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In the months since last November's election, the Merriam-Webster dictionary has been on overdrive.It's transformed itself into a cheeky, fact-checking machine. And in the process, it's struck social gold (more than half a million Twitter followers and counting).On Monday, the dictionary released more than 250 new words and definitions. True to its fresh image, the list includes several words that, in this new political and social climate, have taken on a different meaning.Consider "troll."Originally, it was a noun used to describe a dwarf or giant in Scandinavian folklore. The new definition that Merriam-Webster added is a verb: "to antagonize (others) online by deliberately posting inflammatory, irrelevant, or offensive comments or other disruptive content."How about "dog whistle?"Once upon a time, it was what it said: a whistle for dogs inaudible to humans. Now, it's earned a political twist: It's "an expression or statement that has a secondary meaning intended to be understood only by a particular group of people."Other additions this go-round include "alt-right," "concealed carry" and "open carry.""With politics seeming to be ever-prominent in the public's mind, terms like alt-right and dog whistle are not surprising additions," Merriam-Webster said in a statement on its website.The dictionary usually releases its list of new words every few months. When the last list came out in February, the 1,000+ new words included "SCOTUS," "FLOTUS," and "truther." 1491

It’s now the time of year when you choose your healthcare insurance options during open enrollments. There is a large question looming, though. Has coronavirus affected health insurance?Here’s where your insurance stands today, the effects of COVID-19, and the mistakes you make when signing up for coverage.“I couldn’t live without insurance. I’m a diabetic and without insurance, I don’t know what I would do,” said Jon Gill from Solon. As usual, he will soon enroll in his company’s health insurance plan. However, this year has been unusual in the U.S; 8 million Americans have had coronavirus and that care costs.“I would think that COVID is going to make (rates) go up. I would assume,” said Gill.Dr. JB Silvers from Case Western Reserve University says probably not.“It looks like rates are going to be pretty stable,” he told us.Dr. Silvers has been studying healthcare and insurance for the past 40 years. He told us because people were not allowed to get some procedures earlier this year or they have been afraid to go to the doctor, that means insurance companies have done well financially.“The premiums keep coming in and the costs are low,” said Dr. Silvers.Here’s where the costs could catch up with you: if you’ve put off important, needed medical care.“Did you defer things that really should have been taken care of? In which case, you’re going to pay me later rather than paying me now. That’s the problem,” said Dr. Silvers.Liz Westin is an author and Finance Columnist with NerdWallet.com. She said just going with the same thing you did 12 months ago might not be wise. “(People) wind up spending about ,000 more a year than necessary because they aren’t paying attention to how their plans have changed,” Westin told us.Other mistakes people make during open enrollment is the temptation to just select the cheapest coverage, but that comes with much larger deductibles.“These high-deductible plans have really taken hold,” said Westin. “That’s fine if you have the cash set aside to pay for the care that you’re going to have to pay for out of pocket, but a lot of people don’t have that cash.”That applies especially to people who’ve lost their jobs because of COVID and lost their healthcare insurance with them. That could force Americans into "Obamacare" coverage under the Affordable Care Act. If that’s you, make sure to apply for financial tax help available that will lower your premium.“And that’s the route, I think — especially if you’ve lost your job — that most people are going to want to take,” Westin told us.If you already have coverage through the Affordable Care Act, Dr. Silvers told us in the fine print it says you have to spend at least (depending on the kind of plan) 80%-85% on pure medical costs. If you haven’t done that this year because of COVID restrictions or fear, you will get some money back.“Already this year, companies are giving rebates back for 2019, but they’re pretty small. Next year they’re going to be really big,” said Dr. Silvers.Both experts we talked to said in the upcoming year, you should take advantage of telemedicine where you meet with doctors over a video chat. That could help with your overall care at lower costs and it avoids putting off important visits.This story was first reported by Jonathan Walsh at WEWS in Cincinnati, Ohio. 3326

It seems like it'd be pretty easy to call 911 in an emergency. But what if you can't actually talk to the dispatcher because it could tip off where you're hiding or that you're in danger? Smartphone technology is giving you a way to do that without saying a word.Maybe you're in the back of a taxi or a ride share and you want to need to get help or at least let somebody know where you are. Or maybe you're walking by yourself and something or someone around you is making you feel a little uncomfortable. A few taps on your phone and help can be on the way.We know our cell phones can make calls. But if you need help, they can also be your voice if you can't speak.It's called Emergency SOS and it comes installed on Apple iPhones. If you have a newer model you hold the side button and one of the volume buttons. If you have an older model, you press the side button five times in a row. Either way the emergency sos slider pops up. You slide it, and a call goes straight to your local emergency dispatch.Agent Dutch Smith with the Lakewood Police Department says this type of technology can be very helpful. When the service is used, the person does not have to say a word, and it shows the dispatcher the number and most importantly, the location."We can do triangulation to try and find out where you live," Smith said. "So basically what you're doing is you're pinging off the cell towers to find out exactly where the call came from."From there, your information is automatically sent to law enforcement on the ground closest to you, so they can head out to help."It may be a life or death situation involving where you need police response," Agent Smith said. "Location is paramount for us to be able to get there in a timely fashion to be able to deal with whatever has been called in."When the call ends, it even sends a text to your emergency contacts. But dispatchers ask that you only use this tool when you really need help, not to test it out.Taking the phone beyond a tool that helps you in every facet of life, to one that could help law enforcement potentially save it."I think it's two fold," Agent Smith said. "It really can help us all out."Samsung's Galaxy Android phone has a similar emergency mode, but you need to set it up by going into settings section, and "privacy and security." When activated, it'll also take a picture of where you are send it to your emergency contacts and record for five seconds.In addition to what comes with your smart phone you can also find emergency apps that you can download as well. 2577

INDIANAPOLIS -- It was a busy day for police in Greenwood, Indiana on Monday after three accidents involving trains left three people injured. The three are expected to survive. No one was seriously injured in any of the crashes. The first crash happened around 12:30 p.m. in the 700 block of Pushville Road near E. Worthville Road. Police said no one was injured in the crash but the car was destroyed. The second crash happened just before 4 p.m. on County Line Road just east of Madison Avenue. Police said a woman driving a car came up to the intersection where a train was passing through and for some unknown reason did not stop. The woman driving the car was taken to the hospital with unknown injuries but is expected to be OK. The third crash happened near the same intersection.Police have not released many details about the crash but said that the person inside the vehicle was awake and talking when they arrived. That person was taken to the hospital with unknown injuries. All three crashes remain under investigation. MORE TOP STORIES |?Pet raccoon, stoned off of too much weed, brought to Indianapolis firehouse. Confusion ensues.?|  Large fight at Sikh temple in Greenwood leaves nine injured | Accused killer of Boone County sheriff's deputy sharing photos on social media from behind bars | Police looking for 2 women connected to 1-year-old Malaysia Robson's death | 2 dead, child injured in Westfield crashTop Trending Videos 1565

INDIANAPOLIS -- A guidance counselor at Roncalli High School in Indianapolis says she's been given a choice to resign or 'dissolve' her marriage after she claims school administrators were told that she is married to another woman.In a message posted to Facebook, Shelly Fitzgerald says that she has had to "hide her 22-year relationship" with someone who she loves and parents with.The post goes on to say: 415