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Mayors across the country are asking their residents to take part of a friendly competition to see which cities can conserve the most water during the month of April.  Residents who participate in the Wyland National Mayor’s Challenge for Water Conservation from April 1 to April 30 have the opportunity of winning ,000 toward their utility payments for a year. They can also win daily prizes, such as water-saving fixtures, cash and an Apple iPad Mini 4.In addition to residents winning prizes, one charity will receive a 2018 Toyota RAV4 Hybrid to help it serve the community."Last year, the challenge awarded more than ,000 in prizes to nearly 300 residents in U.S. cities," according to the challenge's website.Unsure how you can participate? Well, some residents are pledging to repair leaking facets, shorten their shower time and to only wash full loads of laundry. Fore more information and to participate in the challenge, visit mywaterpledge.com. 1029

Many colleges are welcoming students back for in-person learning and dormitory living this fall semester. Looming over everything: Campuses could shut back down at any time.With COVID-19 cases still high, many colleges are developing shutdown contingency plans alongside their reopening arrangements.At the same time, the pandemic is fueling new debate about whether colleges should charge the same tuition for online and in-person classes. Tuition typically covers the cost of instruction — salaries, software, labs and such — and that cost at many schools may have increased.The University of North Carolina Wilmington, as an exception, has a different cost structure for online, hybrid and in-person classes. Still, it announced that students won’t receive a tuition refund if in-person classes move online this fall. And, after the pivot from its sister school at Chapel Hill, it told students to prepare for a similar transition if cases rise.That leaves freshman Owen Palmer weighing the possibility that the education he is paying for may not be the one he gets. “I’m taking a risk because (the university) mentioned they can’t do refunds,” says Palmer. For him, the risk is worth it, but he does wonder what he’ll do if the campus has to close.Here’s what he and other students can expect as the fall shapes up.Don’t expect a break on tuitionSome schools have cut tuition. Hampton University is offering students a 15% discount, bringing undergraduate tuition to ,519. Other schools are offering additional scholarships and grants.But tuition decreases and additional aid aren’t the norm.“If I had to make bets, I would say a lot of colleges will be (freezing tuition) until they get a better sense of the economy,” says Arun Ponnusamy, chief academic officer at the college admissions and application counseling company Collegewise. “But there will be other colleges that say, ‘We need money to run this school.’”That may be happening already. George Mason University in Virginia approved a tuition increase of 0. The University of Michigan approved a 1.9% tuition increase. Both schools are planning a mix of online and in-person instruction.Meals and housing refunds likelyMany colleges aren’t publicizing their shutdown contingency plans — or how refunds will work. But students can look to how their school handled refunds in the spring to gauge how fall might play out.Florida Agricultural and Mechanical University gave refunds for on-campus housing and meal plans, says William Hudson Jr., the school’s vice president for student affairs. If the campus has to shut down this fall, Hudson says the refund structure “would probably be the same.”Other colleges also offered direct refunds for students. For example, Temple University automatically deposited partial refunds for room and board in students’ bank accounts. The University of North Carolina Wilmington gave prorated refunds for room and board.But some colleges opted for account credit instead.The University of Arkansas refunded about 20% of room and board costs to student accounts. They haven’t announced an official plan in case of a fall shutdown, but staff members expect it’ll be the same.The University of Alabama offered a prorated refund for room and board, and parking. Students could take a cash refund immediately or apply that amount and an extra 10% as an account credit for the fall.How can you prepare?If you’re planning to return to campus housing, contact your school and ask about its shutdown contingency plans. You’ll want to know what factors would cause it to shut down again. This could be a campus COVID-19 outbreak of a certain size, an increase in local cases or other factors.You can’t stop a campus shutdown, but if you know the metrics your school is looking at, you can anticipate it and react more confidently.Make backup plans for housing if your campus closes. Determine if you’ll go home, stay with a friend, get your own apartment or something else. Communicate your intentions with those you plan to stay with or scope out affordable apartments in advance. That way, if the campus shuts down suddenly, you know exactly where you’ll go.Ask your college about emergency funds and grants if a campus closure will cause you financial hardship. Many colleges have funds available for students.Plan how you’d use a refund. If your school offers a direct refund, consider whether you’ll need that money for living expenses. If you don’t need the money for living expenses, send the refund back to your student loan servicer. Doing so will keep your overall loan balance down and save you money in the long run.More From NerdWalletPrivate Student Loan Relief for Borrowers in the Coronavirus CrisisCollege During COVID-19: Your Aid Questions AnsweredStudent Loan Borrowers: Don’t Wait on Congress for More ReliefCecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4902

MAUI, Hawaii (AP) — Authorities say the man killed by a shark in Hawaii this weekend was a 65-year-old resident of California.Shark warning signs are posted Sunday in the Ka'anapali Beach Park area on Maui where the man died.Witness Allison Keller tells Hawaii News Now that the man appeared unconscious as rescuers brought him to shore Saturday.Keller says the victim was missing his left leg from the knee down and skin was torn from his wrist.Hawaii's Division of Conservation and Resources Enforcement confirmed the man's age but did not release his name. Officials didn't say where in California he was from.The man's family told rescuers he had gone swimming in the area.The last fatal shark attack in Hawaii was in 2015, when a snorkeler off Maui was killed. 773

Members of the migrant caravan traveling through Mexico may have to wait up to six weeks at the US-Mexico border before they begin to seek asylum in the United States, a senior Customs and Border Protection official said Tuesday."Upon the caravan arrival, by virtue of the folks that are, again, here already lawfully presenting themselves, we estimate that the first arrivals of the caravan will get processed in about five or six weeks of presenting themselves here," Customs and Border Protection Deputy Commissioner Robert Perez told CNN in an interview at the San Ysidro, California, port of entry.Tensions on the border have been running high following the groups' extensive trek to the US -- with President Donald Trump citing incidents over the weekend as part of his desire for Congress to fund a border wall.On Sunday, a peaceful protests turned to chaos as migrants coming from Tijuana, Mexico, were met at a pedestrian border crossing by Mexican police who were looking to block them, according to San Diego Union-Tribune reporter Wendy Fry."Frustrations kind of started to rise. It definitely got more heated ... and then people just started running in all different directions,"?Fry told CNN.Customs and Border Protection officials said protesters then pushed past the Mexican police barricade, and as they attempted to cross the US border, CBP officials used tear gas to disperse the group -- which included families with young children.Anytime there is a use of force incident on the border, including non-lethal methods, an internal review is done to determine that all policies are followed."Because I anticipate this chain of events could easily happen again at any minute, I actually asked for an expedited review of the use of force," said San Diego sector Chief Patrol Agent Rodney Scott.Perez said the officers who deployed the tear gas are trained and certified to do so, and added that those individuals attempting to cross the border were throwing rocks and other projectiles at the border patrol agents."It was a very dynamic and very dangerous situation," Perez said. "It is very unfortunate ... that we had a situation where folks who were particularly vulnerable -- children and females -- chose to immerse themselves in that type of an unlawful activity."On Monday, Tijuana Mayor Juan Manuel Gastélum said although he was "a little bit mad" when people would take their children and put them in a dangerous environment, he did not condone the use of force by the US."I cannot agree on the use of force, not even that type of force that is tear gas or rubber bullets," he said. 2625

Maine draws about 36 million tourists each year with four seasons' worth of enticements, from white sandy beaches to world-class skiing.But the northeasternmost US state can't seem to get enough young people to move there.So, officials have hit upon the ultimate incentive: Move to Maine, and they'll help you pay off your student loans. 345