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In a new post on its website, the Federal Trade Commission is reminding people there is an act that allows them to share a truthful experience and opinion online, and that forms signed agreeing not to do so are invalid."Whether your summer plans include replacing your air conditioning, installing new flooring, or riding the range, you will probably read 368

It’s been nearly nine months since Hurricane Michael hit the Florida Panhandle. Though time has passed, those living in the remains of what Hurricane Michael left in its wake are struggling. Hurricane Michael was the first Category 5 Hurricane to strike the contiguous United States Since Andrew in 1992. According to National Oceanic and Atmospheric Administration, Hurricane Michael caused nearly billion in damage. However, nearly nine months since the storm, there is still plenty of damage and debris in Panama City, Panama City Beach, and Mexico Beach, where Michael hit the hardest. According to a REBUILD 850 survey released Tuesday, public support for Hurricane Michael recovery efforts in the Florida Panhandle is lacking. The results showed nearly half of respondents would do nothing to help people affected by the hurricane and nearly 75 percent said they would not consider donating money to help with relief efforts. Some affected by the hurricane said this could be because those across the country mistakenly think life has gone back to normal in the panhandle. As the new hurricane season approaches, many residents across the panhandle are still trying to recover from the Category 5 storm. E.W. Scripps went to the panhandle and spoke with those who are still trying to get their living situation back to normal. Some say they may have to move back into a home they say isn’t safe since their temporary living situation will no longer work. Others are living in their homes that still have damage and no insulation, living where inside temperatures reach 93 degrees. Ann Marie Dimeglio has lived in Panama City Beach for 17 years with her husband and three kids. “There are so many people who have it far worse than I do,” Dimeglio says. “We are all trying to get by after the storm. It’s not the same. People were struggling before the hurricane, and now with everything that’s going on, it’s just getting worse. But we’re all just trying to fight through it. You’re not living if you’re not fighting. I think a lot of us here just want people to know that things aren’t fine here. But we’ll keep fighting through it.”Watch the video to learn more about Dimeglio’s story and see how those living in the area are coping with life after Hurricane Michael. 2291

Just a month after filing Chapter 11 bankruptcy protection, retailer Charlotte Russe has announced they will close all stores and the company has officially closed its online store as well."Our online store has closed, going out of business, sale starts March 7, all stores, all sales final," a message on the company's website said.The going out of business sale starts March 7 at all Charlotte Russe locations. According to its store locator, the company operates more than 650 stores in the US.In February, the company announced their plans to close nearly 100 of their stores. The stores are located primarily in malls and outlet centers.Since the Feb. 3 announcement that the company was filing for Chapter 11, the company has been in talks with prospective buyers to avoid a liquidation of all of the company's assets.It appears a deal has not been made for a buyer to take over the company's assets at this time, so a liquidation sale is underway."In the event that a going-concern transaction is not selected as the highest or otherwise best bid following the conclusion of the auction, the Company will facilitate an orderly wind-down of all of its store locations and operations beginning on or about March 7, 2019," the company said in a press release on Feb. 19. 1286

It's a reality on health care that so many of us are living. A new survey released by West Health and Gallup finds 65 million adults had a health issue in the past year, but they didn't get treatment for it because of the cost. One of the biggest issues of health care costs is the surprise medical bills. The issue has become such a problem, Congress held its first-ever congressional hearing on surprise medical bills Tuesday. “If your kid gets hurt playing soccer and you go to an [emergency doctor], there's a really good chance you're gonna get a surprise medical bill,” says Frederick Isasi. Isasi is the executive director for Families USA, an advocacy group for health care consumers. “More people are scared of hospital bills and health care bills than getting sick,” Isasi says. “That's where we are as a nation. There's more harm happening in this country, in some ways psychologically, around the cost of health care than actually being scared about their health.” Isasi and others testified about the need for federal laws to protect patients, including making hospitals and doctors provide billing costs upfront and putting a cap on costs. A new survey found in the past year, Americans borrowed billion to pay for health care, because they couldn't afford it. “Almost half of Americans, they have less than 0 in saving, so a surprise medical bill for ,000 means, ‘I'm gonna have to miss my car payment, miss my mortgage payment. I'm gonna have to take out of my retirement account,’” Isasi says. But at Tuesday’s hearing, lawmakers openly admitted finding a real solution will be a challenge. “The problem is this whole process of health care is so complex,” Rep. Rick Allen (R-Georgia) relayed at the hearing. Rep. Susan Wild (D-Pennsylvania) agreed, stating “the solutions I’m hearing don't really sound very workable in the context of our present medical system, and that's where I really struggle to understand how we're gonna fix this.” Some states have passed legislation to try and protect patients from surprise bills, but about 60 percent of employer-based plans are governed by federal law, not state law. 2153

It’s almost that time of year again – time to spring our clocks forward for daylight saving time. We’ll lose an hour this weekend when our clocks jump an hour ahead early Sunday morning, going from 1:59 a.m. to 3 a.m. The point of daylight saving time is to make better use of daylight. The 303

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