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People are planning to take time off to travel through the end of the year, but of course, things look different because of the pandemic.“It’s not just as easy as it used to be to get in the car and go where you are going and have a great time,” said Jeanette Casselano McGee, a AAA spokesperson.First off, AAA says people will likely plan last minute. One in five travelers plan to book something only a week out, because people don't have a lot of confidence that they will be able to take the trip, because of how quickly things change with the virus.Most of these vacations will be road trips and to places that offer a lot of outdoors attractions.“Even if you are going to a national park, call ahead. Sometimes you need reservations or not everything may be open,” said McGee.It's also a good idea to check with hotels and restaurants in the area on capacity, as well as local and state virus restrictions.And there's promising new data for those planning to fly. The Department of Defense commissioned a 6-month long study using a United aircraft to learn more about the risk of COVID-19 exposure while flying.Mannequins were used to simulate coughing with a mask on and off. Sensors were placed in seats all over the plane to detect particles.It found after 300 tests both in the air and on the ground that when someone is wearing a mask, only .003% of particles made their way into another passenger's breathing zone, virtually 0%. Almost all particles are filtered out of the plane's cabin within 6 minutes.Last week, separate research by the International Air Transport Association found 44 published cases of potential in-flight transmission. Most happened in the early days of the pandemic when masks were not required. 1740

Plan to buy your first home in 2021? It’ll probably take months instead of weeks, and you might feel demoralized at times.That’s not negative thinking. It’s an acknowledgment that the road to homeownership has potholes. The journey can be bumpy, but the destination is worth it. When you know at the outset that you’re in for emotional highs and lows, it’s easier to shrug off those lows and keep on truckin’.Here’s why 2021 will be a rough year for first-time home buyers — and how to manage your emotions during the process.Why buying a home in 2021 will be toughThere aren’t enough homes for sale to meet demand. At the end of October, the most recent month with available data, 1.42 million existing homes were available for resale. At that month’s sales pace, it would take just 2.5 months to sell every home on the market — an all-time low, according to the National Association of Realtors. The supply of new homes for sale was enough for 3.3 months, tied with the previous month for a record low.Supply is low because buyers are pouncing whenever homes become available. Most existing homes sold in October — 7 in 10 — were on the market less than a month, according to the NAR.With a slender stock of homes selling fast, buyers have little power. “The control is in the seller’s hands because of supply and demand,” says Terri Robinson, a Realtor with Re/Max Select Properties in Ashburn, Virginia.Set realistic expectationsExpect months to elapse between the first step of checking your credit reports to the final step of closing on the home. “The first thing that I hope people understand is it’s not an overnight process,” says Marc J. Jenkins, a real estate agent with Prime Property Partners in Atlanta.Jenkins tells first-timer clients that it typically takes five to eight months to buy a home. Understanding that homebuying timeline “prepares them mentally, emotionally and financially to see this process through.” Would-be buyers are prone to burnout if they expect the process to take a month, he says.Everyone wants a bargain, but buyers need to recalibrate the meaning of that word so it applies to today’s competitive environment. “A bargain, if I were to redefine that, is the home that you want for the price that you’re willing to pay,” Robinson says.Know where you’ll compromiseMore than three-quarters of home buyers in their 20s and 30s made compromises, according to NAR’s 2020 Home Buyers and Sellers Generational Trends Report. The most common compromises had to do with the condition or price of the home.So before you start seriously looking at homes, decide what you need and what you won’t budge on. You may have a maximum price and commute time, a minimum size or other requirements. Those are your deal breakers. Write them down. Resist the temptation to compromise on deal breakers, even when you feel discouraged. For all else, keep an open mind.Make decisions fastIn today’s market, many homes are on the market for less than a month, so it’s important to make an offer quickly once you find one you like. Let your list of deal breakers be your guide. If a home meets your criteria, including an acceptable price, it may be worth making an offer. Again, quickly, because many sellers field multiple offers within a day or two of listing the home and planting a “for sale” sign in the yard.“Even as a first-time home buyer, they may have to make a quick decision whether or not to buy a home,” Robinson says. To have the offer taken seriously, have a preapproval letter from a lender and make a competitive offer, she adds.Don’t take rejection personallyWhen first-time buyers make offers, “they’re going to get rejected many times,” says Laura Moreno, host of the “First Time Home Buyer Podcast” and founder of a tech startup called HomeFlow that offers an all-in-one homebuying platform.As rejected offers pile up, they take it personally or feel worthless, Moreno says. “What I tell them is just breathe. It’s not a judgment against you.”You might get lucky and have your first offer accepted. But don’t count on it. Realize that for the seller, this is a business decision.Wait before you celebrateYour offer was accepted? Great! Just remember that the home inspection and lender’s appraisal are coming next, and either of them can knock the deal awry. The more excited you get about the seller giving your offer a thumbs-up, the more disappointed you’ll be if you have to give the deal a thumbs-down after the inspection or appraisal.Think about the seller’s needsYou’re focused on your own needs and problems. That’s understandable, but there’s a benefit to thinking about the seller’s needs, too.Jenkins advises making the offer attractive to the seller. That might mean keeping the inspection period short: maybe just three to five days, so the seller can put the home back on the market promptly if you’re dissatisfied with the inspection and decide to move on.Having a preapproval letter from a reputable mortgage lender, paying all of your own closing costs and paying some or all of your agent’s commission are other ways to meet the seller’s needs.Have a backup plan: Don’t buy yetAs fervently as you want to buy a house in 2021, your best option might be to wait until fortune favors you. By putting homebuying on hold for a few months, you give yourself time to save for a bigger down payment and build your credit, and for your local housing market to become less competitive.More From NerdWalletHow first-home shoppers can keep a cool head in a hot market4 market headwinds facing first-time home buyersThe credit score needed to buy a houseHolden Lewis writes for NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5691

Payton Summons "passed naturally" after her heart stopped beating on its own Friday around 8:30 p.m., while she was still on the ventilator that had become the crux of a legal battle between her parents and a Texas hospital, her family's attorney said."The family is saddened by her loss but are glad she passed naturally," Justin Moore told CNN on Saturday.The 9-year-old girl, who had been declared brain-dead, was at the center of an ongoing court dispute between a Fort Worth hospital, which wanted to remove her from the ventilator, and her parents, who wanted to keep her on the machine.A judge this week ruled in favor of her parents' request to have a temporary restraining order against the hospital extended.Payton was not removed from the ventilator, Moore said. 781

Over the last week, Arizona's explosion in coronavirus cases has made it the No. 1 global pandemic hot spot.According to the New York Times, Arizona topped the list of states and countries with a high rate of virus spread than any other state or country.The newspaper's research, which ranks countries and states with the most new confirmed coronavirus cases over the past week -- adjusted for population -- lists Arizona No. 1, with about 3,300 cases per 1 million in population. Florida (2,700) and South Carolina (2,300) follow. Bahrain (2,200) is No. 4.In response to the ranking, a spokesperson for Arizona Gov. Doug Ducey Wednesday morning said the New York Times analysis lacks context, citing testing statistics from other countries -- including Brazil.While the testing disparities may explain differences in comparisons to other countries, Arizona is still among the states with the most new cases per capita in the U.S.Here is the full response from Ducey spokesperson Patrick Ptak:Testing - if you aren’t testing, it doesn’t mean you have fewer cases, just that you know less about them.For example, AZ has done 8,615 test per 100K. Brazil has done 1,435.Arizona has been working hard to increase testing, with more on the way.Daily Testing - In fact, Brazil is currently testing 0.025 per 100k people per day. By contrast, yesterday, Arizona reported 12,212 tests (and this was far from our highest day in the past week) which works out to 167 tests per 100K on that one day alone.Positivity rate – both Brazil (33%) and Peru (39.9%) have a higher positivity rate than Arizona. This, in combination with their much lower testing, suggests the outbreaks in these places are much larger than is being reported. Likewise, New York’s positivity rate during its peak was more than double what AZ is seeing now.None of this is to diminish the situation in Arizona – it is serious and the State is working to address it, but this reporting is misleading at best.This article was written by Phil Villarreal for KGUN. 2029

PINE VALLEY, Calif. (KGTV) - A suspected human smuggler was sentenced to 30 months in prison for barreling through a Border Patrol checkpoint, narrowly missing vehicles and severely injuring a border agent.Jorge Garcia-Osornio, 28, of Michoacán, Mexico, was charged with transporting certain aliens and aiding and abetting from the Nov. 14, 2017 incident.Border officials said Garcia was illegally in the U.S. when he approached a Pine Valley border checkpoint with two illegal immigrants hidden in the floor of his vehicle. As he neared the line of cars waiting, Garcia made an illegal U-turn and began driving in the opposite direction on the freeway, officials said.RELATED: Border Patrol tests body cameras in East San Diego CountyAgents began to pursue Garcia before he made another U-turn and headed back toward the checkpoint at speeds reaching 100 miles per hour.As he reached the checkpoint, officials said Garcia narrowly missed two vehicles and a border agent, and blasted through a metal sign, sending debris in all directions.“In committing his criminal act, Garcia not only placed the lives of those he smuggled in grave danger, but seriously injured a Border Patrol agent in the process,” Chief Patrol Agent Rodney S. Scott.RELATED: Border Patrol agent arrested in North San Diego County on drug, weapons chargesThat debris severely injured a nearby agent, who likened the blow to being "hit with a baseball bat." The agent was taken to a nearby hospital for treatment and has yet to return to duty.Garcia continued on for another three and a half miles at high speeds before exited a freeway and crashing into a hillside. One of the undocumented immigrants hiding in the vehicle told agents he "feared for his life."Garcia was arrested nearby after ditching his crashed vehicle. As part of his plea deal, he admitted to charges of driving the wrong way, using a dangerous weapon, and seriously injuring a border agent, among other charges.RELATED: Mother arrested by border agents in viral video released, reunited with familyThe man was expecting to earn between ,400 to ,000 for transporting each undocumented immigrant.“This defendant had no regard for the safety of his passengers, other drivers on the freeway or agents at the checkpoint,” U.S. Attorney Adam Braverman said in a release. “It’s a miracle no one died in this incident. Smugglers operate in a world where immigrants are just dollar signs, not people. 2527