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DENVER, Colo. – Terri Gentry is a civil rights activist and volunteer at the Black American West Museum in Denver, Colorado. "My great grandfather – Dr. Thomas Ernest McClain – is the first black licensed dentist in Colorado," Gentry said. Her family lives on the walls of the museum, showcasing stories that will never be forgotten. “Coming in here for me is visiting my ancestors,” Gentry said. Confronting issues with the Ku Klux Klan and other incidents of racial discrimination, Gentry's great grandfather had many challenges, a lot to overcome in the early 1900s. However, he found a community that stood together and found the strength to rise up. Now they serve as an inspiration for Gentry and others who reflect on the past during Black History Month. “We get a lot of activity and action and response to Black History Month and then the interest wanes,” said Gentry. “But we’re here 365 days a year, so we hope that Black History Month gives highlight to us, but then it continues to create action for people to do things year-round.” Gentry says Black History Month was created to show how African Americans have helped to shape the United States, especially since their accomplishments haven’t always been recognized in mainstream education. “I remember being in school and there was one sentence about our experiences. And it said, ‘negroes were slaves,’" Gentry said. Black History Month is a time when we can reflect on the resistance to slavery and the impactful human beings who have fought for civil rights, like Martin Luther King Jr., Malcolm X and Rosa Parks. There are so many well-known people who helped progress equality in the U.S. But for Gentry, the most influential person in her life wasn’t somebody famous. “My grandmother, Ernestine Smith," Gentry said emotionally. Ernestine McClain Smith was the daughter of the dentist, and Gentry's grandmother. She was a dancer and performer, but more importantly, she was an advocate for civil and human rights. “My hope is that I continue her legacy. She impacted thousands of lives in our community,” Gentry said. Ernestine Smith always knew the importance of sharing stories from those in the past. “We’d walk into her bedroom when I was little, and she had this ancestral wall,” said Gentry. “So all of the pictures of her parents, her grandparents, her great grandparents were on this wall and she would talk to us about their stories and their history.” Those stories – and the stories millions of other African Americans hold dear—are what Gentry believes will help people from different backgrounds to connect. “I think that what Black History Month does is it opens the door for people to get another perspective.”When we understand each other’s perspectives, we often come to realize we’re not all that different in the end.“We’ve got to change our mindset and change our attitude and get rid of this issue about entitlement and get rid of this issue about ‘I’m better than you,’" Gentry said. "That’s killing us. That’s killing the country. We’ve got to change that idea and start embracing everyone… each and every individual that is here, that comes here, that’s been here. It’s time for a change.”  3203

Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

In New York City, it easy to hear the present. But to hear the past, you’ll have to step into Rick Kelly’s shop. “Just celebrated 50 years of guitar making,” Kelly says. “1968. I started that. Was the first one I made in high school.” What sets Kelly’s craft apart from other guitar makers is the material he uses.“If you start with really old materials, you're going to have a better instrument,” he explains. The pieces were once part of the deep roots of Manhattan. “Using New York City wood from these old buildings,” Kelly says. “I call it the bones of old New York, because it's the bones of these old buildings from the 1800's down here.” The guitars are handmade of hand-picked scraps of old pine. “We actually have the largest depository of old pine in the world right here in New York City,” Kelly says.All of the building bones is transformed into detailed pieces of playable art. “You can kind of just smell the history back here,” says customer Kelly Wilson. 985

The drive to stamp out coronavirus has opened opportunities for companies that usually stamp out pests like roaches and rats. Exterminators are finding COVID control’s a growing new business.Businesses are getting more aggressive about keeping space for workers and customers sanitized and safe.Truly Nolen Pest Control realized it already had an effective COVID killer it had been using to clean up after rat infestations.Mark Ringlestetter with Truly Nolen says, “So at that point, we decided to build a program that would be good for sanitizing surfaces.”So Truly Nolen worked out procedures for a program called Truly Sanitized, developed training and pushed out a new product. Other pest control companies have gone into COVID control too.Right now Ringlestetter says Truly’s charging about two hundred dollars an hour.Ringlestetter says, “Let's take a call center for instance, and you go in and it's ready to go and then you know there's somebody there and you're doing desktops and wiping down keyboards and, you know, creating hard surfaces on chairs then it could go relatively quickly we're moving around a lot of things and we're doing a lot of prep work in advance that, then, that certainly would slow it down.”The product does not have a long term germ killing effect but Truly Nolen’s working on a process that will because even if COVID-19 doesn’t last our extra interest in sanitizing probably will.“I would imagine that it's changed everyone's perception of how, how to protect yourself even against things like the common, the common cold or even the flu. So I think you're going to see some behavioral changes and, and in the public and with the way they just go about things even, even during flu season.” KGUN's Craig Smith first reported this story. 1796

A Tennessee Highway Patrol trooper was terminated after being caught on video pulling a mask off of a protester's face.Trooper Harvey Briggs was terminated Friday for "unprofessional conduct."A video surfaced of him interacting with protester, Andrew Golden, on the State Capitol grounds. Golden was recording a traffic stop of a woman near the Capitol, during which the protester claims Briggs ripped the protester's face mask off and threw it on the ground.The Tennessee Highway Patrol released the following statement:Tennessee Department of Safety and Homeland Security Commissioner Jeff Long and Tennessee Highway Patrol Colonel Dereck Stewart today announced that a trooper in the Capitol Protection Unit has been terminated following an internal investigation into department policy violations.Trooper Harvey Briggs, a 22-year veteran of the department was served a termination notice on Friday, August 14, 2020 for unprofessional conduct. The department placed Trooper Briggs on discretionary leave with pay on August 12, after the department opened an investigation into reported policy violations on August 11.It is the Department of Safety and Homeland Security’s policy to warn, suspend, demote or dismiss any employee whenever just or legal cause exists. Employees shall not commit any act that would reflect discredit upon themselves or the department while on or off duty.The video of the full interaction can be seen below. This article was written by Rebekah Hammonds for WTVF. 1533