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Some fall sports at colleges in at least one conference will delay all competitions until September 1.The Atlantic Coast Conference announced Thursday the sports of cross country, field hockey, soccer and volleyball will delay their competitive matches for men’s and women’s teams. Typically, exhibition or non-conference games would take place in August.“The decision allows each campus to further focus on ensuring return to competition protocols are in place to facilitate the resocialization process,” the statement reads.The ACC includes Duke, Boston College, University of Notre Dame, Syracuse, Clemson University, FLorida State, University of Louisville, North Carolina State, Wake Forest, Georgia Tech, Miami, North Carolina at Chapel Hill, Pittsburgh, Virginia and Virginia Tech.The statement from the conference makes no mention of other sports, including football. However, it does say the league is continuing their discussions and there “may be future changes.” 982
Some British experts have slammed the U.S. decision to snap up nearly the entire global supply of remdesivir, the only drug licensed so far to treat COVID-19.Ohid Yaqub, a senior lecturer at the University of Sussex called it “disappointing news” in a statement.“It so clearly signals an unwillingness to cooperate with other countries and the chilling effect this has on international agreements about intellectual property rights,” Yaqub said.The U.S. government announced Tuesday that President Donald Trump had struck “an amazing deal” to buy the remdesivir drug for Americans, made by Gilead. The Department of Health and Human Services said Trump has secured 500,000 treatments of the drug through September, representing 100% of Gilead’s July production capacity and 90% of its capacity in August and September.In earlier stages of the pandemic, the U.S. refused to export pre-ordered masks to other countries, including Canada.___Follow all of AP’s pandemic coverage at http://apnews.com/VirusOutbreak and https://apnews.com/UnderstandingtheOutbreak 1065

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739
Snapchat says its mapping technology was "vandalized," early Thursday morning as users noted that New York City had been replaced with an anti-Semitic slur.On Thursday morning, social media users began reporting that Snapchat's map function displayed New York City as "Jewtropolis." Screenshots from other apps like CitiBike and StreetEasy were also displaying the slur in the place of New York City.According to Snapchat, the app's "Snap Map" feature relies on third-party mapping technology built by Mapbox. Snapchat says it's "working" to get the issue fixed immediately."Snap Maps" allows Snapchat users to see where their friends are in the world via GPS services. Snapchat users have the option to turn the tracking feature off. 758
September saw the highest number on record for family members crossing the US-Mexico border in a single month, the Department of Homeland Security said Tuesday.The figure could help fuel President Donald Trump's?calls for stricter immigration policies, a key issue he has been citing on the campaign trail in the closing weeks of the midterm election season.According to figures released by Border Patrol as part of its annual end of fiscal year numbers, 16,658 family members were apprehended crossing the border.The numbers were close during the 2014 unaccompanied minor crisis, when there were 16,330 apprehensions in June that year, and also close to numbers in December 2017, when 16,139 family members were apprehended on the southern border.2018 saw the most family apprehensions on the southern border, a DHS spokesperson said. The DHS data released Tuesday goes back to 2013.Overall apprehensions on the southern border in 2018 were also up slightly, at 396,579, up from 303,916 in 2017, but down from the previous year and in line with the last five years.The total is nowhere near the highs seen in the early 2000s.Senior administration officials told reporters Tuesday they have seen a steady increase of unaccompanied children and families compared to single adults apprehended illegally crossing the southern border. The officials spoke on a conference call under condition they not be identified by name.In September, almost 50% of those apprehended were family members and unaccompanied children. Last September, 32% were family members and unaccompanied children.The officials say that in 2000, 90% of those crossing illegally were single adults.The vast majority of family members apprehended come from the northern triangle countries of Guatemala, El Salvador, and Honduras, according to the officials, who say 75% of the unaccompanied minors come from Central America.The spike in family crossings has followed Trump's move in June to reverse his administration's "zero policy" that led to family separations. The widely criticized separations themselves followed an uptick in statistics for border crossings, and the new report on the surge in families entering the US comes just weeks before the midterm elections, which Trump has tried to make in part a referendum on immigration. 2316
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