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Holiday marketers have your number, and they know how to entice you to spend.You try to rein it in. But two favorite strategies can lead to spending more, according to a 2018 survey by the Center for the New Middle Class, a research organization funded by Elevate, which lends to credit-challenged borrowers. Consumers who shopped at sales were 50% more likely to say they spent more than they expected. Among shoppers who used coupons, 38.5% said they overspent.Many shoppers try to be careful instead of making a spending plan. Using a budget can feel like it’s wringing the joy out of a happy season. Why? Giving feels good, says Jeff Kreisler, co-author of “Dollars and Sense: How We Misthink Money and How to Spend Smarter.”But simply being careful doesn’t work, “because a lot of the reasons we make poor financial decisions are unconscious,” says Kreisler, who’s editor in chief of PeopleScience.com, which applies behavioral science to the marketplace.However, you can position yourself to recognize — and overcome — overspending triggers.Use the best defense: a holiday budgetAshley Feinstein Gerstley, a financial coach and founder of the Fiscal Femme website, advises setting aside time — not over an hour — to list holiday expenses. Build in a buffer, because you’ll forget some things. But you’ll be better off if you have a number in mind, she says.Be realistic, not rigid, about your budget. Otherwise, controlling expenses can seem so futile you don’t bother trying, she says. “It’s like being on a strict diet and figuring if you cheated and had a cookie, you may as well eat the whole bag.”If you worry about overspending, consider getting a prepaid gift card in that amount, Kreisler says. It can help you stay aware of what you are spending and what’s left.Having a successful holiday spending plan may also inspire you to 1855

I just signed the CARES Act, the single biggest economic relief package in American History – twice as large as any relief bill ever enacted. At .2 Trillion Dollars, this bill will deliver urgently-needed relief for our nation’s families, workers, and businesses. #CARESAct???? https://t.co/0WnTNFZPZD— Donald J. Trump (@realDonaldTrump) March 27, 2020 366

GREENWOOD, S.C. -- The family of a 7-year-old girl from South Carolina is devastated after her heart stopped while she was having her tonsils removed.Paisley Cogsdill, 7, died Feb. 21 during a tonsillectomy at Self Regional Hospital in Greenwood, South Carolina, 275

How would you like to go to Hawaii for just six dollars?You're probably thinking there's a catch -- and you'd be right because there are a few of them.Fast food restaurant Arby's sold five tickets to Hawaii on its website for Friday at noon.It's a promotion to celebrate the chain's new line of sandwiches on King's Hawaiian rolls.Arby's says the tickets are sold on a first come first basis -- and it will offer five more Monday.It's unclear how first come first served is actually determined with so many people likely clicking at the exact same time.Winners must redeem their tickets between April 26th and 28th.They are also only good for six hours in Honolulu -- though travel to Los Angeles and an overnight stay, there is included.Winner's who enter a special promotional code won't have to pay the if they win.That code is Aloha. 855

Have you ever wanted a game-used LeBron James jersey? How about a jersey from James Hardin or Anthony Davis? Now is your opportunity. The NBA said it is auctioning the jerseys used in Sundays NBA All-Star Game online this week to benefit Kobe Bryant's foundations Mamba on Three Fund and the Mamba & Mambacita Sports FoundationBe prepared to shell out big bucks. A jersey featuring James is currently going for more than ,000. Other jerseys are well into the thousands. “To honor the life and legacy of Kobe Bryant and his daughter Gianna, the NBA and NBPA will donate all proceeds from the auction of game-worn Jordan Brand #NBAAllStar jerseys to the Mamba on Three Fund and the Mamba & Mambacita Sports Foundation," the NBA said. To view the jerseys being auctioned, click 798