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The Hawaiian Volcano Observatory reports an eruption at the Halemaumau Crater of the Kilauea Volcano. Trade winds will push any embedded ash toward the Southwest. Fallout is likely in the Kau District in Wood Valley, Pahala, Naalehu and Ocean View. Stay indoors to avoid Exposu— COH Civil Defense (@CivilDefenseHI) December 21, 2020 349

The number of people unable to make house payments on time has reached a nine-year high, according to a recent analysis of the data.Mortgage delinquencies were at 8.22 percent of all loans for the second quarter of 2020, says the Mortgage Bankers Association.At the end of June, an estimated 4.2 million Americans were on a forbearance plan, meaning they have an agreement with their mortgage lender to delay foreclosure."The COVID-19 pandemic's effects on some homeowners' ability to make their mortgage payments could not be more apparent. The nearly 4 percentage point jump in the delinquency rate was the biggest quarterly rise in the history of MBA's survey," said Marina Walsh, MBA's Vice President of Industry Analysis in a press release. "The second quarter results also mark the highest overall delinquency rate in nine years, and a survey-high delinquency rate for FHA loans."FHA, or Federal Housing Administration, loans are designed for low-to-moderate income borrowers and require a smaller down payment when purchasing a home. The survey found 15.65 percent of FHA loans were delinquent in the second quarter of 2020. That’s the highest rate since the Mortgage Bankers Association began keeping records in 1979.The survey asks loan servicers to report any loan that is not paid back according to the terms in the agreement.The high rate of mortgage delinquencies appear to be connected with availability of jobs. The five states with the largest increases in delinquency rate were New Jersey, Nevada, New York, Florida and Hawaii; all states with a high number of leisure and hospitality jobs that are now in flux because of the COVID-19 pandemic. 1669

The Padres 0 million signing of All-Star infielder Manny Machado is bringing new hope for both longtime fans and businesses trying to survive near Petco Park. 'We got a big name star," said lifelong Padres fan Luke Peet. "We got a household name that's on our ballpark."News of Machado's signing broke Tuesday morning. Fans like Ernesto Ramirez came to Petco Park to buy tickets for opening day shortly after the box office opened. "Friends are excited," he said. "It's all over social media so I think it's going to be a big deal for the Padres this season."If the excitement over the Padres translates into more fans coming into the Petco Park gates, it could also help businesses in the East Village stay afloat. That's been a challenge these last few years in the high-rent area. There are vacant restaurants just steps from the ballpark's entrance. The Padres finishing in last place two of the last three seasons has also led to a dropoff in foot traffic. The team averaged nearly 27,000 fans per game in 2018, good for 18th in Major League Baseball, according to ESPN. "As the year goes on and they struggle, you definitely see a slowdown in the crowd and energy," said Erik Tesmer, a co-owner and manager of Basic Pizza, which has been in the East Village for 14 years. The Machado signing was already paying off for Basic. Tesmer said the Padres ordered 17 pies for delivery Tuesday because there was no time to go out for lunch. "The energy of a big name person - we've had them in the past over the years and you can definitely tell the difference," Tesmer said. Whether the difference lasts beyonds April and May will all depend on how the Padres perform on the field. 1692

The Mid-American Conference announced on Saturday that it would be canceling the fall season for all sports due to COVID-19 concerns. They become the first league competing at college football's Division I level to cancel their fall season over Covid-19 concerns. The Council of Presidents unanimously voted to cancel the fall season, citing the health and safety of the student athletes, coaches and communities as its top priority.With the MAC’s 12 schools facing a significant financial burden by trying to maintain costly coronavirus protocols, the conference’s university presidents made the decision to explore a spring season for football.MAC schools rely heavily on revenue from playing road games against power conference teams. Most of the power conference football games were canceled when other conferences went to exclusively or mostly in-conference games. Without the out-of-conference games, the strain of trying to implement all that it would take to keep players and staff safe during a pandemic became too much.Football isn't the only sport being canceled. All fall sports in the MAC, including men's and women's cross country, field hockey, men's soccer, women's soccer and women's volleyball, will not be played this season.Kent State University sent a message to its student's athletes regarding the MAC's decision to cancel fall sports this season, stating that all student athletes who receive a scholarship will get to keep it and that the school is reaching out to the NCAA to request an additional year of eligibility for those who would like it.Nine of 13 conferences at Division I’s second-tier of football, the Championship Subdivision, have already postponed their fall football seasons, with an eye toward making them up in the spring.The MAC has not announced a decision for winter sports at this time.The conference is working to plan for the 2021 spring semester and said it will continue to consult with its Medical Advisory Panel and will monitor COVID-19 developments as it makes its decision. 2038

The proposal was perfect. You’ve told friends and family the exciting news and shared pictures of the sparkly new ring on Instagram. Now it’s time to plan the wedding. Setting a realistic budget is a smart first step.But throwing out a number is one thing; sticking to it is the hard part. According to The Knot’s 2017 Real Weddings Study, 45% of couples who married in 2017 reported spending more than they had planned.“The last thing you want to do is begin your formal life together with a lot of debt because you were under pressure to have a certain type of event that you didn’t want and couldn’t afford,” says Marguerita Cheng, a certified financial planner at Blue Ocean Global Wealth in Gaithersburg, Maryland.It’s important to discuss what you’re comfortable spending and research wedding costs. Here’s how to make a budget you can commit to.Add up your funds 892