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SACRAMENTO, Calif. (AP) — Californians who lost their home insurance because of the threat of wildfires will be able to buy comprehensive policies next year through a state-mandated plan under an order issued Thursday by the state insurance commissioner.As wildfires threaten the state, insurance companies have been dropping many homeowners who live in fire-prone areas.Most of those people turn to the California Fair Access to Insurance Requirements Plan, an insurance pool mandated by state law that is required to issue policies to people who can’t buy them through no fault of their own.But FAIR Plan policies are limited, offering coverage for fires, explosions and limited smoke damage.California Insurance Commissioner Ricardo Lara on Thursday ordered the plan to begin selling comprehensive policies by June 1 to cover lots of other problems, including theft, water damage, falling objects and liability.Lara also ordered the plan to double homeowners’ coverage limits to million by April 1.“You have people that now are being sent to the FAIR Plan and they have no other alternative. They won’t even get a call back from an insurance company to offer them a quote,” Lara said.The FAIR Plan has been around since 1968. It is not funded by tax dollars. Instead, all property and casualty insurance companies doing business in California must contribute to the plan.Known as the “insurer of last resort,” the plan has been growing in recent years as wildfires have become bigger and more frequent because of climate change. FAIR Plan policies in fire-prone areas have grown an average of nearly 8% each year since 2016, according to the Department of Insurance.Likewise, since 2015 insurance companies have declined to renew nearly 350,000 policies in areas at high risk for wildfires. That data comes from the state, and it does not include information on how many people were able to find coverage elsewhere or at what price.The FAIR Plan is governed by a board of directors appointed by various government officials. Lara says he has the authority to reject its operating plan. On Thursday, he ordered it to submit a new plan within 30 days that includes an option for comprehensive policies and other changes.California FAIR Plan Association President Anneliese Jivan did not respond to an email seeking comment.It’s unknown how much the plan’s new policies will cost. But rates for FAIR Plan policies are supposed to break even. The insurance industry must cover any losses. And if the plan generates a profit, that money is given back to insurance companies.FAIR Plan policies have been limited because, in general, the insurance industry doesn’t want state-mandated plans to compete with private insurance plans. But Amy Bach, executive director of United Policyholders — a nonprofit advocating for consumers in the insurance industry — says her group is “hearing from panicked consumers daily.”“If (insurance companies) don’t like it, the solution really is to start doing their job and selling insurance again,” she said. “This is an untenable situation.” 3083

RIDGECREST, Calif. (KGTV) — A 4.7-magnitude earthquake hit just outside the town Southern California town of Ridgecrest late Thursday.The quake struck near area of Little Lake, Calif., about 20 miles away from Ridgecrest just after 5:40 p.m., according to the U.S. Geological Survey. USGS estimated the earthquake's depth at about 1.2 miles.The earthquake could be felt from as far away as Spring Valley, according to the USGS' "Did You Feel It?" map.Several aftershocks were recorded around the area following the 4.7 shake up. No injuries were immediately reported. On July 5, magnitude 5.4 and 7.1 quakes hit the Ridgecrest area, causing millions in damage locally. Those quakes could be felt as far away as Las Vegas. 729

Roberta McCain, the mother of late Sen. John McCain, has died at the remarkable age of 108.Cindy McCain, the senator’s widow, announced her mother-in-law’s passing on Twitter on Monday.“I couldn’t have asked for a better role model or a better friend,” she wrote. “She joins her husband Jack, her son John and daughter Sandy.”The family celebrated the matriarch’s 108th birthday in February. “The View” co-host Meghan McCain, who has often spoken highly of her grandmother on the talk show, expressed how grateful she was for her on Twitter.Happy 108th Birthday to my nana Roberta. You are our matriarch. Completely ageless, classic, lovely, strong, smart, sarcastic, irreverent and all things I love in this world. We are so grateful for you. pic.twitter.com/qvLAAIvsf8— Meghan McCain (@MeghanMcCain) February 7, 2020 As Sen. McCain ran for president in 2008, his mother joined him and other family members on the campaign trail, despite her advanced age.In a 2005 book, the senator wrote proudly and lovingly of his mother: 1033

SACRAMENTO, Calif. — Vice President-elect Kamala Harris has named veteran Democratic strategist Tina Flournoy as her chief of staff. Flournoy’s appointment as Harris’ top staffer adds to a team of advisers led by Black women. Flournoy has served as chief of staff for former President Bill Clinton since 2013. That follows a career that took her to top posts at the Democratic National Committee, in the presidential campaigns of former Vice President Al Gore and former Secretary of State Hillary Clinton and with the American Federation of Teachers. Former colleagues describe Flournoy as a no-nonsense operative who has both policy and political chops. 663

RIVERSIDE, Calif. (AP) — Authorities say three members of a family were injured, one critically, when they were ejected from the log ride at a Southern California amusement park.Fire officials say the ride malfunctioned and one of the log-shaped vessels overturned Saturday at Castle Park in Riverside.Officials say riders were thrown from the vessel and trapped in the water.Fire Capt. Brian Guzzetta says a woman was hospitalized in critical condition. A man and 10-year-old boy were treated at a hospital for minor injuries.Guzzetta says a pump apparently malfunctioned, preventing the flow of water onto the track. He says when the log descended from one of the falls, there wasn't enough water to slow it down and it crashed.The log ride is closed during an investigation but Castle Park will remain open through the weekend. 838