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CHICAGO, Ill. – November is Alzheimer Awareness Month. And with nearly six million Americans living with the disease, healthcare providers are looking for innovative ways to treat patients. One pilot program is putting caregivers inside the mind of Alzheimer’s patients. Using a virtual reality headset and console, Amelia Williams is immersing herself into the mind of a fictional dementia patient known as “Beatriz.” Williams is a research coordinator at 472

Gluttony and greed are typically the main hallmarks of Thanksgiving and Black Friday, but they certainly don’t have to be. While devouring a plate full of hot food and shopping for the hottest items can provide a dose of satisfaction, nothing compares to giving back. There are endless ways to volunteer or donate your time around Thanksgiving. Here are a few ideas: Run in a Turkey Trot race It has become a tradition for some in the United States to participate in Turkey Trot races around Thanksgiving. Not only do they help you burn off the calories from all the food, the proceeds from many races are donated to local organizations to help those in need. These types of races vary in names and length. They’ve also been called things like “Drumstick Dash” or “Mashed Potato Mile." Most Turkey Trots are in the 3-to 5-mile distance category, but some are longer or shorter. Volunteer your time If running’s not your thing, there are other ways to get out and help your community. The amount of opportunities can be overwhelming, but resources like 1068

Animal shelters across the country are taking part in a nationwide study that's giving animal lovers the chance to hang out with a dog.Participant Moira Hopkins loves a good happy hour. However, instead of getting a drink, Hopkins is picking up a dog at the Humane Rescue Alliance in Washington, D.C. She picks up a dog named Jackie, who is part of the shelter’s happy hour program. It allows volunteers to take dogs out of the shelter and hang out with them for a few hours to let the dogs escape from the stress of that environment. “You just sort of see the tension just dissipate,” Hopkins says. “A great happy is when they suddenly end up taking a long, long nap because they don't get good sleep in a shelter because it's noisy and chaotic.” The shelter is taking part in a national study by Arizona State University to examine how getting out of a shelter, even for just a few hours, can affect dogs. Workers at the Humane Rescue Alliance say they've seen how a short getaway can help lower stress levels and even make dogs more adoptable. “When dogs appear less stressed to a potential adopter, that makes adopters want to meet them because they're calm and they're lying in their den, rather than jumping around and barking and acting all stressed out,” says Jennah Billeter, who works at the shelter. The ultimate goal is for these happy hours to lead to happy outcomes. “It has really, really good outcomes for both the human and for the dog, because the human gets to have the love of a dog and enjoy them and sometimes maybe even end up adopting them, because they fall in love with them on a happy hour,” Hopkins says.For more information, visit the 1682

CA?ON CITY, Colo. – Thousands have come through the gates of the Colorado Territorial Correctional Facility. But what happens when they walk out? The prison has dozens of programs meant to help the inmates become valued members of society. One program – involving dogs – is called the Prison Trained K-9 Companion Program. Lawrence Trujillo and Zachery Montoya are master dog trainers. They've have been training dogs at the corrections center for five years. “We are with these dogs seven days a week, 24 hours a day,” Trujillo said. They teach the dogs how to follow commands, and how to be on their best behavior. It’s a very coveted job. “Some of these guys haven’t seen a dog in 20 years,” Montoya said. However, getting into the program isn’t easy. “In order to be considered they actually have to apply for the job. They have to meet certain criteria – they have to have a GED – because we’re required them to read information and process it. And they have to be on their best behavior documented for at least six months," K-9 supervisor Michele Wayland said. According to Wayland, it takes about a year to achieve a master handler certification. “We get a dog buddy, and we learn from a master trainer. We go through about 14 months of book work, we have tests in their monthly – hands on tests with the dogs as we progress as trainers – and we have to pass each one of those tests to become a master trainer,” Trujillo said. The guys say they gain more than just life skills. They're also helping families who haven’t been able to effectively train their dogs. “Coming to prison is not so fun, but being able to give something back is very rewarding,” Montoya said. Since the program was created in 2002, inmates have trained nearly 13,000 dogs. A majority of them come from private families who help fund the program through boarding and training fees. “There is no taxpayer dollar supporting this program, so we have to float our own boat,” Wayland said. The program has seen a lot of success the past couple decades. Wayland says Colorado was one of the first, if not the first state to start K-9 training at prisons. Now, they're all across the country. “There actually is a K-9 program in prisons in every state of the union,” Wayland said. The positive results of the program can be seen in the inmates who are hired. “I didn’t have a lot of skills before I came to prison, so this is something I could definitely I could take with me and do out there. There’s been many guys who have left and have been successful doing this one the streets,” Montoya said. Whether working at a shelter, a kennel, or starting their own training business, both Montoya and Trujillo say they’d love to continue working with dogs once they get out of prison. It's something that wouldn’t be possible without the help of dog owners“We would just like – probably as a team – to thank them for their support and appreciate the trust they have in us,” Trujillo said. 2973

Paycheck Protection Program funds helped keep more than 5 million American small businesses alive through the first half of 2020, but one woman has a warning for anyone applying for aid.Kelleye Thomas, who runs a home daycare, had to shut down for three months due to the pandemic.Her income dropped to zero during the shutdown, but like so many small business and independent workers, she was saved by the government's Paycheck Protection Program."I applied for that through the Small Business Administration, and I was granted a forgivable loan for ,500," she said.That lifeline turned into a financial nightmare because of where she deposited the funds. Before she could even begin using the money, she said, Fifth Third Bank locked her account pending a fraud investigation."The check was deposited, and a few days later I noticed there was a freeze on my account," she said.Panicked, she called the bank."They let me know I needed a business account to receive the funds from this loan," Thomas said.Risk of using your personal accountA lot of independent workers and small business owners use just one account for everything because it is so much easier.But doing that can be very risky if you are getting any sort of federal aid.Business Insider says PPP loans must be put into a separate account to prevent:Payroll errors.Accidental misuse.Questions from your bank.That's what happened here, where the bank's investigation locked her out from all her money.As a result, she was unable to pay some of her most essential bills."I couldn't pay my mortgage or buy food or pay my credit card bills," she said.So we contacted her bank, Fifth Third Bank, where spokeswoman Laura Trujillo told us: "We take potential fraud seriously and are diligent stewards of our customers' money."Because the bank found no fraud in this case, it unlocked Thomas' accounts after our inquiry.Now, she's warning others about mixing pandemic aid with personal funds."I have always had my daycare money deposited into my personal account, and no one ever said anything about it or said I needed to open up a business account," she said.Business Insider says there is one more reason to keep PPP money separate: Eventually having the loan forgiven. Getting forgiveness can be much tougher if all your funds are commingled.So keep tight records, so you don't waste your money._________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 2682