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SAN DIEGO (KGTV) - It is Tax Day, and if you’re like most Californians, you’re probably wondering what happened to the nice refund you’re used to getting. Or worse, you owe the government this year. So how do you Make it in San Diego on Tax Day? We found an expert who can help.It's the worst sticker shock imaginable. You're used to a little something back from the government every year in the form of a refund, but suddenly you find yourself with a hefty bill. And the feds don't look kindly on late payments."I always tell people: if you owe money, the first step is don't panic," says Ariel Jurow-Kleiman an Assistant Professor of Law at the University of San Diego. Jurow-Kleiman should know. She's helped people in this situation many times before as a tax attorney and now teaches tax law at USD. Here's the problem."The Federal tax laws were changed in a way that will dramatically affect California residents," explains Professor Kleiman.And that's probably what hit you, too. Many itemized deductions you used to get were either tossed out or capped. "It used to be you could deduct all of your state income taxes," adds Jurow-Kleiman.Now those California income taxes are capped at ,000. And your house, the interest on the mortgage was capped too - double whammy. So, if you owe, here's the first step: do not put off filing. "Absolutely, it is so important to file your taxes on time even if you think you're going to owe," says Professor Kleiman, emphasizing the point. There are penalties for filing late: 5% of your tax liability and up to a maximum of 25%. So, let's say you owe 00 and didn't file for a month, that alone will cost you at least an extra . So, file right away, and pay what you can now."There is interest, it fluctuates, right now it's 6%. It compounds daily so every day, every week that you owe there is a little bit more interest that's added on," warns Jurow-Kleiman.That compound interest can accrue quickly but Professor Kleiman says there are options. You could file for an extension and pay the full amount later. Or you could work out an installment agreement but know some fees could be tacked on. In some cases, paying off your taxes with a credit card could be cheaper than the interest from the government."If you're considering owing money to the government versus owing money to a private lender,” adds Professor Kleiman, “It's very often better to borrow money from a private lender and pay your taxes."However, Professor Kleiman adds that’s not always the case. She advises avoiding payday lenders or someone who charges very high-interest rates. And there is help, especially for those with low incomes, the elderly and the disabled.We have provided links to the Volunteer Income Tax Assistance Program and the local Taxpayer Advocate. For local low income clinics you can call the University of San Diego LITC at (619) 260-7470 or Legal Aid Society of San Diego LITC at (877) 534-2524.Finally, make sure you don’t fall into this situation again next year by checking that you have the proper withholding in your paycheck. You can discuss that with your Human Resources representative at work or a tax expert. 3181
SAN DIEGO (KGTV) -- It used to be a landline was the source of unwanted phone calls, but now it's our cell phones.Glynnis Hubbard, like countless other Americans, is frustrated and fed up with the constant ringing, "Between 5 and 10 I'd say a day sometimes.""I had one today about an expired warranty. It didn't say about what, but somebody who's a little less savvy will call that number back and give them who knows what information," Hubbard said. And that's where it becomes more than just annoying, robocalls and scammers can be costly and even dangerous. RELATED: Americans received 4.1 billion robocalls in JuneJonathan Sasse and his team at First Orion specialize in call management. According to their data, nearly half of all the calls to our cell phones will be scammers as of 2019.But there are things you can do. First, check with your carrier about the services they offer. The next option is an app for your phone. Depending on your device there are several out there. "They aren't foolproof but its better than nothing and it's a good opportunity to give you a window into who's calling you and why they might be calling you, " said Sasse.RELATED: 'Spoofing' scams steal your phone number; How to protect yourself from robocallsAnd if you're wondering about that "Do Not Call List", Sasse has an explanation, 1380
SAN DIEGO (KGTV) -- It should be no surprise at this point that home prices are still on the rise in San Diego this April. A new report from Zillow shows that, year-to-year, home values in San Diego have risen more than eight percent. According to Zillow, the median home value in San Diego currently sits at just over 5,000. That change marks an increase of 8.4 percent since last April.Meanwhile, rent is also on the rise at a median of just over ,500, or an increase of 3.6 percent since last April.Click on the charts below for more information: The high cost of housing in San Diego is in stark contrast with national home values.The median home value nationally is 5,600. If there's one thing San Diego and the rest of the nation have in common in this report it's that both saw home values increase by more than eight percent.“Home values are rising faster than we’ve seen in a very long time: The spring home shopping season has been a perfect storm of strong demand and tight supply,” said Zillow senior economist Aaron Terrazas.Nationally, the number of new homes being built is also seeing a decrease. “Sluggish new construction has exacerbated the supply situation and homes that are hitting the market, are moving very quickly once they do. Americans are also in a spending mood, boosted by recent tax cuts and rising wages. Millennials who long delayed becoming homeowners, are out in force – a shift we’re also seeing in softer rent appreciation," said Terrazas. Zillow adds that nationally, home values are rising at their fastest pace in 12 years. RELATED: SD woman climbs out of 3,000 debt hole | This is how much space 0K will buy you in SD | How much you need to earn to buy a home in SD 1790
SAN DIEGO (KGTV) -- Major decisions that could boost - or deal a real blow - to Republican candidates running for state offices about to be made in San Diego.It's because the California G.O.P. Convention kicks off Friday at the Sheraton Harbor Island. About 1,000 Republican delegates will be voting on a variety of endorsements for this year's ballot.G.O.P. gubernatorial candidates like Travis Allen and John Cox will attend, hoping to earn enough delegate votes for the party's endorsement for this year's election.The party is focussed only on state offices and initiatives - such as repealing the gas tax, said Cynthia Bryant, the state party's executive director.This is San Diego's second major political convention leading up to the June primary. The Democrats held their statewide convention here in February - with a who's who of national politicians.It was also the site of major news when the party declined to endorse Sen. Dianne Feinstein in her bid for re-election.The big difference for Republicans is that the party will not be taking up major federal issues like gun rights and immigration, Bryant said. The state party also won't be adopting a platform. Instead, Republicans will be focussing on the big decisions in the state - like repealing the recent 12 cent per gallon gas tax hike.They'll also be endorsing candidates for Governor, Lt. Governor, and attorney general. Still, Thad Kousser, who chairs the political science department at UC San Diego, says a lot of the decisions made could shape whether the Republicans can recruit new members. "Is this going to be a red meat crowd that really responds only to the visceral issues of immigrations? Or is it going to be a more strategic party that responds to issues that could help Republicans expand their base?" Kousser said. There are some closely watched congressional elections in San Diego County, including who will replace Republican Congressman Darrell Issa in the 49th district, and whether G.O.P Rep. Duncan Hunter can defend his seat in the 50th. Those endorsements could come later on. The convention runs through Sunday. 2157
SAN DIEGO (KGTV) — In response to a rise in coronavirus cases among San Diego State students, the campus said Wednesday it will move all its classes online for the next month.The school says it has recorded 64 confirmed and probable COVID-19 cases in students since the start of fall classes on Aug. 24, but that doesn't mean there is an outbreak on campus. Many of the cases have come from students living off-campus. The school says 15 cases out of 7,997 on-campus students have been reported since the start of the semester.A little more than 100 students are currently quarantined out of an abundance of caution, said Andrea Dooley, Associate Vice President for Student Affairs.One of the positive cases arrived in San Diego from out of state, according to County Medical Director Dr. Eric McDonald. McDonald said there is one off-campus gathering under investigation as to whether it meets the "outbreak" designation.RELATED: San Diego State fraternities ban social events this fall due to COVID-19In response to the growing number of students testing positive, SDSU moved all classes online for the next four weeks. The campus had been hosting about 200 classes in-person, many of which were lab classes that were determined to only be possible in person.Starting Sept. 3, all athletic events have also been paused for two weeks."We understand there may be some frustration with this decision ... the shift to the virtual space does not impact our students who are living on campus," said Luke Wood, Vice President for Student Affairs and Campus Diversity. "Any students who wish to move out, are permitted to do so."RELATED: SDSU instituting strict policies to avoid COVID-19 outbreakIf any undergraduate students choose to move out and decide to return later, they must quarantine for 14 days. Indoor access to the campus' library will also be restricted, but outdoor seating will remain open.Wood added that the rise in cases among students is expected when people from different backgrounds and locations are coming together."SDSU has been proactively prepared for this, really since, the spring and all through the summer with the onset of the pandemic," Wood said.RELATED: SDSU begins 2020-21 school year with mostly virtual classesWhen the school becomes aware that a student resident has tested positive or is exhibiting COVID-19 symptoms, an Assessment and Response Team is used to isolate the sick student and, if needed, close contacts are notified.Several campus apartments have been designated for isolating students when needed. For those isolated, a hygiene kit and food and meal delivery are provided by SDSU to those isolated students, Wood says.To address off-campus students testing positive, the school had banned fraternity events and instituted several policies to stop the spread of the coronavirus. Those policies include hiring security to patrol the campus after hours, document violations, and report to staff who handle disciplinary action. Greeters, or wellness ambassadors, are also on campus to remind students of COVID-19 policies.San Diego State began its fall semester last week. 3127