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LAKE CHARLES, La. — The holiday decorations are up around Lake Charles. Yet, the most wonderful time of the year just simply isn’t right now for many there, like Renee LeBleu–Booth.For a decade, she and her husband lived in their home, which is now missing a roof and beset by toxic mold because of Hurricane Laura.“It was beautiful. I loved it,” LeBleu-Booth reminisced. “It's depressing, but we're thankful we got a roof over our head.”Their temporary new home is an RV parked on their front lawn. It’s been a tough year for them, with her husband also battling leukemia, as they tried to save money for his treatment.“We cut back on everything,” she said.That included dropping their homeowner’s insurance, a crucial decision that’s now left them with no way to pay for repairs.They’re not alone. Many are having trouble recovering from the one-two punch of Hurricanes Laura and Delta. About 46 percent of the people who live in the affected areas live paycheck to paycheck.Getting government aid can be a long process and nonprofits are trying to fill in the gaps.“We've moved into the long-term recovery phase,” said Denise Durel, with the United Way of Southwest Louisiana. “So, now, we're actually going to be putting homes back together of low-income people who don't have insurance on their homes or their property.”However, she says a more permanent recovery is going to require many helping hands.“We need to continue to let, you know, the rest of the country remember that we're here and we've got this huge challenge ahead of us still,” Durel said. “We're strong people and we take care of each other. But we just need help right now. We really just need help.”Back at Renee LeBleu-Booth’s home, this longtime United Way volunteer now finds herself getting their help.“It’s hard,” she said, adding of those at United Way, “The people were amazing.”She said they are helping her restore her faith that they’ll find a way through.“It's going to get better,” she said.Hurricanes Laura and Delta left more than billion in damages. So far, more than 236,000 insurance claims have been made in Louisiana. A federal judge recently approved a plan to deal with thousands of lawsuits expected to be filed by homeowners against insurers over disputes about damage assessments. 2291
LAS VEGAS — Right now, many recent high school graduates are facing a tough question — is it worth it to take on tens of thousands of dollars in debt to attend college during a pandemic?The irony of building credit is that it requires taking on debt — and no one wants to take on debt, especially during the pandemic. But according to one credit expert, there are some simple financial moves that parents can make right now to set up their kids for future financial success.Building credit isn't priority number one for kids, but it could open or close a lot of doors down the road."Good credit can make things easier for you in the future, whether it's securing loans, credit cards with better terms and rates. It might even help your ability to land a job or a desirable apartment," said Nathan Grant, a senior credit industry analyst at CreditCardInsider.com.Grant says that even though kids can't open their own bank account until their 18, parents can start teaching kids about credit long before that, perhaps with a prepaid card."Many of those allow for monthly direct deposits. So, you could have their allowance loaded directly on their card, and that could, at an early age, give them a way to understand budgeting and using a card that has a limit on it to teach them better spending habits," Grant said.Then, as children approach adulthood, Grant says that parents should consider making them an authorized user on a family credit card. Even if parents are not ready to let kids make purchases and payments on the card, Grant says just making them an authorized user will help them build credit."Many credit card issuers offer this, and most issuers report the account's activity in the authorized user's name, whether or not they are actually using the account. So, you can add them as a user and not give them access. It will hopefully build their credit up right out of the gate," Grant said.When kids are ready for their own cards, parents shouldn't just pick the shiniest piece of plastic. Grant says a secured credit card could be a safer option for someone with little or no credit."It uses a refundable security deposit that you fund yourself to fund the account's credit limit, upon approval," Grant said. "So, there's less risk on the issuer's part. So, for somebody who is new to credit or doesn't have any credit history, that could get your foot in the door.Grant said he couldn't offer advice either way on whether grads should pay for college with credit. But he said that anyone that decides to take a "gap year" should try to pay off any existing debts and save for the future.For those that do decide to go attend college, Grant has some general advice."The best rule of thumb, on top of just general responsible use, is just try not to use your credit card for purchases you know you won't be able to pay off before that monthly due date," he said. "Not spending beyond your means, that's going to be more valuable in your college years than ever."For more ways to boost your credit score, click here.This story was originally published by Ross DiMattei on KTNV in Las Vegas. 3114

Larry Nassar said he was the victim, not his patients.In more than three hours of interviews with police, obtained by Scripps station WXYZ in Detroit through the Freedom of Information Act, Nassar appears befuddled and defiant when faced with allegations that he abused patients.“It’s like blindsiding someone,” Nassar told a detective. “You’re doing this and you’re doing it for good to help someone and they’re giving you the positive feedback that you’re helping them, how do I know I’m hurting them?”The interviews stem from complaints filed against Nassar in 2014 and 2016. Both interviews were conducted by officers with the Michigan State University Police Department.In August 2014, MSU police interviewed Nassar after a graduate student complained he sexually assaulted her during an appointment. Nassar had gotten wind of the complaint from one of his colleague, Dr. Jeffrey Kovan.“What else did he tell you?” asked Capt. Valerie O’Brien.“That she felt violated, that I was doing, like I touched her breast and I moved her underwear out of the way. And I’m like, yeah. I do that all the time,” Nassar said. Nassar brought a laptop to the interview, showing the officer videos of him performing past medical treatments that required contact with intimate parts of women’s bodies, an attempt to convince the detective that everything was fine. “This is a treatment that I lecture on. I lecture on not only here at Michigan State,” Nassar said. “I was the keynote guest speaker in Australia to the Australian Olympic sports medicine for this very technique.”For each allegation made by the young woman, Nassar had the same response: it’s a standard medical procedure. She’s confused. I’m sorry.“She said that she felt like you were massaging her breast and that was not part of the manipulation that you were doing,” O’Brien said.“It’s the rib cage, you know what I mean?” Nassar said. “You’re going to be on the chest wall, you move the breast down, you move the breast down to get down to the wall. It’s like giving someone a mammogram almost.”During the 2014 interview, the officer asked Nassar if he’s ever been accused of abuse before.“There has been a few times where that has been brought up. Okay? And each and every time they were sexually abused,” Nassar said.“So, that’s what, that’s what I’m saying, when they’re uncomfortable about that, there’s been three cases. And all three of them were sexually abused. Okay? So that’s why I’m like, yeah. That’s why I’m like, is there something more? What am I missing?”The 2014 interview lasted more than two hours. MSU police wanted to bring charges but the Ingham County prosecutor declined.Two years later, Nassar was back at MSU police—when another victim came forward.“Has there been another complaint?” Nassar asked. “I’m just like confused right now.”A second complaint had been filed by Rachael Denhollander, a past Nassar patient.“I’m trying very hard to do things where I’m not being nearly as invasive,” Nassar said, saying he learned from the last police complaint. “But it compromises things. So I’m trying to modify that.”In the 2016 interview, Lieutenant Andrea Munford asked Nassar about details from his past treatment of Denhollander.“Do you ever get aroused during these exams?” she asked, catching Nassar off guard.“Do I get aroused during the exam?” he asked.“Do you ever get an erection?” Munford asked. “The reason why I’m talking about this is because this young girl and her mother both observed this on more than one occasion during treatment.”Nassar replied: “If there was arousal it’s, it’s, it’s…you know what I mean? It would be because of, whatever, I don’t know.”“Well, what do you meant whatever?” Munford asked.“When you’re a guy,” Nassar said, “sometimes you get an erection.”Nassar pled guilty to a series of criminal sexual conduct charges in 2018. He was sentenced to up to 125 years in prison. 3950
LAKE ELSINORE, Calif. (KABC) -- A California Highway Patrol motorcycle officer was killed after being hit by a vehicle on the 15 Freeway in Lake Elsinore Saturday. The officer was hit by a sedan near Nichols Road at about 4:30 p.m. and airlifted to a hospital, prompting a closure of the southbound lanes. The officer killed was identified by CHP in a social media post as Sgt. Steve Licon. "Our hearts are heavy after the immeasurable loss of a friend, father, husband, and hero," the social media post said. The southbound lanes of the freeway were fully closed from Indian Truck Trail to Nichols Road due to a police investigation, Caltrans said. One alternative route is the 91 east to the 215 south, connecting back with I-15 in Murrieta.Injuries sustained by the driver in the sedan were not immediately known. 824
LAKESIDE (CNS) - A pileup on a rain-slick stretch of state Route 67 north of San Vicente Reservoir left one motorist dead Monday and another seriously injured.The chain-reaction series of crashes took place shortly before 7 a.m., when a 37-year-old Alpine woman lost control of her northbound Toyota Yaris near Foster Truck Trail in Lakeside, sending it veering sideways into the path of a southbound Chevrolet Silverado 3500 pickup, according to the California Highway Patrol.The resulting broadside collision fatally injured the driver of the subcompact car, CHP public-affairs Officer Travis Garrow said. Her name was withheld pending family notification.Following that crash, the truck, which was towing a trailer, careened onto the northbound side of the street, where a Chevrolet HHR station wagon hit it head-on.At that point, a Chevrolet 1500 pickup struck the back end of the HHR, and a Toyota Prius hit the right side of the Chevrolet 3500, Garrow said.Paramedics took the unidentified driver of the HHR to UCSD Medical Center in San Diego for treatment of major injuries. The other two motorists and a passenger in one of the vehicles suffered minor injuries in the wreck and did not require hospital care."It is believed all parties involved were wearing a seatbelt at the time of the collision," Garrow said.Intoxication was not believed to have been a factor in this accident, according to the CHP. 1420
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