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Many of us dream about being our own boss, but the thought of actually doing it can be daunting. A new survey suggests many of us share the same concerns about starting our own business. One woman knows that fear all too well, but she overcame it and says you can too.“Every client I try to know their name,” said Whitney Herman, the owner of Shift Cycle. “Everyone who walks in the business I want to be their friends. I want them to feel like this is their home because I feel like it's my home."It’s been two years since Herman officially became a small business owner by opening Shift Cycle, a boutique indoor cycling studio offering 45-minute indoor cycling classes.The new mom couldn't find a place where she could work out and bring her newborn daughter along. “Pretty much everywhere that I wanted to go, none of them offered childcare,” Herman said.So, she decided to create a place of her own.Turns out many of us see ourselves as entrepreneurs as well. The UPS Store talked with people as part of its Inside Small Business Survey and found 66 percent of them dream of opening a small business. But fears may be holding many back, something Herman understands.“Terrifying,” Herman said. “I mean it's still scary.”Forty-five percent of people are concerned about financial security, and 39 percent are concerned about the financial commitment required to open the business.“I think the funding and financing for most people is the hardest part about starting a business,” Herman said.  She struggled to get a loan because many lenders require two years of business experience.“I mean there were times where we were like, ‘I don't think we're going to do it,’” Herman said.  “We would get so close and then we had a bank be like, ‘Oh sorry, we can't do it.’”She was able to get funding through a non-profit, but still struggled with a fear 37 percent of people in the study share; fear of failure.“I have no MBA,” Herman said. “I have no degree in anything business related. I've never really managed people. I don't really know anything about finance, so I was kind of going it's completely blind.”Luckily her husband knew more about those things. And what she lacked in those areas, she made up in passion and desire to learn along the way. If you have a dream of starting a business, Herman says you can do the same thing.“You just have to believe in your product,” Herman said. “And you have to believe in yourself that you're strong enough and motivated enough to just kind of fight. And you know you get where you want to go because no one's going to do it but you.” 2643

Millions of Americans will head to the polls on Tuesday. Many will undoubtedly run into problems trying to cast their vote — be it long lines, language barriers, or intimidation tactics.But remember, all Americans are afforded certain rights when they perform their civic duty — and it's vital that everyone know those rights to ensure every vote is counted.According to the American Civil Liberties Union, these rights are afforded to every voter.Anyone who feels that their right to vote was infringed upon can call the Voter Hotline at 866-OUR-VOTE. The hotline is run by Election Protection, a coalition of lawyer's groups dedicated to voting rights.Voting logisticsIt's not uncommon for polling stations to see long lines on Election Day. But as long as a voter gets in line before that polling station closes, they have the right to vote. Even if there are still hundreds of people ahead of you in line as the polls are closing, stay in line — you will still be allowed to vote.Voters are also allowed to ask for a new ballot if they believe they've made a mistake. All voters should also be given the right to vote on a paper ballot if electronic machines are down.Registration issuesShould a poll worker tell you that you are not listed on a list of registered voters, take the following steps:Have the worker double-check the spelling of your nameAsk if there is a supplemental list of voters.Confirm you are at the correct polling station. If not, ask where your assigned polling station is and how to get there.If the poll worker cannot find your name, ask them to check a statewide system or contact your state's primary election office.Anyone still having issues voting can also vote provisionally. That means a voter can even cast their ballot, but state officials will need to confirm the registration before it is counted. If and when the state guarantees that the voter is registered, the vote is counted.In addition, many states allow voters to register on Eleciton Day. Those states are Alaska, California, Connecticut, Washington, D.C., Hawaii, Idaho, Illinois, Iowa, Maine, Maryland, Michigan, Minnesota, Montana, Nevada, New Hampshire, Rhode Island, Utah, Vermont, Washington, Wisconsin and Wyoming. Voters who register the day of the election in Alaska and Rhode Island are only permitted to vote for President.Rights for voters with disabilitiesFederal law requires that all polling stations be fully accessible to all Americans, including those with disabilities. That law includes not just physical disabilities, but it also covers conditions like vision impairment and dyslexia. All polling stations should consist of at least one booth with a voting system that allows those with disabilities to vote privately and independently.Those with disabilities that prevent them from communicating can also receive help from a person of their choice, so long as that person is not their employer, an "agent" of their employer, or an officer of their worker's union.Finally, poll workers must provide "reasonable accommodations" and help voters with disabilities if they can. They cannot deny a voter with a mental disability the right to vote because they feel they are not qualified.Voters with disabilities should also be comfortable asking poll workers if they feel they are unable to stand in line or have other physical limitations that would prevent them from voting.Language barriersUnder the Voting Rights Act, individual counties are required to provide "bilingual assistance to voters in specific languages." Those counties are required to provide all election materials in those languages.Voters who don't speak English can also bring a helper, as long as they are not an employer, an agent of their employer, or a member of their union.Voter intimidationIt is illegal to intimidate, threaten or attempt to coerce a voter at a polling station, and anyone who does would be charged with a federal crime. Forms of intimidation may include:Anyone who questions your citizenship or criminal recordAnyone that falsely identifies themselves as a poll workerAnyone spreading misinformation at a polling stationBe sure to keep an eye out for familiar sources of misinformation at the polls.Speaking or reading English is not a requirement to vote.Voters do not need to pass a test to vote.Some states do not require a photo ID to vote.Anyone who believes they have been victims of voter intimidation can offer a sworn statement to a poll worker and then cast their ballot. Voters can also call the Voter Hotline at 866-OUR-VOTE for help. 4568

Medical experts in the private and public sector agree that the U.S. might see an increase in COVID-19 cases now that Thanksgiving has passed. The increase could impact tests, resources, and providers.“Healthcare professionals across the country are terrified of what might happen after Thanksgiving,” said Dr. Emily Landon, an infectious diseases expert at the University of Chicago.Dr. Landon is not the only medical professional who shares this perspective. Dr. Kiran Joshi works for the Cook County Department of Public Health, one of the largest counties in the country, and says communities are already feeling the impacts.‘’We are already seeing our systems for testing strained by the surge we are experiencing now,” Dr. Joshi said. “It should come as no surprise if people gather, those systems can experience additional strains.”The medical community fears the potential spike of infections will increase lines at testing sites, specifically in parts of the country with harsh winters. 1003

Michelle Obama's brother Craig Robinson has been named the executive director of the National Association of Basketball Coaches.Robinson is leaving his job as the New York Knicks' Vice President of Player Development and Minor League Operations, a position he's held since 2017, to take over for Jim Haney, who held the NABC position for 29 years.“I’m extremely honored and excited for this tremendous and vital opportunity,” said Robinson in a press release. “I’d like to thank the NABC, our Board of Directors, President Jamie Dixon, and the search committee for selecting me at such an important time for our membership, our players, and our game. I look forward to the challenges ahead.”Robinson is now the fifth executive director in the association's history.“Craig encompasses everything we were looking for and more in the next leader of the NABC,” said Dixon, the head coach at TCU and 2020-21 NABC President in the release. “Craig’s experiences as a decorated student-athlete, an accomplished coach, and a high-level administrator uniquely position him to lead our association during this crucial moment in time for basketball. Given his background, education, and values, we have exceeded expectations from when we started the search. We’re confident that Craig will be an ally for coaches from all levels of our sport, and will continue to strengthen the collaboration between the NABC and the NCAA, the NBA, high schools, grassroots organizations, and numerous other key stakeholders,” Dixon added. “I would also like to thank Glenn Sugiyama and DHR International for supporting our search process.”Robinson formerly served as the head basketball coach at Brown and Oregon State. 1701

LOUISVILLE, Ky. – A man was arrested Sunday after allegedly saying on Facebook live that he would shoot Louisville police officers for ,000.The U.S. Attorney’s Office for the Western District of Kentucky said Sunday that 29-year-old Cortez Lamont Edwards was in possession of an AR variant pistol including a non-extendible support brace and extended magazine when he went live last Wednesday.In the video, Edwards says he’s requesting to be paid ,000 to shoot the officer on scene for a disturbance in the street in front of his home, according to a criminal complaint.Authorities say an investigation revealed that the Louisville man is a convicted felon, having been convicted of complicity to trafficking in a controlled substance, and possession of a firearm by a convicted felon.Edwards was taken into custody Sunday after a team of law enforcement agencies executed a search warrant at his home. He’s being charged with being a felon in possession of a firearm.If convicted at trial, the maximum sentence for unlawfully possessing a firearm is 10 years in prison, a 0,000 fine, and three years of supervised release.Louisville has become a site of unrest this year, with people calling for justice in the Breonna Taylor case. The 26-year-old EMT was fatally shot by Louisville police in her apartment in March."Louisville needs healing and safety for its citizens, not armed felons seeking bids to shoot police," said U.S. Attorney Russell Coleman. "Federal law enforcement here will continue to respond as one to swiftly mitigate threats to our city." 1576