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The new iPhones have officially debuted. And yes, facial recognition software is no longer just science fiction — it’s real and it’s on the X.Apple unveiled the iPhone 8, the iPhone 8 Plus and the iPhone X in a Sept. 12 keynote address at the new Steve Jobs Theater.What should you do now that the waiting game is over? Here are three options. 366

The housing market has been strong in 2020, but as we head into 2021, it seems the market will continue to buck all home buying and selling trends.“It used to be true the home buying season was spring or summer when kids are out of school,” says Daryl Fairweather, chief economist for Redfin. “The pandemic has changed all that.”It's her job to study the market, follow migration patterns, and make sure both agents and customers are informed.“I predict that the early winter -- January, February -- is going to be an unusually busy home buying and selling season,” Fairweather says.Fairweather said people can move anytime and they're eager to get it over with when they've made the decision to relocate.“People want to move to places that really fit their preferences whether it's a beach town or a lake town or to be closer to their family, people are moving to places that they really want to live in, not just places that are close to the office,” Fairweather said.Jordan Thomas bought a home while the market has been hot.“It's a very quick process, buying was extremely competitive,” Thomas said.Thomas said she was among the many who decided the time to buy is now.“Because the interest rates were so great, I was able to get a really great deal on a larger home for myself,” Thomas said.She was the first to put in an offer on her Houston-area home. Six more offers followed that same day.“Because I was the first to put in the offer and I was aggressive with what I put forth, the first time around was the reason why I ended up getting the home,” Thomas said.And true to Fairweather's prediction about what people want in a home, Thomas was ready to renovate. Like others, she wanted an updated, larger kitchen and a bigger home office.“Two days after I closed on my home, I handed the key over my contractor and said ‘go to town,’” Thomas said.If you're looking at one of those "hot markets,” places like the suburbs, vacation towns, or mountainous and lake areas, Fairweather said, “My advice to buyers is that timing matters.”Fairweather added that buyers should be ready for competition. 2110

The Postal Service says it is facing “historic volumes” going into its busiest shipping week of the year. While Tuesday marks the final day the Post Office recommends shipping packages via ground in time for Christmas, the USPS says there are still a number of options for customers hoping to get their packages to loved ones by Dec. 25.In an effort to assist customers, the USPS says it is enacting a number of measures in hopes of ensuring timely deliveries.Those measures include:Expanded holiday retail hours in select locationsExpanded package delivery window — delivery in morning, afternoon, and early evening where volume warrantsExpanded operational capacity with new equipmentLease extra vehicles as needed to expedite deliveriesFor customers in the continental US, the USPS recommends the following mailing and shipping deadlines for expected delivery by Dec. 25 to most US addresses.Dec. 15 — USPS Retail Ground serviceDec. 18 — APO/FPO/DPO (except ZIP Code 093) USPS Priority Mail Express serviceDec. 18 — First-Class Mail service (including greeting cards)Dec. 18 — First-class packages (up to 15.99 ounces)Dec. 19 — Priority Mail serviceDec. 23 — Priority Mail Express serviceUSPS notes that only the Priority Mail Express service is a guarantee, and the other deadlines are merely recommendations. “We thank our customers for their continued support, and we are committed to making sure gifts and cards are delivered on time to celebrate the holidays,” said Kristin Seaver, Chief Retail and Delivery Officer of the Postal Service. “We also thank our 644,000 employees who are working tirelessly throughout these unique conditions to ensure the delivery of holiday gifts and greetings."Heading into the holidays, USPS service reported significant slowdowns. For the months of July, August and September, USPS reported single-piece first-class mail fell below its annual benchmarks, and past performance. During the quarter, three-to-five day on-time service dropped from 87.8% in 2019 to 72.1% in 2020. Its two-day on-time service dropped from 94% to 88.2% from 2019 to 2020. 2099

The IRS clarified on Friday that companies will be obligated not to take Social Security taxes from paychecks starting next week running through the end of the year.Nearly all Americans are taxed 6.2% per check to go toward Social Security. For now, barring any action from Congress, most Americans will see larger paychecks through the end of the year. The guidance is based on an executive order signed earlier this month by President Trump in hopes of stimulating the economy.Related: What a payroll tax deferral may mean for your paycheck and taxesThe Social Security tax deferment is applicable to workers who make up to ,000 on a bi-weekly basis. Those making more than ,000 every two weeks will continue to have their Social Security taxes withheld from checks.The deferment is not an actual tax cut, and because the deferment was done via executive order rather than an act of Congress, the taxes will need paid back by April 30, 2021.The White House has said they would like to see the elimination of the Social Security payroll tax be made permanent in an effort to lower the tax burden. Opponents say that eliminating the tax on Americans would make Social Security insolvent.Stephen Goss, the chief actuary for the Social Security Administration, told the US Senate this week that a hypothetical bill that would make the tax deferment permanent would cause Social Security to no longer be able to make payments to beneficiaries by the middle of 2023.For employees making ,000 a year, the elimination of Social Security taxes would result in an extra per paycheck every two weeks. Assuming the employee has eight paychecks left in 2020, that would result in 2 in taxes deferred in 2020, which would be repaid in 2021. For employees making ,000 per year, those figures would be doubled. 1821

The lineup for this year's Electric Daisy Carnival at the Las Vegas Motor Speedway has been revealed.EDC is taking place May 18, 19 and 20. The giant dance music festival with multiple stages will feature more than 200 globally renowned dance music artists.This year's lineup includes  Armin Van Buuren, Diplo, Kaskade, Marshmello, Martin Garrix, Ti?sto, Zedd, Flux Pavilion b2b Doctor P, Solardo b2b CamelPhat, and 12th Planet b2b Kill the Noise, The Binches, Moksi, GG Magree, Khalid, Yultron, Borgeous, Charlotte de Witte and many more. This year's theme will be "Kinetic Love," which signifies the second pillar of PLUR, the powerful symbol gives a nod to the unconditional appreciation and acceptance that thrives within dance music.In addition to music, the festival also features whimsical costumed performers, full-sized carnival rides, interactive art installations, dazzling firework displays and more.New this year, attendees will have the opportunity to camp at the speedway with a variety of tent and RV camping options.Tickets are on sale here.  1082