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It’s that time, when stores offer up their best deals on the hottest items. Some of the advertised deals can even cause customers to stand in lines for hours and even camp out the night before the items go on sale. But this could be a big waste of time.“Don’t buy something just because it’s on sale,” says Kevin Brasler, the executive editor of the consumer watch dog group Consumer’s Checkbook.Brasler tracked sales and deals at 19 major retailers for nearly a year to find out which companies are telling the truth when advertising their sales. "Most of these stores offering big ticket items are just offering the same deal they did before and the same deal they offered the next week,” says Brasler of his findings. “It wasn't a special price." The worst offenders range from big box stores to high-end retailers. And with Black Friday around the corner, Brasler warns consumers to be cautious of those doorbuster deals, especially those early morning sales urging you to get up to get amazing deals on hot items before they go. "There's for sure no reason to get excited about most of the items they are selling on Black Friday, because we found the sales they are offering then are just about the same as they otherwise are," he says. Then there are those buy one and get one half-off sales. Brasler says these, too, are often a sham. "These sales they just call them different sales; it's really rare that they have a super good price that you better grab right then and there otherwise it will go away forever,” Brasler says. That's because the less expensive item is usually the one that gets the half-off deal. So, in reality, you're really not saving that much at all.Also, beware of going out of business sales. "You're not offering them a special price; you're offering them the usual price," Brasler says. Sometimes, the third-party liquidator prices the items higher than the original price. That’s what happened with Toys-R-Us closed. "Even if it's illegal or not, it's sure dishonest," Brasler says. Out of the 19 stores Checkbook.org watched, they said Costco and Bed Bath and Beyond were among the most trustworthy, but that's mostly because they rarely have sales. 2271
It’s week one of pro football, during the second game of a doubleheader Monday night and fans are packed in at Society Sports and Spirits in Denver.Despite the hometown team being three point underdogs, many people hope they just cover the spread.“What we’ve known for a long time is Americans like to bet on sport,” said Casey Clark of the American Gaming Association.Clark says more than 33 million Americans will bet on professional football this year. After a recent Supreme Court ruling, gambling on games will be a lot easier.Sports betting is now legal in 18 states plus Washington, D.C.Clark says four other states have passed bills legalizing sports betting and he expects more to follow suit for financial reasons.“About 1 million has been generated in tax revenue across those states in that short amount of time,” he said. “So, you’ve seen significant uptick in opportunity for states and counties and local jurisdiction.”One state that’s seeing immediate pay off after legalizing sports betting in May, is Colorado.“Colorado has a 10 percent tax on the wins,” said Dan Hartman, director of the Colorado Division of Gaming. Hartman predicts legal sports betting will generate millions of dollars in tax revenue, and it has already created more jobs in a few months in Colorado.“One of the operators from Australia is they’re moving their entire North American headquarters to Denver -- bringing 200 jobs,” he said.Many fans are betting on games through apps on their phones.“It’s been a challenging few months with the COVID and tax receipts are down,” said Mike Raffensperger with FanDuel the largest online real money gaming company in the US.Raffensperger is now seeing more government leaders reach out about generating extra income through gambling.“We’ve been speaking with regulators and legislators around the country and they’re looking for new sources of tax revenue and they been seeing the success,” he said.Success so financially tempting that it could lead to more states betting on legal gambling to help financially during this worldwide pandemic. 2086

It’s been a long year. Pandemic, wildfires, murder hornets, and now the 2020 election.And if you thought we might get a civilized discussion of the issues, well, that remains a challenge.If you think you’re the only one feeling stressed out by the election, a study conducted by The American Psychological Association shows 52% of Americans feel the same way.“For a lot of people, this election has become so emotional, so existential, and that’s real, that’s very, very real to them,” said Kelly Hupfeld, a professor at Colorado University Denver.“It’s kind of on par with 2020, but it definitely has it’s own individual, independent impact other than the coronavirus and other sort of social unrest that’s been going on,” said Lisa Henderson, a licensed counselor in Tennessee.Henderson says she’s seeing increased stress among her clients because of the election.“There’s this feeling of just helplessness, of you know, things are going on and I can’t really do much about it and sure I can vote, but right now, I think we’re about a month away from that,” said Henderson.And the way the candidates are acting probably isn’t helping“We just watched a really uncomfortable social conflict, and it was nerve wracking for a lot of us,” said Hupfeld. So, maybe you’re feeling stressed, but what are the signs you may be dealing with something more concerning.“If you’re mind is racing with thoughts you don’t really have control over anymore, so that it becomes kind of impossible for you to be able to calm yourself, that can be a sign that anxiety is really getting out of control,” said Hupfeld.According to the mayo clinic, these are some of the signs of an anxiety disorder.Feeling nervous, restless or tenseHaving a sense of impending danger, panic or doomTrouble concentrating or thinking about anything other than the present worrytrouble sleepingHaving difficulty controlling worrySo what can you do if you’re feeling like this?“You can turn your television off, you don’t have to watch it. Similarly to Thanksgiving, you can actually get up from the table, you don’t have to stay,” said Henderson.If watching a debate or constantly getting news updates makes you feel stressed, take a break from the news, social media, and other things that trigger stress.Henerson also suggests asking yourself a question.“How does this impact me right now?” said Henderson.Henderson says these are big issues that do affect all of us, but it’s unlikely to change your day to day right away, so don’t let the stress impact your day to day either.“Really evaluate sort of an in the moment type of way, what impact does this have on me? Today, what is this going to impact?” said Henderson.One of the most important things you can do, seek help if you’re feeling like this. The National Alliance on Mental Illness helpline number is 1-800-950-6264. You can call to find a therapist or mental health professional in your area. 2925
It started six years ago. And hopefully, it will be the last time in 2020. Please switch on two-factor authentication on all of your accounts. ??— Victor Gevers (@0xDUDE) October 22, 2020 201
In the town of Schuyler, Nebraska, located about 65 miles west of Omaha, immigration reform is a huge issue.A Cargill beef processing plant is the largest employer there, with a predominately Hispanic workforce.People who live in Schuyler, a town of about 6,000 people, are worried what the economic impact would be on the immigrant workforce there if DACA recipients and their families are forced to leave."In this town, there's a lot of commerce, Hispanic business. And the majority of our clients are Hispanics," said Rosa Lopez, Schuyler restaurant owner.Business owners in Schuyler — with a population that’s nearly 70 percent Hispanic and a business district dominated by Hispanic-owned shops and restaurants — is worried about the repercussions its economy would face if there's no DACA resolution by March."We depend on our youngsters for the future,” resident Irma Cuevas said. “So if that were eliminated, it would completely devastate not only Schuyler, but several other communities.""They're our clients,” Lopez said. “And if they get rid of the program, we would lose them as clients. And they wouldn't be able to contribute to the local economy."Long-time residents, like Luis Lucar, say DACA helps keep — and bring in — more people to the workforce there in Schuyler, which he says used to be a ghost town."If that happened, Schuyler would definitely go back to those years where businesses were closing,” Lucar said. “I don't think we want to see that again. And not only in Schuyler, but other Nebraskan cities that basically survive because of the immigrant workforce."Burrito House owner Chuy Salinas said at the end of the day, DACA recipients should get to stay — not only because it's good for business, but because it's the right thing to do.“Business is business,” he said. “But it's heartbreaking to see the moms and their kids, even if they're older like 22 or 25 — they'd have to be sent back and not even have a place to live.” 1964
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