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The Democratic National Committee's Rules and Bylaws Committee voted to remove "virtual caucusing" from Iowa's and Nevada's 2020 caucus plans on Friday, giving the states about two weeks to form an alternative proposal.The move leaves Iowa -- which had planned to use only the vote-by-phone method to comply with the Democratic Party's rules to expand voting access in the caucus states -- in a particularly tough position.Nevada's plans included in-person early voting, meaning the committee could find the state's plan in compliance without that element.Last week, DNC Chairman Tom Perez issued a statement with the committee's co-chairs saying the vote-by-phone method didn't meet security standards set to avoid hacking or tampering."While today's decision is not unexpected, we are still disappointed," Iowa Democratic Party Chairman Troy Price said in a statement after the vote. "We continue to have confidence in the abilities of our vendors to enact this process, but if the DNC does not believe the virtual caucus can be secure, then we cannot go forward. With less than five months to go, we are continuing to explore as quickly as possible what alternatives may exist in order to securely expand accessibility for the 2020 caucuses."Price, who's in New Hampshire for that state's Democratic Party convention, has been meeting with officials to find a way to include early voting in the caucus process.At issue is the use of paper ballots for Iowa, which is firmly opposed by New Hampshire, as that could seem too much like a primary to officials intent on keeping the New England state as the first in the nation primary. Should Iowa institute paper ballots in 2020, there is a possibility that New Hampshire will move its primary date before Iowa's caucuses.The DNC established new rules for caucuses last year, which included requiring an absentee option for voters who couldn't attend the regular caucus. Seven states that used party-run caucuses in 2016 will instead hold primaries in 2020."It is unfortunate the DNC won't allow us to go forward with the virtual caucus in 2020," Nevada State Democratic Party Chair William McCurdy II said in a statement. "Despite this change with less than six months to go before our February caucus, NV Dems is committed to continuing engaging new Democrats, bringing more voices into this critically important process and hosting multiple options to participate in our caucus."Rules committee members lamented their vote against virtual caucusing, citing their desire to expand voting in the primary process."I want to applaud both our state Democratic parties -- both Iowa and Nevada -- for getting as far as they did without any real, tangible guidance from either this committee or the DNC," Artie Blanco, a Nevada member of the rules committee, said ahead of the decision.Accusing Republicans of failing to protect voting from adversaries, Blanco said that "it is impossible to find a technology secure enough for our virtual caucus to protect against hacking attempts."Multiple rules committee members echoed the accusation against the Republican Party of failing to protect voting. While no member mentioned the 2016 Russian hacks of the DNC at this meeting, the issue has reverberated throughout their deliberations over these plans."These states are working hard with the assistance of DHS and the FBI. Frankly, they're not getting a lot of help from President Trump or from Senator Mitch McConnell, who are in fact trying to impede this," former Clinton White House official and committee member Elaine Kamarck said. "Nevertheless, the federal government has civil servants that are still working to try and help the state officials in those states make a safer process."Rules committee Chairman James Roosevelt Jr., recognizing the difficult position the caucus states were in, announced that Chairman Perez endorsed his plan to work with DNC leadership to find a way to make virtual caucusing work in the future."This time the effort was left to the states because that's the way the plans are normally developed," Roosevelt said. "I think we recognize now that this is bigger than any one state's problem. I'm going to urge the DNC leadership to lead this effort following the general election, so that we have three years to deal with it."The committee will meet again within two weeks to vote on final proposals from each state. Should Iowa not be able to come up with a plan in compliance, the committee could issue a waiver of the rules in 2020, which is considered a last resort. 4562

The call came late one morning, and her world changed in an instant."The reason for this call is to inform you your card has been suspended for reasons of suspicious activity," the caller said."Ann," who agreed to an interview only if we changed her name, says the caller told her she was in trouble with the law."He identified himself as an agent. He said my Social Security number was misused, and that I now had 25 bank accounts, I had illegal drug activity, and have a warrant out for my arrest for money laundering," she said.The mom of three school-aged girls was shaken. She had never had legal trouble before, and here she learned that thieves were using her Social Security number to open multiple accounts and sell drugs — crimes that could land her in jail if she did not act fast."He said I needed to prove that I only have two bank accounts, not 25, and I needed to empty my accounts," Ann said. The caller became more hostile, and told Ann there was no time to discuss her case with anyone, especially her husband."All I could think about was, 'I am going to go to jail,' I have my kids with me, and I am thinking, 'I have to do this, I have to get this done,' " she said.Caller gives instructions to avoid jailFor Ann to clear her name and avoid arrest, the agent explained she needed to empty her savings account and forward the money to the Social Security Administration, where they would put it in a safe, temporary holding account. The caller was "very believable," she said."I emptied ,000 out of my bank account," the mom said.When the teller asked her why she was withdrawing such a large sum of cash, Ann said, "I lied and told her 'furniture.' " She was too terrified to let the teller know that a federal agent was on the phone listening to the entire transaction.Ann said the caller had such influence over her, she didn't even listen to her own daughter, whom she had brought along to the bank."I wasn't myself at all," she said. "My 13-year-old was like 'Mom that's a lot of money, why are you taking all that money out?' "But calling her husband for advice was not an option. "The guy said, 'don't tell your husband, you will compromise him,' " she said. 2199

Thanksgiving is a time to be with friends and family, but if that’s not an option for you this year, there are some alternatives that won’t cost you too much. Cracker barrel is definitely a fan favorite. The restaurant chain offers a classic Thanksgiving meal. All you have to do is order it 24 hours in advance, pick it up that morning and serve up that afternoon. The cost is just per person.Marie Calendars has five Thanksgiving feasts to choose from, all of which require about three hours of reheating time. The turkey option is the least expensive at and it includes all the trimmings and their famous pies. If you're someone who is OK with going without dessert, Boston Market might be for you. For , they are offering a turkey dinner that serves six people – just enough for leftovers.If you have a Costco membership, the big box store is making your life easier. For , the meal serves eight people. That means you will have a lot of leftovers. You have to order soon, because it ships to your house frozen.Now, if you're willing to spend a bit more and get a meal created by a celebrity chef, Whole Foods is where to go. For per person, you get turkey, all the fixings and even dessert. 1226

The opioid crisis cost the U.S. economy 1 billion from 2015 through last year — and it may keep getting more expensive, according to a study released Tuesday by the Society of Actuaries.The biggest driver of the cost over the four-year period is unrealized lifetime earnings of those who died from the drugs, followed by health care costs.While more than 2,000 state and local governments have sued the drug industry over the crisis, the report released Tuesday finds that governments bear less than one-third of the financial costs. The rest of it affects individuals and the private sector.The federal government is tracking how many lives are lost to the opioid crisis (more than 400,000 Americans since 2000), but pinning down the financial cost is less certain.A U.S. Centers for Disease Control and Prevention report from found the cost for 2013 at billion. That’s less than half the cost that the latest report has found in more recent years. The crisis also has deepened since 2013, with fentanyl and other strong synthetic opioids contributing to a higher number of deaths. Overall, opioid-related death numbers rose through 2017 before leveling off last year at about 47,000.A study published in 2017 by the White House Council of Economic Advisers estimated a far higher cost — just over 0 billion a year. The new study notes that the White House one used much higher figures for the value of lives lost to opioids — attempting to quantify their economic value rather than just future income.The actuaries’ report is intended partly to help the insurance industry figure out how to factor opioid use disorder into policy pricing.It found that the cost of the opioid crisis this year is likely to be between 1 billion and 4 billion. Even under the most optimistic scenario, the cost would be higher than it was in 2017.The study was released just ahead of the first federal trial on the opioid crisis, scheduled to start next week in Cleveland where a jury will hear claims from Ohio’s Cuyahoga and Summit counties against six companies. The counties claim the drug industry created a public nuisance and should pay.The report found that criminal justice and child-welfare system costs have been pushed up by the opioid epidemic.Most of the added health care costs for dealing with opioid addiction and overdoses were borne by Medicaid, Medicare and other government programs, according to the report. Still, the crisis rang up billion in commercial insurance costs last year. Lost productivity costs added another billion.Businesses have begun noticing. Last week, a small West Virginia home improvement company, Al Marino Inc., filed a class-action lawsuit against several companies, claiming the opioid crisis was a reason its health insurance costs were skyrocketing.Still, the biggest cost burden fell on families due to lost earnings of those who died. Those mortality costs alone came to more than billion last year, the report said.Members of a committee representing unsecured creditors helping guide opioid maker Purdue Pharma’s bankruptcy process have been calling for money in any settlement to go toward to people affected by the crisis and not just governments. 3225

Tests by an online pharmacy turned up another cancer-causing compound in heart medications, and these drugs haven't been recalled.Drugs containing valsaratan, losartan and irbesartan made by a variety of companies in a variety of countries have been taken off pharmacy shelves since July, when tests turned up chemicals in them that are considered carcinogens. The recalls of these 394

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