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SPRING VALLEY, Calif. (KGTV) – A construction worker was struck by a vehicle and killed along state Route 94 in Spring Valley in a crash the California Highway Patrol said is DUI-related.The collision happened just before 10 p.m. Wednesday on westbound SR-94 near Cougar Canyon Drive, CHP officials said.According to the CHP, the stretch of roadway was “an active construction zone” with the westbound side coned off. A construction worker was directing traffic when a 1996 Lincoln Town Car entered the coned area and hit him, the CHP reported.The worker, identified only as a 27-year-old San Diego resident, was rushed to the hospital but died from his injuries.CHP officials said the Lincoln’s driver, 69-year-old San Diego resident Arnold Lee Patton, was arrested on suspicion of DUI and vehicular manslaughter.Patton was booked into County Jail for felony DUI causing injury or death and gross vehicular manslaughter, the CHP reported.The incident remains under investigation. 988

SOLANA BEACH, Calif. (KGTV) — Video captured Friday showed another bluff failure in the Solana Beach area, weeks after a series of small bluff collapses.Kelly Nelle captured a small bluff failure at a site that appeared taped off due to a previous bluff collapse. No one was injured.Several parts of Fletcher Cove were taped off in August as sandstone tumbled about 75 feet down to the beach. It isn't clear if Friday's collapse was at the same site, but the area was already taped off and appeared to have a pile of sediment at the base of the cliff side.In late August, Torrey Pines beach goers were warned of bluff collapses after a section fell to the ground. In early August, a massive section of rock fell in Encinitas, killing three people.As temperatures rise and bring more locals out to the coast, officials cautioned visitors to walk 25 - 40 feet away from all bluffs and not to walk around barricades because large rocks could still fall.Video from Friday showed some smaller rocks falling before the larger section fell onto the Solana Beach spot. 1068

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

SILVERADO (CNS) - Southern California Edison told California officials this evening that a lashing wire may have contacted its overhead primary conductor and sparked the 7,200-acre Silverado Fire, which critically injured two firefighters.The blaze erupted for unknown reasons at 6:47 a.m. in the area of Santiago Canyon and Silverado Canyon roads, and by late Monday afternoon had blackened 7,200 acres, Orange County Fire Authority Chief Brian Fennessy said.It forced evacuations of 90,800 residents in the Irvine and Lake Forest areas, threatened structures and blocked key roadways. Southern California Edison sent a letter to the California Public Utilities Commission Monday night acknowledging it had overhead electrical facilities in the area that the blaze broke out.``We have no indication of any circuit activity prior to the report time of the fire, nor downed overhead primary conductors in the origin area,'' SCE said in the letter. ``However, it appears that a lashing wire that was attached to an underbuilt telecommunication line may have contact SCE's overhead primary conductor which may have resulted in the ignition of the fire.''Irvine Mayor Christina Shea said the city opened eight facilities to shelter evacuated residents and several quickly filled up. Irvine Police Department Chief Mike Hamel said city officials were working with the American Red Cross to provide overnight shelter for residents with no place to go. The city's animal shelter was open to house pets.``We've been fortunate to not lose any structures yet,'' Fennessy said early this evening. The injured firefighters are 26 and 31 years old. Both sustained second- and third-degree burns about 12:15 p.m., one over 65% of the body and the other over half the body, according to Fennessy said. Both firefighters were intubated at OC Global Medical Center in Santa Ana, he said.``I got an opportunity to talk to members of their families and spend time with both firefighters in the emergency room while they were being treated, but they were not in a position where they could speak with me,'' Fennessy said.``Please keep these firefighters in your thoughts and prayers, and their families. We're going to do the same.'' The two firefighters were ``at the heel of the fire where it started,'' he said.``I know them personally,'' Fennessy said. ``They're gravely injured. Their families are with them. I was with them when their families arrived. Obviously, it's very emotional. We're giving them all the support we can.''High winds compromised the aerial firefighting effort, with all aircraft grounded by mid-morning due to gusts that rendered water dropsineffective, while also making flying treacherous for pilots. Winds of 20 mph-40 mph were reported, with gusts up to 60 mph.``This is a tough fire,'' Fennessy said. ``We're experiencing very high winds, very low humidity... Any time winds are that bad you can't fly, and that certainly has an impact on both hand crews and bulldozers and firefighters at the end of those hose lines.``Air attack is very important, but still it's the firefighters on the ground that put out that fire.'' Fire officials were hopeful they will be able to make air drops tonight when wind velocities are expected to lessen, Fennessy said. Mandatory evacuation orders were issued for the Orchard Hills community north of Irvine Boulevard from Bake Parkway to Jamboree Road this morning.The evacuation order affected roughly 20,000 homes and 60,000 residents, according to Irvine police Sgt. Karie Davies. Schools in the area were also evacuated, Davies said.According to the city of Irvine, evacuation centers were established at:-- University Community Center, 1 Beech Tree Lane;-- Quail Hill Community Center, 39 Shady Canyon Drive;-- Los Olivos Community Center, 101 Alfonso Drive;-- Harvard Community Center, 14701 Harvard;-- Rancho Senior Center, 3 Ethel Coplen Way;-- Las Lomas Community Center, 10 Federation Way; and-- Turtle Rock Community Center, 1 Sunnyhill.FIRE MAPBy late morning, many of the centers were filled, and another shelter was established at Village Church of Irvine, 77 Post.The city and Irvine Unified School District announced mandatory evacuations of Northwood High School and Portola Springs, Eastwood, Stonegate, Loma Ridge, Canyon View and Santiago Hills elementary schools.Voluntary evacuations were issued for Brywood, Northwood, Cadence Park, Beacon Park, Cypress Village and Woodbury elementary schools, according to the IUSD.The Tustin Unified School District evacuated Orchard Hills School and Hicks Canyon and Myford elementary schools. Orchard Hills students were taken to Beckman High School, where they can be picked up by their parents. Hicks Canyon and Myford students were released to parents at the school sites.Classes in Tustin Unified School District were canceled for Tuesday. Hours after state Sen. John Moorlach, R-Costa Mesa, asked Gov. Gavin Newsom to approve disaster funding help Newsom announced a Fire Management Assistance Grant from the Federal Emergency Management Agency to help provide resources and a 75% reimbursement for firefighting costs.Although structures were reported to be threatened and there were some reports of buildings already burned, fire authorities had not confirmed any structural damage as of early tonight. Aerial footage from the scene showed fire crews dousing flames that appeared to have destroyed a commercial structure near the 241 toll road.The southbound Riverside (91) Freeway to the Foothill Transportation Corridor (241) toll road was closed and the northbound 241 was closed at Portola.The Eastern Transportation Corridor (133) northbound was closed at Irvine and eastbound Chapman-Santiago Canyon was closed at Jamboree and Santiago Canyon from Silverado Canyon was closed, according to California Highway Patrol Officer Florentino Olivera.``It's bad,'' Olivera said of the traffic backing up on the Santa Ana (5) and Riverside freeways, as thousands of people tried to flee the area. ``The fire's moving pretty fast so our closures are moving too as it's jumping (roads).''Southbound state Route 91 was also closed in the area north of the 241 Freeway. OCFA officials said the flames jumped the 241 Freeway shortly after 9 a.m. The fire sent a major plume of smoke over the entire region, creating unhealthy air across a wide area.The Orange County Health Care Agency urged residents in affected areas to stay indoors, limit outdoor activity, keep windows and doors closed and run air conditions to filter the air.Southern California Edison had power cut off to 440 customers in Orange County late Monday morning due to the wildfire threat, but another 12,792 customers were under consideration for power shutoffs to prevent fueling the blaze. 6776

Sharing a ?? taken by The Duchess ahead of Prince George’s seventh birthday tomorrow! ?? pic.twitter.com/GLPBoVsuYZ— The Duke and Duchess of Cambridge (@KensingtonRoyal) July 21, 2020 191

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