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The proposal was perfect. You’ve told friends and family the exciting news and shared pictures of the sparkly new ring on Instagram. Now it’s time to plan the wedding. Setting a realistic budget is a smart first step.But throwing out a number is one thing; sticking to it is the hard part. According to The Knot’s 2017 Real Weddings Study, 45% of couples who married in 2017 reported spending more than they had planned.“The last thing you want to do is begin your formal life together with a lot of debt because you were under pressure to have a certain type of event that you didn’t want and couldn’t afford,” says Marguerita Cheng, a certified financial planner at Blue Ocean Global Wealth in Gaithersburg, Maryland.It’s important to discuss what you’re comfortable spending and research wedding costs. Here’s how to make a budget you can commit to.Add up your funds 892

The plastic ball recovered in the lower Niagara River that Kirk Jones intended to ride over Niagara Falls while holding his pet boa constrictor named "Misty." Jones' body was found months later in the lower river. It is unknown if Jones ever successfully got into the ball with the snake or if he fell out of it into the water. 336

The number of missing in Californian wildfires has soared to 631, as authorities added hundreds of names to the lists of the unaccounted for Thursday, in what has become the deadliest and most destructive wildfire in the state's history.Butte County Sheriff and Coroner Kory Honea said Thursday evening the death toll from the Camp Fire in northern California had grown to 63 people. Seven sets of remains were discovered Thursday, he said.At least two other people have been killed in another, separate wildfire in Southern California, putting the state's death toll at 65 since the two blazes began last week.On Friday hundreds of rescue personnel -- deputies, National Guard troops and coroners -- dressed in white overalls sifted through smoldering rubble and checked mangled cars, searching for human remains.Honea said the number of names on the missing list soared after investigators added information from callers who rang the dispatch center on the day the fire erupted and reported people who were missing in the chaos.Some of the names on the Butte County list appear more than once and it's not clear if any are duplicates. Officials have said it's hard to determine the number of missing, because some people may have evacuated and can't be reached with cell phone service unreliable due to the fire."There are a lot of people displaced and we're finding a lot of people don't know we are looking for them," Honea said.The fire turned the hard-hit town of Paradise into ash and debris and also devastated the nearby communities of Magalia and Concow. Honea said three sets of remains were found Thursday in Paradise, three in Magalia and one in Concow.Honea has invited relatives of the missing to visit the sheriff's office in Oroville so authorities can collect DNA samples from them. The DNA will be used to help identify fire victims, Honea said."This is a daunting task. We feel really bad for the people who don't know what happened to their loved ones and our hearts go out to them," Butte County Sheriff's Investigations Sgt. Steve Collins said. "We want to give them some answers." 2132

The parents of Otto Warmbier are suing North Korea in a 22-page complaint filed Thursday in federal court in Washington.Warmbier was a college student from Wyoming, Ohio, who was jailed in North Korea and died shortly after he was returned to the United States in a coma.In the document, Fred and Cindy Warmbier accuse Kim Jong Un's "criminal" regime of brutally torturing and murdering the 22-year-old during his 17-month-long captivity from Jan. 2, 2016, through June 13, 2017.“Otto was taken hostage, kept as a prisoner for political purposes, used as a pawn and singled out for exceptionally harsh and brutal treatment by Kim Jong Un. Kim and his regime have portrayed themselves as innocent, while they intentionally destroyed our son’s life. This lawsuit is another step in holding North Korea accountable for its barbaric treatment of Otto and our family," said Fred Warmbier in a statement. Examine the full complaint in the box below.Last summer, Fred Warmbier told the hosts of Fox & Friends and CNN "it looked like someone had taken pliers and tried to rearrange" Otto's bottom teeth. He said he noticed this while?examining?his son after he returned to the U.S. in June. But the Hamilton County Coroner's Office disputed that account. In a news conference, Coroner Dr. Lakshmi Sammarco said she did not see "any evidence of trauma" to Otto's teeth upon his return from North Korea and that she was surprised by the Warmbier's statements.The Warmbiers also attended President Trump's State of the Union address in January.“You are powerful witnesses to a menace that threatens our world, and your strength inspires truly us all,” Trump said to the Warmbiers. “Tonight, we pledge to honor Otto's memory with total American resolve.”Following that, Fred Warmbier accompanied Vice President Mike Pence to the Olympics in South Korea.  1935

The housing market has been strong in 2020, but as we head into 2021, it seems the market will continue to buck all home buying and selling trends.“It used to be true the home buying season was spring or summer when kids are out of school,” says Daryl Fairweather, chief economist for Redfin. “The pandemic has changed all that.”It's her job to study the market, follow migration patterns, and make sure both agents and customers are informed.“I predict that the early winter -- January, February -- is going to be an unusually busy home buying and selling season,” Fairweather says.Fairweather said people can move anytime and they're eager to get it over with when they've made the decision to relocate.“People want to move to places that really fit their preferences whether it's a beach town or a lake town or to be closer to their family, people are moving to places that they really want to live in, not just places that are close to the office,” Fairweather said.Jordan Thomas bought a home while the market has been hot.“It's a very quick process, buying was extremely competitive,” Thomas said.Thomas said she was among the many who decided the time to buy is now.“Because the interest rates were so great, I was able to get a really great deal on a larger home for myself,” Thomas said.She was the first to put in an offer on her Houston-area home. Six more offers followed that same day.“Because I was the first to put in the offer and I was aggressive with what I put forth, the first time around was the reason why I ended up getting the home,” Thomas said.And true to Fairweather's prediction about what people want in a home, Thomas was ready to renovate. Like others, she wanted an updated, larger kitchen and a bigger home office.“Two days after I closed on my home, I handed the key over my contractor and said ‘go to town,’” Thomas said.If you're looking at one of those "hot markets,” places like the suburbs, vacation towns, or mountainous and lake areas, Fairweather said, “My advice to buyers is that timing matters.”Fairweather added that buyers should be ready for competition. 2110