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Young people are notorious for skipping elections, and it's a problem voting advocates have tried solving for decades.This year, they had a big uphill battle, mobilizing future voters virtually.“Pre-pandemic, you and I would probably be interviewing in this beautiful student union of ours," said Armando Sepulveda II. “We would have candidates talking to students, meeting students.”A senior at San Diego State University, Sepulveda is Rock the Vote Chair at his school, working on getting as many students as possible registered to vote. “We were going into the dark because we didn’t have any pre-context of how we could handle a Rock the Vote campaign during a pandemic," said Sepulveda. They couldn’t hold large gatherings to register students to vote or hold candidate debates in auditoriums. On-campus posters were replaced with posts online.“We acknowledged that social media was a great platform to get apathetic students because regardless of what they’re doing during the day, they’re probably going to log onto Instagram at least once or twice," said Sepulveda.To keep students from scrolling past their message, Sepulveda's team focused on design, creating easy-to-read, digestible content. “We wanted to make it as simple and visually interesting as possible," he said. They conducted "Zoom-arounds," crashing club meetings to talk about propositions, how to get your ballot and making sure it’s counted. They also held community forums online with local candidates.“I think a lot of young people want to have a renewed sense in trust in the government, but in order to have that, you have to have people you trust elected," said Sepulveda. Sepulveda says after combining California and out-of-state students, they surpassed their goal of registering 1,400 students to vote. Researchers at Tufts University say youth turnout is surging in many states. More than 7 million young people have already voted early or absentee this election. 1958

Your credit score. It's the magic three-digit number that offers you access to a world of opportunity, like renting a fabulous apartment, or snagging a cheaper rate on a home mortgage or a car loan.Yet one in five Millennials have never even checked their credit score, according to new data by LendEDU, an online marketplace for student loan refinancing.But if you're not planning on making any major purchases, do you really need good credit?Most people are familiar with the notion of presenting your credit score when you lease a car or rent an apartment. But everything from your deposit requirements set by utility companies to the premium you pay for your insurance can be affected by your credit score, according to Jeff Richardson, a credit expert at VantageScore."A low credit score can mean the difference of thousands and thousands of dollars," says Richardson.Here are three ways you may be really mismanaging your credit:1. Getting sloppy with contractsYou're nearing the end of a car or apartment lease, and the end is in sight. But forgetting to pay that final utility bill before moving, or defaulting on your apartment lease, can land your credit score in hot water, says John Ulzheimer, a credit expert at The Ulzheimer Group."Not paying final utility bills is a particularly important to be wary of since young people tend to be more nomadic than older people," he says.You can also end up with a lower credit score by running up excessive mileage on a car lease or failing to pay for damage to an automobile or an apartment."These are the terms that are often overlooked by younger credit users and jump up to bite them in the form of a large lump sum required payment," he says.2. Overdoing it with credit card applicationsIt can be tempting to apply for retail credit cards to save some money on your shopping purchases, but failing to space out applications can temporarily damage your credit score, according to Ulzheimer.He notes that young people should be particularly cautious over the holidays, when many retailers urge people to take advantage of big discounts for holiday sales.Every time you apply, the creditor will run a credit check before they approve you for a new card.Not only are the credit checks a temporary drag on your score, but opening new cards can drag down the average age of your credit history, another factor that weighs on your score."[Retail cards] result in several new credit inquiries and new accounts, and both of those can hurt your credit scores," he says.3. Avoiding credit altogetherThese days, it feels increasingly easier to avoid using credit cards. Apple Pay, Paypal, Venmo and prepaid debit cards have vastly changed the way people make financial transactions."Back in the day there were very little options outside of a general use credit card," says Richardson.Today, however, young people can't even access credit cards until they have proof of income, as a result of the Credit Card Act of 2009. That is causing many people to delay building their credit score -- a mistake that may haunt them as they try to make larger purchases later in life, according to Richardson."Unless you're going to write a check to buy a car or house, you're going to need some sort of credit," he says. "Credit avoidance is simply not credit management." 3329

after turning away paramedics Wednesday night.Anthony Quinn, a paramedic with Sun Star Inc., claimed in a Facebook review of the Madeira Beach McDonald's that he and his partner were denied service at the restaurant.In his review, Quinn said that he went in to use the bathroom when the employee told him that the restaurant "doesn't accept officers in here." When Quinn told the employee he wasn't an officer, the employee said he wouldn't serve "anyone with a badge."Later, Quinn says his partner went to order and the employee said he wouldn't serve "his kind."Casper's the company that runs the McDonald's location, released the following statement. 655

You’re looking at a ,200 repair estimate for your ailing car when an ad catches your eye: a brand new set of wheels for a mere 0 a month.At first, dumping your old car might seem like a no-brainer — and you can’t help picturing how good you would look in that new car. But automotive experts say you’ll almost always come out ahead — at least financially — by fixing old faithful. There are, however, other important considerations when deciding whether it’s time to say farewell. 493

could soon be in the works between General Motors and the United Automobile Workers (UAW) Union.UAW sources say there is no tentative agreement at this time and talks will resume at 8 a.m. ET Tuesday. Sources won't speculate as to whether the union is close to a deal with GM, and they say the Union Council will meet to give input on issues involved in the talks if there is no agreement by Thursday.The Union Council is made up of GM-UAW local presidents, chairpersons and other local leaders. from 10 states where GM has union operations. UAW has sent out a call to ask all members of the Council to be in Detroit on Thursday for a vote in case a tentative agreement is reached.The council meeting is set for 10:30 a.m. ET Thursday at the Marriott Hotel inside the Renaissance Center.The letter says the agenda includes a "contract update" and any other agenda items to be determined.There is no word on a tentative agreement, but the letter could signal one is close.The Council could also vote on whether to continue the strike until a ratification vote of the rank and file is completed. 1096

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