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We tend to go to thrift stores to find good deals and to save money. But have you ever thought about making money at a thrift store instead?The idea is to buy items that you can resell at a higher price online.Ecommerce expert Glen Zubia buys and sells items for a living on sites like eBay and makes up to ,000 a month.So what are the things to look for? “First probably go electronics; electronics people buy DVD/VHS combos, old video games,” said Zubia.When first starting out, he suggests you stick with familiar items. For example, Zubia suggests items related to pop culture, Disney items, and certain exclusive products tied to sports teams. "And then of course, vintage always comes back," said Zubia.If you go to a thrift store and see an item you would never buy, just know there is likely someone out there who would. The key is to do some quick research online to find out what people are wanting and how much they are willing to spend.Zubia points out that just because something is listed on eBay at a certain price, it doesn't necessarily mean it will actually sell for that price. "But the completed listings will tell us, 'okay this is selling for ,' here it is in my hand for . Now I have an expectation to make a certain amount of money,” said Zubia.There are other sites besides eBay where you can sell your items like Tradsey, Poshmart and Amazon. Zubia recommends first time eBay sellers build their clientele before pricing items high.“You’re at zero. A lot of buyers aren’t going to trust you right away. So, it’s always good to start off with stuff you already have, cheaper items, building up your feedback and then you’ll get more customers coming in,” said Zubia.Also, don’t just limit yourself to thrift stores to find these money-making treasures. Try shopping at garage sales, yard sales and swap meets. 1933
WASHINGTON, D.C. – In small to large protests, Americans from coast to coast are exercising their right to free expression. In some cases, though, protests that started out peaceful have turned violent.“Injured three people, cuts and bruises,” said Mat Davis, a protester in Indianapolis, who saw a vehicle strike several protesters. “It was bad.”In Michigan, Bailee Majeske experienced a protest get out of hand.“There was a lot of rioting, just cars parked in the street were getting smashed,” she said, “and then there was a brick thrown at my head and my friend was stabbed.”So, what happens if you are injured during civil unrest? Getting medical attention is a first priority but knowing exactly what your health insurance covers is key.“You'd need to know what is in the policy - what is covered and especially what is not covered,” said Ray Farmer, who heads up the National Association of Insurance Commissioners (NAIC). “If a protest happens to turn violent and include some rioting, I think that would be extremely difficult for an insurance company to prove that those injuries occurred due to an excluded act, even if the policy had such a provision.”Some policies, though, do have exclusions, like if you take part in “illegal acts” or participate in “civil unrest.” How that’s specifically defined would be up to an insurer, but it could range from vandalism and property damage to violating a community’s established curfew, or failing to leave an area if police order you to do so.However, Farmer says there are some things a consumer should be aware of, in the event they are denied coverage for the treatment of injuries sustained during civil unrest. One – ask the insurance company to point out the specific language being used to deny a claim, and two – reach out to your state’s department of insurance for help navigating the process.“That's our job is to regulate the insurance industry, but more importantly to protect consumers,” he said.While Farmer said there are no reports of protesters’ claims being denied so far, before it even gets to that point, it’s important understand the details in your health insurance coverage.“You certainly don't want any surprises,” he said.As for those who have been caught by surprise, there’s some advice from them, as well.“If you notice there are riots breaking out, it may be time to go home and support from a distance,” Majeske said.For more information on your state’s Department of Insurance, click here. 2485
WASHINGTON, D.C. – President-elect Joe Biden introduced his picks for several of his most senior economic advisers at a press event on Tuesday afternoon.The group includes liberal economists and policy specialists who established their credentials during the previous two Democratic administrations. Biden is placing a premium on diversity in his selection of Cabinet nominees and key advisers.For treasury secretary, Biden has nominated former Fed chair Janet Yellen. She would be the first woman to lead the Treasury Department in its 231 years of existence. She would also be the first person to serve as treasury secretary, chair of the Federal Reserve, and chair of the Council of Economic Advisers.In introducing Yellen, Biden called her the most qualified person for the job,citing her work at the Fed following the economic recession of the late '00s.In referencing the hit Broadway play "Hamilton," which centers around the life of the first Secretary of Treasury, Alexander Hamilton, Biden joked that Lin Manual-Miranda would eventually need to write a musical based on Yellen's life.Biden has also tapped Neera Tanden to head the Office of Management and Budget. Tanden would be the first woman of color and the first South Asian woman to lead the agency that oversees the federal budget. She currently serves as President and CEO of the Center for American Progress, an organization dedicated to advancing policies that increase opportunity for Americans.Additionally, Biden has chosen Wally Adeyemo as his deputy treasury secretary. He previously served the in the Obama-Biden administration as deputy director of the National Economic Council and deputy national security advisor. He currently serves as president of the Obama Foundation.Adeyemo would be the first African-American to serve in the role.Biden has picked Ceclica Rouse as chair of the Council of Economic Advisers. She’s a former member of the Obama-Biden council and currently serves as Dean of the Princeton School of Public and International Affairs. If confirmed, she will become just the first African American and just the fourth woman to lead the CEA in the 74 years of its existence.Jared Bernstein has been chosen as a member of the Council of Economic Advisers. He previously served as Biden’s chief economist in the first years of the Obama-Biden administration.And Heather Boushey will also become a member of the Council of Economic Advisers. She’s a longtime economic counselor to Biden and currently serves as President and CEO of the Washington Center for Equitable Growth, a nonprofit research and grantmaking organization she cofounded in 2013.Biden released this statement about his economic picks: 2704
WASHINGTON (AP) — The Democratic-controlled House has approved a .5 trillion plan to rebuild the nation’s crumbling infrastructure.The measure would pour hundreds of billions of dollars into projects to fix roads and bridges, upgrade transit systems, expand interstate railways and dredge harbors, ports and channels.The bill also authorizes more than 0 billion to expand internet access for rural and low-income communities and billion to modernize the U.S. Postal Service.It now goes to the Republican-controlled Senate, where a much narrower bill approved by a key committee has languished for nearly a year. 628
WASHINGTON, D.C. – A new Gallup poll found Americans are increasingly willing to be immunized against the novel coronavirus.With two COVID-19 vaccines now in the final stages of approval in the United States, 63% of Americans told Gallup they are willing to be vaccinated.The latest findings come from a survey conducted in the last two weeks of November, which was around the time Pfizer announced their vaccine had proved to be better than 90% effective in its Phase III clinical trials.Since then, Moderna has made a similar announcement and both are seeking emergency use authorization from the FDA for their vaccines. If approved, some Americans could begin to receive vaccines before the end of the year.At 63%, the public’s willingness to be vaccinated has nearly rebounded to the previous high of 66% in July. It hit a low point of 50% in September.Gallup says reports of adverse reactions and statements from politicians may have contributed to the change in American views on vaccines.Specifically, Gallup points to President Donald Trump saying in early September that a vaccine could be available before Election Day, raising questions about pressure being put on the FDA to expedite approval.They also point to Vice President-elect Kamala Harris, who said she wouldn’t get a vaccine on Trump’s advice alone and expressed concern about the potential for political interference in the vaccine approval process.“The public's willingness to receive a vaccine in September suggests that public confidence in a vaccine can be significantly influenced by events or political messaging that cast doubt on vaccines' safety,” said Gallup. 1649