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BELLEVILLE, Mich. — A Good Samaritan was placed in a bad situation on a metro Detroit highway. Now his close call is going viral on social media while also alerting motorists to beware and trust your instincts. It was around 10 p.m. on Sunday when John Hadyniak of Belleville, Michigan  was heading home driving down I-94. When he got near Belleville road, he saw a woman on the side of the road changing a flat tire. Hadyniak's first thought was to stop and give her a hand, then his red flag radar lit up like the Fourth of July. The trunk on the car was closed, said Hadyniak, who is also a mechanic, and he noticed there was no plate on the trunk of the car. "I noticed that there was no jack and she had a tire iron in her hand," Hadyniak said. "Things didn't add up. It was just a bad feeling."He listened to that gut feeling and pulled out a flashlight and shined it on the woman. "I put the flashlight on her when I got out of the car," he said. "And about 15 feet off the side of the road there was a guy laying in the grass. I hit him with the light. He got up and jumped in the car and took off down I-94"In that moment, Hadyniak thought of what could have transpired. Those "what ifs" are still swirling around in his head. "Worse case scenario, I could have got bopped in the head with that, laid dead on the side of the expressway," he said. "(They could have) robbed me, stole my car – everything. If I wouldn't have seen him, it would have been bad news."Hadyniak posted the phonies foiled plan on Facebook with a warning to folks to be smart and beware. He also contacted the cops and gave them a description of the car – a silver Nissan Sentra.  1736

BOZEMAN, Mont. — Cloie Musumecci sent MTN News a brief video of a woman tripping and falling as a bison charged at her and another person in Yellowstone National Park.Cloie said in an email that the incident happened at Nez Perce Creek. She said the woman "is a Montana local so she knew to play dead in that situation."The woman was was not injured and escaped "without a scratch," Cloie said. No further information has been released yet, such as whether or not the visitors got too close the bison.We are trying to get more details about the incident and will post an update if we learn more.Park officials says that animals in Yellowstone National Park are wild. When an animal is near a trail, boardwalk, parking lot, or in a developed area, visitors must give it space.Stay 25 yards away from all large animals – bison, elk, bighorn sheep, deer, moose, and coyotes - and at least 100 yards away from bears and wolves.Bison are the largest mammals in North America. Males can weigh up to 2,000 pounds and stand up to six feet tall, according to the Department of Interior.This story originally reported by MTN News on krtv.com.Several recent incidents involving visitors and wildlife at Yellowstone:Woman gored by bison in Yellowstone parkWoman injured by grizzly in Yellowstone parkChild tossed in air by bison in YellowstoneWoman knocked down by bison in Yellowstone park 1386

Blogger John Schmoll’s father left a financial mess when he died: a house that was worth far less than the mortgage, credit card bills in excess of ,000—and debt collectors who insisted the son was legally obligated to pay what his father owed.Fortunately, Schmoll knew better.“I’ve been working in financial services for two decades,” says Schmoll, an Omaha, Nebraska, resident who was a stockbroker before starting his site, Frugal Rules. “I knew that I wasn’t responsible.”Baby boomers are expected to transfer trillions to their heirs in coming years. But many people will inherit little more than a pile of bills.Nearly half of seniors die owning less than ,000 in financial assets, according to a 2012 study for the National Bureau of Economic Research. Meanwhile, debt among older Americans is soaring. It used to be relatively unusual to have a mortgage or credit card debt in retirement. Now, 23 percent of those older than 75 have mortgages, a four-fold increase since 1989, and 26 percent have credit card debt, a 159 percent increase, according to the Federal Reserve’s latest data from the 2016 Survey of Consumer Finances .If your parents are among those likely to die in debt, here’s what you need to know.You (probably) aren’t responsible for their debts. When people die, their?debts don’t disappear. Those debts are now owed by their estates. Some estates don’t have enough assets (property, investments and cash) to pay all of the bills, so some of those bills just don’t get paid. Spouses may have the responsibility for certain debts, depending on state law, but survivors who aren’t spouses usually don’t have to pay what’s owed unless they co-signed for the debt or applied for credit together with the person who died.What’s more, assets that pass directly to heirs often don’t have to be used to pay the estate’s debts. These assets can include “pay on death” bank accounts, life insurance policies, retirement plans and other accounts that name beneficiaries, as long as the beneficiary isn’t the estate.“You take it and go home,” says Jennifer Sawday, an estate planning attorney in Long Beach, California.You need a laywer. Some parents hope to avoid creditors or the costs of probate, which is the court process that typically follows a death, by adding a child’s name to a house deed or transferring the property entirely. Either of those moves can cause legal and tax consequences and should be discussed with a lawyer first. After a parent dies, the executor must follow state law in determining how limited funds are distributed and can be held personally responsible for mistakes. That makes consulting a lawyer a smart idea — and the estate typically would pay the costs. (The costs of administering an estate are considered high-priority debts that are paid before other bills, such as credit cards.)At his attorney’s advice, Schmoll sent letters to his dad’s creditors explaining the estate was insolvent, then formally closed the estate according to the probate laws of Montana, where his dad had lived.A lawyer also can advise you how to proceed if a parent isn’t just insolvent, but also doesn’t have any assets at all. In that situation, there may not be a reason to open up a probate case and deal with collectors, Sawday says.“Sometimes, I advise clients just to lay the person to rest and do nothing,” Sawday says. “Let a creditor handle it.”You need to take meticulous notes. The financial lives of people in debt are often chaotic — and sorting it all out can take time. As executor of his dad’s estate, Schmoll dealt with over a dozen collection agencies, utilities and lenders, often talking  to multiple people about a single account. He kept a document where he tracked details such as the names of people he talked to, dates and times of the conversations, what was said and required follow-up actions as well as reference numbers for various accounts.You shouldn’t believe what debt collectors tell you. Some collectors told Schmoll he had a moral obligation to pay his father’s debts, since the borrowed money might have been spent on the family. Schmoll knew they were trying to exploit his desire to do the right thing, and advises others in similar situations not to let debt collectors play on their emotions.“Just don’t make a snap decision, because it’s very easy to say, ‘You know what? I need to think about it. Let me call you back,’” Schmoll says.This article was written by NerdWallet and was originally published by The Associated Press. More From NerdWallet 4587

BELTRAMI COUNTY, Minn. – A man who was hunting in northwest Minnesota was shot and killed by another hunter last week.The Beltrami County Sheriff’s Office says 28-year-old Lukas R. Dudley was shot by 33-year-old Rain Stately last Wednesday and it appeared to be an accident.The men were reportedly not hunting together.Around Dusk, Stately told authorities that he saw movement of what he thought was a deer and then fired one round from his rifle.“When he discovered Dudley, he immediately called 911 and is cooperating with the investigation,” the sheriff’s office said.The sheriff’s office says Dudley was not wearing the typical blaze orange or other high-visibility clothing.Dudley was transported to a medical examiner’s office for an autopsy. Officials haven’t said where the bullet struck him or at what range.The incident is being investigated by the sheriff’s office, Red Lake Tribal Police Department, Minnesota Department of Natural Resources Division of Enforcement and the Federal Bureau of Investigation. 1027

BEIJING — For more than two months, the 11 million residents of Wuhan endured a strict lockdown as coronavirus raced around the city in central China.Now, some are letting loose en masse at rocking nighttime pool parties at a popular amusement park chain.The Wuhan Maya Beach Water Park reopened in late June, and the crowds have picked up this month.Wuhan was the epicenter of the coronavirus outbreak in China and saw the most deaths. The region was completely locked down between late January and early April — people were restricted from leaving or entering the city, and those in town were restricted from leaving their homes.The spread of the disease has been all but eradicated in China, though isolated outbreaks pop up sporadically. 749