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PHOENIX, Ariz. – Blanca Ramirez knows how to step past an obstacle.“We’re trying to register people to vote,” said Ramirez. “It’s really important to vote.”Leading up to the October 5 deadline for voters to register in Arizona, Ramirez walked from shopper to shopper in a grocery store parking lot in south Phoenix, making sure people were registered to cast their ballot.“I come at eight in the morning and start talking to people and see if they are registering to vote,” she said.Ramirez’s mission is driven by the obstacles and hurdles she’s overcome. She came to Arizona from Mexico in 1977.“It was really hard,” she said. “We came from poor people, poor family.”Last year, Ramirez became an American citizen and in November will cast a ballot in a presidential election for the first time."It’s like I'm born again, and they say you’re going to start a new life,” said Ramirez.“When we hear folks are upset about the current state of affairs, no matter the issue, you care about that and so voting is one way we can make a change,” said Araceli Villezcas.Villezcas works for the non-partisan organization One Arizona.The group has registered more than 150,000 people to vote in Arizona this year.“I think it’s one of the most powerful ways of creating change,” Villezcas said.Change is something Arizona has seen a lot of.According to the United States Census Bureau, Arizona is one of the fastest growing states in the nation. About 886,000 people have moved to Arizona in the past decade.“Arizona is getting a lot of national attention right now and for good reason,” Villezcas said.Arizona has gone red in every presidential race dating back to 1996. Recent elections have seen a younger, more diverse voter turnout, making Arizona a toss-up in 2020.A New York Times poll released on October 5 shows Democratic candidate Joe Biden leading President Donald Trump by 8% in the state.“I think that’s the main obstacle, just making sure that voter education is accessible to everyone in Arizona, no matter what language they speak no matter their background,” said Villezcas. “That’s something we focus on reaching; communities especially communities of color, communities that have historically that have been left out in the political process."A recent Pew research study shows a quarter of registered Arizona voters are Latino.That includes voters like Ramirez.“We are ready. I think we are the best. There are a lot of Latinos, there is going to be a lot of power,” Ramirez said. 2496

Police said there have been “no credible sightings” of the man suspected of opening fire at a Waffle House in Antioch, Tennessee – killing four and wounding four others.The mass shooting happened around 3:25 a.m. Sunday at 3571 Murfreesboro Pike near Hobson Pike.4 Dead, 4 Injured In Waffle House ShootingMetro Nashville Police Department officials named 29-year-old Travis Reinking, from Illinois, as a person of interest in the shooting, saying the vehicle the gunman used was registered to him.Officials said Reinking came to the Waffle House with the intent to kill. He was nude, wearing only a green jacket when he fatally shot 29-year-old Taurean C. Sanderlin and 20-year-old Joe R. Perez outside the building. Two others, 21-year-old DeEbony Groves and 23-year-old Akilah Dasilva were fatally wounded inside the restaurant.But a hero was ready to intervene.“If I let him reload this weapon there won't be another chance…” James Shaw was hiding near the bathrooms when he saw his chance to act. He rushed Reinking, wrestled for the gun, and was able to toss it over the counter, out of the gunman's reach."I'm sorry I couldn't get to them any faster. So much life was lost, and there's no reason for it," he said.  1253

Police in tense downtown Portland on Saturday ordered protesters to disperse and leave a location where they saw people throwing projectiles, including rocks and bottles."Failure to comply with this order may subject you to arrest or citation, and may subject you to the use of riot control agents or impact weapons," police said on Twitter and on a loudspeaker at the scene.This came as dueling political rallies took place and police braced for potential violence. They told people not to bring weapons and warned that checkpoints and bomb-sniffing dogs would be on hand.Members of law enforcement -- who wore heavy armor on the streets -- ran toward protesters and continued to move them farther away from the location where flash-bang grenades were deployed, a CNN affiliate live signal from the ground shows."We aren't here to fight the police," a protester yelled. "We're here to fight the Trump supporters." 922

People with private student loans have been struggling during the pandemic. Their loans aren't eligible for the government's penalty-free repayment pause, which is in effect until at least Oct. 1 for federal student loans.About 70% of borrowers in a new survey from Student Loan Hero have been successful in getting their private lender to give them a break after they called to ask.Nearly three out of ten people in the survey with private student loans say they've thought about filing for bankruptcy over the last three months. Gen X has considered this the most.We talked to a certified student debt counselor and student loan lawyer, Christie Arkovich, who says a lot of people don’t realize you can discharge student loan debt in bankruptcy.“What we're targeting is someone who usually had federal loans and private loans and we are usually arguing that the private loans were taken outside the cost of education and therefor, they're just like any other debt, credit card debt and such, and they can be discharged,” said Arkovich.“Outside the cost of education” means more has been loaned out than what the person needed. Arkovich says her goal with bankruptcy cases is not to necessarily get rid of the entire debt, but to make payments sustainable and affordable, with an end date.Bankruptcy is an extreme measure and not for everyone.“Bankruptcy is a last resort option, because it will really force you not only as a student loan borrower but as a citizen and a consumer to start from scratch on your finances,” said Arkovich. “So, your student loan debt shouldn't be the only reason that you would consider bankruptcy.”One thing to consider first with private student loans is debt consolidation. You can work with a nonprofit credit counselor on that. There are also repayment assistance programs for private loans.Federal student loans have more options, including student loan forgiveness programs.For current students, make sure your FAFSA is up to date, so it reflects your family's current financial situations. After that, contact your school's financial aid office. Explain your situation if your family has lost income as a result of the pandemic.Colleges expect students to appeal their financial aid packages right now, and it may get you more money to help pay for school. 2304

People choose to volunteer for a variety of reasons but in San Diego we appreciate your gift of time.  Besides offering the chance to give back to our community or make a difference to the people around you there is a real impact to the county.  Through more than 46 volunteer programs, the County utilized over 34,765 volunteers providing a value to the County over million dollars! Your time and talent contribution truly make a difference.Live Well San Diego’s “Thriving” principle is a key component to quality-of-life for all San Diegans. When the community works together in effective and creative ways, greater results are achieved.  Our region is thriving when we are: Engaging – Connecting – Flourishing. Volunteering is an important aspect of thriving.  San Diego County is dedicated to identifying and supporting volunteer opportunities for targeted populations such as military/veterans, disabled, law enforcement, back-to-work, etc.  ENGAGE:  Residents can make their contributions to their communities and local government by putting their personal values into action and receiving training and work experience by volunteering for the County of San Diego. The best way for residents to find volunteer opportunities with the County of San Diego or one of our Live Well partners is to visit the Clerk of the Board website at www.sandiegocob.com (select County Volunteer Programs). CONNECT:  The easiest way is to connect with what matters to you. There is always some way to give back that’s meaningful to you.   1586

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