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It is a county-approved program that is supposed to help you pay for energy efficient home improvements, but some homeowners blame the program for big tax increases they cannot pay. At least three homeowners who received financing through the PACE (Property Assessed Clean Energy) program say they were misled. The PACE program allows you to pay for home improvements, like solar panels, through your property taxes.  Maria Silva said her Del Cerro home is her life. “It’s very important… it’s my home for 28 years,” Silva said.  It is a home she is in danger of losing. Silva said it started with a man coming to her doorstep about two years ago. Silva said he offered a deal on home improvement projects like double pane windows.  At first, she said no. However, she said the salesman was persistent. For Silva, it was more than a money problem.  She is legally blind. She wanted to wait for her son.  “He told me well, this promotion ends,” Silva said of the salesman.  She said she told the man she was visually impaired, but he told her not to worry and he “was going to read everything for [her].” She did not want to miss out on what she thought was a good deal. At the time, Silva said she was told she would be paying no more than ,000 a year. Silva said she understood the payment would be going on her property tax, but when she got the bill, it showed an increase of more than ,000 this year.  “It seems very predatory,” said her son, Allan Silva.  On top of that, Allan Silva says the company who upgraded their air conditioning unit never removed the old one like promised. “It kind of seems like some shady things happened to my mom,” Allan Silva said. Carolyn Reilly with Elder Law and Advocacy has heard of deception with this program.  “They're telling them it's a free product, it's a free government program,” Reilly said. Reilly said loans are approved for seniors on fixed incomes who cannot afford them and she’s handling many cases from the elderly who say financing was not explained.  “They're desperate because at some point, it's going to lead to foreclosure for them,” Reilly said. One Poway woman, who did not want to use her name, said she wound up with a ,000 bill added to her taxes. She said A1 Solar sold she and her husband on solar panels, but she had no idea a lien would be placed on her home in addition to increased taxes. She also alleges that her husband was not the one who signed the documents. “I was not happy with the salesman coming in and going to the computer and signing Jim's name to the documents. I don't think Jim fully understood what was happening,” she said. Her husband, Jim, is dealing with numerous medical issues. Michele Glen is their caretaker and also signed on with A1 Solar. Team 10 examined the contracts, which say the amount would be added to the homeowner’s property tax. However, Glen said the salesman “rushed [them] through it.” “He says, everything is fine,” Glen said.  Team 10 called the salesman they say went to their home. He said he had nothing to do with A1 Solar and hung up before Team 10 could ask any more questions. According to the Contractors State License Board, A1 Solar’s license was suspended for multiple complaints, including misrepresentation to obtain a contract. A lawyer who worked for the company says A1 Solar is now out of business. San Diego County Supervisor Dianne Jacob said the PACE program has generated about 0 million in projects and has created thousands of jobs. She has received a few complaints, but believes overall, the program is working. “Frankly, if there are bad apples in the barrel, you need to get them out of the barrels,” Jacob said. She told Team 10 the county will continue with the PACE program because overall it has “been very helpful to a lot of people.” Experts at the Approved Home Pros, a contractor’s association, say the PACE program can be a good fit for some homeowners, but it is important to be educated before committing to it.  Recently, Governor Brown signed legislation that aims to provide more oversight and strengthen consumer protections with the PACE program.     4297

In cities across America, volunteers stand armed and ready to fight a different kind of virus infecting the planet."Everything's changed right now. Everything is to-go, so it's turned into a disposable society again," said Miah Earn.Earn lives in Hillcrest, an urban neighborhood in San Diego, California. She's out on the streets cleaning up liter, protecting the city she's called home for over 30 years."It's a mess out here. It really is," said Earn. "I'm seeing masks and gloves everywhere. I don't understand why people can't hit the garbage with them."Ian Monahan is with I Love a Clean San Diego and says they've seen more trash in general during the pandemic. "Increased packaging, whether it's to-go containers, whether it's PPE, whether it's shipping products. Unfortunately, it's ending up on the streets, and we've got to protect it, so it doesn't get into the ocean or waterways at the end of the day," said Monahan. During a global clean-up event this month, Monahan says for the first time they'll be tracking the amount of PPE collected. "It's actually a whole new anomaly in our clean-ups. We really didn't see them before. And mostly it's the disposable masks, which people think are paper, they're actually plastic," said Monahan. Eventually, they will break down into microscopic pieces that will outlive us hundreds of years, and they can threaten wildlife and food supplies.Around the world, it's estimated nearly 200 billion disposable face coverings and gloves are being used each month because of the pandemic.The environmental conservation organization OceansAsia is documenting this new pandemic of pollution, capturing video of disposable face masks washing up on one of Hong Kong's most remote islands."Once you see this, you can't really unsee it," said Mitch Silverstein, chapter manager for Surfrider Foundation San Diego County.The nonprofit is piloting a program to make clean-ups more convenient, loaning the tools to businesses for the public to borrow. Volunteers have the option to fill out a data sheet with what they collected, which now includes PPE. Data collected around the world could help inform policy for products doing the most damage."Use reusable items, a reusable mask, reusable gloves when you're cleaning up," said Monahan. They say it will take a global shift in thinking to heal mother earth from what some call this human-made sickness. 2402

It's been a while since Austin Rick was in the spotlight but after a Facebook message he posted last week the former country music singer's name is making the rounds again."I decided that I want to shine a light on the monster that is Kirt Webster and I want to hopefully give a voice or at least some confidence and prevent anyone else from becoming his victim in the future," Rick said. Rick moved to Nashville in 2008, the then 21-year-old says his relationship with Webster Public Relations CEO Kirt Webster began in good spirits but things changed and ultimatums were given. "I can make sure you're never broke again, all kinds of these things, but you have to do what I want you to do and you have to follow in my way," Rick explained. Soon, Rick said the incidents began. "He said to me I want there to be fireworks in your career but there has to first be fireworks between the two of us," he said. During one incident, Rick said Webster feared he'd back out of an opportunity to be in Playgirl magazine. "In order to prove that to me I want you to strip down naked right now in front of me. So I stripped down naked in front of him. Then he says come here closer to me and he starts performing oral sex on me," explained Rick. He said Webster continued to reach out to him for years, even sent text messages as recently as this summer. Through a spokesperson Webster denies the allegations saying, "as a single adult, Mr. Webster has had multiple relationships over the course of his professional life, all of which have been consensual.  This includes a brief relationship with Mr. Rick. It saddens Mr. Webster that nine years later, after Mr. Rick's music career has been stagnant, Mr. Rick has taken the opportunistic approach of mischaracterizing that relationship and posting untrue allegations."Webster represents several big artists like Kid Rock, Dolly Parton and Cyndi Lauper.  1988

It's one sweet day for Mariah Carey fans.Late Tuesday, the singer announced on her social media accounts that she has a new album coming out. 149

It's one of the most frightening new scams to hit in 2018: the porn blackmail scam, or "sextortion" scam.One woman was just targeted and is sharing her story so others don't end up horrified as she was, or worse, losing hundreds of dollars.Linda Wihl is one of the kindest, most clean-living women you'll ever meet. She teaches inner-city children to read through a nonprofit group she started called "Making Sense of Language Arts."  She has a wall full or honors and awards for helping so many children.So you can imagine her surprise when she received an email accusing her of watching porn."They were asking for money to keep quiet, or said they would show pictures of me performing. you know, sex acts." Wihl said.Frightening email says it has goods on youThe email claimed a malware program installed on her laptop caught her visiting porn sites and had a picture of her watching porn taken with her laptop's camera.Her first reaction?"It was bull, for one, because it's not something I do," she said.However, the emailer knew one of her passwords, so she was worried.Wihl's biggest fear wasn't that someone saw her doing something private. It was that a hacker had gotten into her computer, where he could have accessed all sorts of personal information."You don't know who has access and who can use your computer," she said.Fortunately, the security site Krebs on Security says this is just a scam that uses a password stolen from a data breach, possibly the 2012 LinkedIn breach.Wihl didn't send money; she knew the hackers didn't really have anything with which to embarrass her. If you're not quite as saintly as she is, however, you just might fall for it -- especially if you have ever looked at X-rated material on your computer.As always, delete your browser history and don't waste your money.____________________"Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps")."Like" John Matarese on FacebookFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com  2160

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