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SAN DIEGO (KGTV) - Owning a home is part of the American Dream. But trying to improve the home you live in can become a budget-busting nightmare.According to a new survey from the Freedom Debt Relief, 69 percent of homeowners plan to renovate within the next five years. But 60 percent of people surveyed say they can't afford needed upgrades.That's why 73 percent of the respondents plan to finance their renovation plans."People want to stay in their homes," says Michael Micheletti, the Communications Director for Freedom Debt Relief. "Once it becomes your house, it becomes your home. So, perhaps people are willing to take on more debt to stay in those communities and those school districts they've become accustomed to."Micheletti says most of the people who plan to renovation will spend either more than ,000 or between ,000 and ,000. With that much money at stake, it's important to know what projects are worth the cost."There's give and take" says Gregg Cantor, the CEO of construction company Murray Lampert. "You have to prioritize what's most important."According to the survey, the most popular upgrades are also the most expensive. New flooring topped the list at 59 percent, bathroom renovations were 53 percent, and new kitchens were 51 percent. After that, Landscaping (43%), Windows (31%), Fencing (28%), Roofing (27%) and Decks (26%) were the most popular.But Cantor says smaller, aesthetic-based upgrades can make your home more appealing to buyers. His list:Painting (inside and out)New baseboards or crown molding on the wallsNew SidingLandscapingGarage DoorsHe also says people doing renovations should follow three simple guidelines when they decide to renovate:1. Set a budget2. Find a company who will work within your budget3. Stick to the plan"Don't be rushed," says Cantor. "Make sure that whoever is handling the design and construction is going at a reasonable pace so that your questions are being answered and you feel comfortable and have a concise and complete price."As for how to pay, Micheletti with the Freedom Debt Network says to look for low-interest options like Home Equity Loans or Personal Loans rather than credit cards."If you're taking on high interest credit card debt to fund the project, it's probably not going to be a good idea for you," says Micheletti. "Try to leverage some of the equity in your house which you're getting the benefit of."Here is what people said they'd use to pay for home renovations:Cash/Savings: 58%Home Equity Loan: 29%Credit Card: 28%Personal Loan: 24%Home Equity Line of Credit: 19%Finally, Cantor says if you plan on staying in your home for a long time, spending more on the big ticket upgrades can be worth it."If you're talking 10 or 15 years, you might do some extra things that, maybe tomorrow you won't get your money back, but you're going to enjoy them over the years," says Cantor. 2892

SAN DIEGO (KGTV) - One person was hospitalized after a fire ripped through a business across from famed Belmont Park in Mission Beach.The two-alarm fire was reported shortly before 7 a.m. at a structure in the 700 block of Venture Place, near Mission Boulevard. 274

SAN DIEGO (KGTV) -- Police Monday identified the victim in a deadly Mount Hope-area shooting in late December. According to police, 54-year-old Darryl Toliver was shot and killed in an alleyway on the 800 block of Raven Street around 2:45 a.m. December 29. Witnesses told police and unknown man and two vehicles were spotted leaving the area around the time of the shooting. RELATED: 1 dead in Mount Hope-area shootingThe man was described as black and in his 20s, wearing a dark cap, long-sleeved white sweatshirt and dark sweat pants. Police said at the time that the man was only a person of interest. One of the vehicles spotted leaving the scene was described as a white, 1990s Honda Accord while the other was described as a 2006-2010 Chrysler 300. Anyone with information on this incident is urged to call the Homicide Unit at 619-531-2293 or Crime Stoppers at 888-580-8477. 889

SAN DIEGO (KGTV) - Overall crime rates in San Diego are at historically low levels. But it's a mixed bag when you break down new statistics today from SANDAG.The good news is that property crime is down so far in 2017.Car thefts are down by 13-percent while burglary and larceny are each down by 9-percents for violent crime, it really depends on where you live.SANDAG breaks down the numbers into 17 jurisdictions. Violent crime is up this year in 12 of them.Those communities with a rise in crime were Carlsbad, Chula Vista, Oceanside, Encinitas, Lemon Grove, San Marcos, Santee, Vista, Fallbrook, Lakeside, Spring Valley, and Valley Center.Homicides are down 14-percent and rape is down by three. But robberies are up 3-percent and aggravated assault has increased 1-percent. 791

SAN DIEGO (KGTV) - Neighbors in Allied Gardens had a front row seat to a woman’s retirement.The group gathered outside a home as a pre-built granny flat was lifted into the backyard with a crane.Tula Striffler chose the option as a way to be close to her daughter.“I think it’s an economical way for me to still live my life fully and do it on a retirement budget,” said Striffler.Michael Avery owns Instant Guest Homes. He says many of his customers are using the homes for secondary income, or a way to expand their family’s living space.“These home are start to finish 90,000 dollars, everything is included except for the permit fees,” Avery said.Earlier this year, the City of San Diego reduced the cost of granny flat permits, which ranged from ,000 to ,000.After a steady process, Striffler’s home was gently placed in her daughter’s backyard. It includes a bedroom, bathroom, kitchen, and living room.Mother and daughter are happy to be close to each other, with a space of their own.“It’s just the two of us so by making it work, we're thrilled.” 1068

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