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SAN DIEGO (KGTV) - It is Tax Day, and if you’re like most Californians, you’re probably wondering what happened to the nice refund you’re used to getting. Or worse, you owe the government this year. So how do you Make it in San Diego on Tax Day? We found an expert who can help.It's the worst sticker shock imaginable. You're used to a little something back from the government every year in the form of a refund, but suddenly you find yourself with a hefty bill. And the feds don't look kindly on late payments."I always tell people: if you owe money, the first step is don't panic," says Ariel Jurow-Kleiman an Assistant Professor of Law at the University of San Diego. Jurow-Kleiman should know. She's helped people in this situation many times before as a tax attorney and now teaches tax law at USD. Here's the problem."The Federal tax laws were changed in a way that will dramatically affect California residents," explains Professor Kleiman.And that's probably what hit you, too. Many itemized deductions you used to get were either tossed out or capped. "It used to be you could deduct all of your state income taxes," adds Jurow-Kleiman.Now those California income taxes are capped at ,000. And your house, the interest on the mortgage was capped too - double whammy. So, if you owe, here's the first step: do not put off filing. "Absolutely, it is so important to file your taxes on time even if you think you're going to owe," says Professor Kleiman, emphasizing the point. There are penalties for filing late: 5% of your tax liability and up to a maximum of 25%. So, let's say you owe 00 and didn't file for a month, that alone will cost you at least an extra . So, file right away, and pay what you can now."There is interest, it fluctuates, right now it's 6%. It compounds daily so every day, every week that you owe there is a little bit more interest that's added on," warns Jurow-Kleiman.That compound interest can accrue quickly but Professor Kleiman says there are options. You could file for an extension and pay the full amount later. Or you could work out an installment agreement but know some fees could be tacked on. In some cases, paying off your taxes with a credit card could be cheaper than the interest from the government."If you're considering owing money to the government versus owing money to a private lender,” adds Professor Kleiman, “It's very often better to borrow money from a private lender and pay your taxes."However, Professor Kleiman adds that’s not always the case. She advises avoiding payday lenders or someone who charges very high-interest rates. And there is help, especially for those with low incomes, the elderly and the disabled.We have provided links to the Volunteer Income Tax Assistance Program and the local Taxpayer Advocate. For local low income clinics you can call the University of San Diego LITC at (619) 260-7470 or Legal Aid Society of San Diego LITC at (877) 534-2524.Finally, make sure you don’t fall into this situation again next year by checking that you have the proper withholding in your paycheck. You can discuss that with your Human Resources representative at work or a tax expert. 3181

SAN DIEGO (KGTV) – If one of your New Years resolutions was to get out and see more concerts, you've got some great choices to start off the year.Parquet Courts heads to San Diego off their fifth record "Wide Awake!," a punk-funk filled album that's proving to be their most groundbreaking record yet. The band heads to The Music Box.Country Music Hall of Famer and actor Kris Kristofferson and "The Strangers" bring their legendary sounds to the Balboa Theater. Ben and Dana Haggard, sons of country music legend Merle Haggard and accomplished in their own right, lead The Strangers.RELATED: San Diego Restaurant Week 2019: Over 180 restaurants taking partThe six-piece ensemble of Ozomatli also hits Music Box this month with a wide array of musical stylings spanning Latin, funk, jazz, hip-hop, and rock.Sara Dallin and Keren Woodward of the 1980s female English pop group Bananarama are in town to rock The Observatory with their global pop-dance and new wave hits.The legendary Elton John embarks on his farewell tour, stopping in San Diego at Pechanga Arena for what's sure to be an electrifying performance. Fans can undoubtably expect a night with “Bennie and the Jets,” “Rocket Man” and “Crocodile Rock" from the Rock and Roll Hall of Fame inductee.SHOWTIMES:Jan. 21 - Parquet Courts at The Music Box (link)Jan. 22 - Kris Kristofferson & The Strangers at Balboa Theater (link)Jan. 25 - Ozomatli at The Music Box (link)Jan. 27 - Bananarama at The Observatory North Park (link)Jan. 29 - Elton John at Pechanga Arena [formerly San Diego Sports Arena] (link) 1575

SAN DIEGO (KGTV) – Investigators are still piecing together the circumstances surrounding the 2-year-old girl who died after she was found in a hot car in Tierrasanta. Police tell 10News the mother called 911 Monday afternoon, saying she had just woken up from a nap and could not find her daughter in their home on Leary Street.The woman later called back and said she found her daughter in her Nissan Altima, unresponsive and not breathing, according to police. It is still unclear how long the child was in the vehicle. The Child Abuse Unit is now investigating.“The biggest mistake anyone could ever make is to think that it couldn’t happen to them,” said Janette Fennell, founder of Kids and Cars. The organization’s statistics showed 26 kids have died after being left in a hot car so far this year. Right now, technology does exist to alert families of an unattended child in a vehicle. One device is called “Sense-A-Life,” created by two Florida dads. It involves a sensor placed under a car seat. If you put the vehicle in park and open the door, an alarm will remind the driver of a child in the back. If there’s no response, it will send an alert to our phone. A few cars, like the Kia Telluride, has a sensor system built into it. It warns the driver when you exit your vehicle that someone may still be inside. The vehicle’s horn will go off if you have not returned to open the door.Fennell said there is a push to get the Hot Cars Act passed at a federal level. It would mandate technology in all vehicles that would alert drivers to someone left in their car, but she said there has been resistance. “It probably comes down to money, but it also comes down to the auto industry that fights against all these types of things,” Fennell said. “Every single safety item in your vehicle people should understand have been very long, hard battles. Like decades.”Fennell said it will take in part, political will to get the Hot Cars Act passed. 1962

SAN DIEGO (KGTV) -- Local leaders, including Mayor Kevin Faulconer, gathered at a Menorah lighting at San Diego City Hall. Rabbi Zalman Carlebach says with so many recent events of anti-Semitism, it’s important for communities like San Diego to come together in the spirit of peace. "In light of the current events that are happening around the country, that this world could use some more light. America could use some more light."There are several Hanukkah events scheduled around San Diego. For a list of events click here. 535

SAN DIEGO (KGTV) — If you're looking for a grade A education that's worth the price of admission, you're in the perfect city.When it comes to getting the best bang for your educational dollar, University of California, San Diego, is the best in the state, and second best in the U.S., according to Money Magazine.The only college that ranked ahead of UCSD was Princeton University.RELATED: 3 San Diego colleges listed among best in The Princeton ReviewMoney's ranking boasts UCSD as a great value, saying the average student leaves with about ,500 in student debt and recent graduates earn about 14 percent higher than those from universities with similar student bodies, at about ,600 a year.The school also sports one of the highest six-year graduation rates in the country for a public college.Money's rankings report UCSD's estimated price for 2018-19 without any aid will cost about ,900, or about ,900 with aid. About 59 percent who apply for financial aid receive it.RELATED: UC San Diego ranks among world's top universitiesFollowing UCSD, UC Irvine and the University of California, Los Angeles, ranked in the top five. Money compiled the best schools based off 26 factors that focused on educational quality, affordability, and alumni financial success.To read more about the study, click here. 1344