelse med COVID-19. Pressem?det finder sted i Eigtveds Pakhus. #dkpol pic.twitter.com/ssYpDZV52B— Regeringen (@regeringDK) November 4, 2020 237

来源：资阳报