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ARCADIA, Calif. (AP) — A 3-year-old gelding was fatally injured in the fifth race at Santa Anita on Saturday, becoming the 34th horse to die at the track since December.According to a statement from track owner The Stronach Group, jockey Ruben Fuentes pulled up Satchel Paige at the three-eighths pole of the 6 1/2-furlong sprint. Track veterinarian Dr. Dana Stead saw that the gelding had sustained an open fracture of his left front ankle and decided to euthanize him.Fuentes wasn't injured in the ,000 race featuring horses that had yet to win.Dr. Dionne Benson, chief vet for The Stronach Group, said the gelding will undergo a required necropsy at UC Davis. She said the accident and necropsy report will be reviewed "to learn what, if anything, could have been to prevent the accident."Benson said Santa Anita will work with the California Horse Racing Board to investigate the accident.Trained by Phil D'Amato, Satchel Paige was winless in six career starts, with one second and one third-place finish. He had career earnings of ,002.He was bred and owned by retired luxury car dealer Nick Alexander, chairman of the Thoroughbred Owners of California, which represents the collective interests of owners in the state and works to preserve the sport's long-term viability.Santa Anita is set to host the Breeders' Cup world championships for a record 10th time on Nov. 1-2. 1392

America's lottery fever is far from over. The Powerball jackpot is almost irresistible.Saturday's Powerball drawing would pay an estimated 0 million if a winner matches all six numbers.The winner or winners would also have a one-time cash option of 8.6 million -- a prize that's still more than alright.If there's a winner, it would be one of largest jackpots in the nation's history.It could be the fourth largest in US lottery history and the game's third largest jackpot.The largest Powerball jackpot was .586 billion and it was split three ways in January 2016. 581

Apple unveiled its new iPhone operating system, iOS 14, on Monday at its completely-online Worldwide Developers Conference (WWDC) Keynote Address.Here are Apple's most significant announcements from Monday's event.iOS 14Apple gave viewers a first look at iPhone's new operating system on Monday. The new program means that iPhone's home screen will look a bit different when it debuts later this year.iPhone users will now have the ability to set default email and browser apps for the first time. Previously, iPhone defaulted to using Apple's "Mail" and "Safari" apps when clicking on links in social media apps. Now, users can choose to browse and message on other companies' browsers and email clients.The home screen will also get an overhaul with a new "Library" grouping feature that will automatically group similar apps together on an additional home screen page. The feature is designed to allow users to find lesser-used apps more easily.iOS 14 will also introduce a new "Picture in Picture" feature that allows an iPhone user to watch videos while browsing other apps.The new operating system also makes some changes to the popular Memoji feature, including the ability to give an avatar a coronavirus mask.New chips in MacBooksIn an announcement that was widely expected, Apple announced Monday that all of its products would be built with computer chips made in-house. While mobile Apple products and Apple TV devices are already made with chips produced in-house, MacBooks previously ran on Intel's computer chips. Moving forward, Apple will begin using its own chips in thier laptop computer.Translate appApple unveiled a new smartphone app that will provide real-time translation between two people speaking different languages.Unlocking a car with an iPhoneApple announced several updates to its "CarPlay" app, which allows iPhones to communicate with certain car models. Among the updates is a feature that will iPhone users the ability to unlock and start their cars from their phones. The first car to be equipped with the feature will be the BMW 2021 BMW 5-series. Key privileges can also be sent through Apple's message app and can be revoked at any time. 2185

Ann and I extend our congratulations to President-elect Joe Biden and Vice President-elect Kamala Harris. We know both of them as people of good will and admirable character. We pray that God may bless them in the days and years ahead.— Mitt Romney (@MittRomney) November 7, 2020 287

As a 58-year-old woman on disability, Robin Short of Wallingford, Connecticut, relies on her tax refund to catch up on bills. She filed her return electronically in February, opting for direct deposit so she could get her 3 refund quickly.She’s still waiting, as are millions of others. The IRS is slowly resuming operations after pandemic-related lockdowns, but delayed refunds are devastating some people’s finances.Tax refunds have become a lifelineTax refunds, which last year averaged ,979, are the largest single infusion of cash for about 30% of U.S. families, says Fiona Greig, consumer research director at the JPMorgan Chase Institute, which researches economic issues. While many Americans use refunds to save or to pay down debt, significant numbers rely on the money to cover bills or to get needed medical care — and that was true even before millions lost jobs and income during the COVID-19 pandemic.Delayed refunds can lead to evictions, hunger, creditor lawsuits and health problems from postponed medical care, among other ill effects. Many households live so close to the edge that they can experience hardship when a refund is delayed by two or three weeks, let alone several months, says John Thompson, chief program officer for the Financial Health Network, which researches financial challenges facing low- and moderate-income households.“Not everybody has got the kind of flexibility or resilience to just be able to hold on,” Thompson says.Pandemic shutters most IRS operationsThe IRS started shutting down tax return processing centers in March, along with its taxpayer help line, local offices and volunteer assistance programs. Soon after, it focused on sending out more than 159 million payments as authorized by the coronavirus relief package. By mid-May, the agency faced a backlog of 10 million pieces of unopened mail, including paper tax returns.People who filed electronically generally got their refunds unless those returns were flagged, commonly because of identity theft concerns or a mismatch between the information on the return and what was provided by employers or financial institutions.In Short’s case, the TurboTax software she used counted a ,800 annual pension payment twice, as both 1099 income and as W-2 income. The IRS sent her a letter about the error and advised her not to contact the agency for 60 days while the issue was resolved. Then, the lockdowns happened.Short says her pension and monthly Social Security disability checks don’t cover her expenses. She makes arrangements to pay overdue bills, such as her power bill, when her refund arrives. Otherwise, she says, the math of living on a low fixed income gets grim.“Either you miss a payment on the electric bill, or you don’t get your medicine,” says Short, a former facilities manager and insulin-dependent diabetic who was severely injured when her car was hit by a drunk driver.Using refunds to catch upPutting off bills, then using tax refunds to catch up, is a common practice among strapped households, Thompson says. A survey of people who used free filing methods for lower- and moderate-income taxpayers last year found roughly half said they needed their refunds for bills, rent, groceries and other everyday expenses, according to Prosperity Now, a nonprofit that promotes financial security.People also increase their health care spending significantly after refund checks arrive. A 2018 study of 1.2 million checking account holders found health care spending rose 60% in the week after people received refunds, indicating many were catching up on care, Greig says.It’s not clear how long it will take the IRS to address the backlog or when taxpayers can expect their money. People can try using the “Where’s My Refund?” tool on the IRS site or call the taxpayer help line, but getting through to a human is difficult even in normal times. Congress has cut the IRS’ budget by 20% since 2010, leading to a 22% reduction in staff, according to acting National Taxpayer Advocate Bridget Roberts. Without adequate staff, the agency answered less than one-third of its calls last year. Another option is to contact the Taxpayer Advocate Service, which has representatives in each state.Rather than wait for the IRS to return their money each year, taxpayers can adjust their withholding so they get more money in their paychecks. But many don’t feel comfortable changing their withholding in case they wind up owing big sums, Thompson says.“You’d have to predict how the year is going to go,” Thompson says. “And what could we possibly predict about this year?”This article was written by NerdWallet and was originally published by The Associated Press.Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4782

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