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SAN DIEGO (KGTV) - The cycle of debt is something a lot of people are desperate to break. One of the biggest challenges is keeping up with credit cards, payments and beating the interest rates. Now, a San Diego startup is offering people an opportunity to make purchases on items they may need for themselves or their families, without interest rates, credit checks, or penalties. Marc Schneider is the CEO of Zebit, an online shopping site designed to help people facing financial hardships, get on track, make payments and get what they need. “We’re trying to provide sort of an Amazon for the under-served,” said Schneider. RELATED: San Diego Workforce teams up with UCSD Extension to offer student loan alternativeWhile growing up, Schneider and his family faced financial struggles of their own. “I’ve supported my mother since I was 15 years old. I grew up in a mobile home with a separated family. Ended up being homeless on food stamps,” said Schneider. Now, Schneider is a successful entrepreneur, with Zebit hitting million in 2017, and million last year. “Zebit was built to change how consumers get access to credit, to give them a fair deal and have zero gotchas,” Schneider said. In order to make purchases on Zebit, you first need to create a profile which includes providing your current employment status and driver’s license. The company then uses that information to verify your employment and determine how much of a Zebit line you will receive. The Zebit line is similar to store credit or having a credit card, but without the interest rates and penalties and with the chance to make payments for purchases over a 6 to 12 month period of time. RELATED: Realtors expect busy spring for buyers and sellersFor example, a MacBook Air on Zebit may cost around ,273. The may break down to 8 upfront with 12 payments of a month. A five-piece dining set may cost around up front, with monthly payments around dollars.“We’ve heard stories like you save my Christmas, my daughter wouldn’t have had a birthday present if it wasn’t for you, I couldn’t get married because I didn’t have a way to finance an engagement ring,” said Schneider.Some of the items on Zebit can cost 5 to 10 percent more than some items on Amazon, however the company still stresses that their interest-free model and competitive prices makes it a great shopping experience that was designed with people who may not a lot of money, or struggle with credit card payments and interest rates. “I wanna build a big company that makes an impact on a consumer base, a consumer base that tends to be invisible that tends to be neglected and a consumer base that tends to really rip people off over time,” said Schneider. Schneider hopes his company will help others break their own cycle of debt. 2808

SAN DIEGO (KGTV) — The circus comes to San Diego this weekend in a pair of fun events and, of course, the craft beer and spirits are flowing elsewhere.Circus Vargas brings the big top back to Mission Valley for a weekend of acrobatic and astounding acts by circus performers. Chula Vista also hosts Circus in the Park with shows and workshops with performers with Fern Street Circus.Carlsbad's Flower Fields open for business this weekend, with their 50-acre display of beautiful Ranunculus flowers in bloom for the spring.The Mission Valley Craft Beer and Food Festival serves up delicious craft beers and food with a bacon twist from independent brewers and local chefs. The Mariachi Fest also pairs dazzling mariachi and folklórico performances with taco and tequila tastings in Escondido.THURSDAYCircus VargasWhere: Westfield Mission Valley; Cost: - Take your kids to the Big Top for a weekend packed with circus action as Circus Vargas hits Westfield Mission Valley. Acrobats, daredevils, and flying trapeze artists will perform to audiences' delight, recreating circus feats from the past for a new audience.Museum MonthWhere: Various locations; Cost: Prices vary(Thursday - Saturday) Throughout the month of February, San Diegans and visitors can pick up a special, free pass to save 50 percent at more than 40 museums throughout the city. Museums like the Fleet Science Center, Maritime Museum, San Diego Air & Space Museum, Natural History Museum, and many more are participating in the special month.FRIDAYKuumbaFestWhere: San Diego Repertory Theatre; Cost: - 5KuumbaFest brings three days of African-American culture, expression, and heritage to San Diego with traditional art, performances, educational workshops, a marketplace and health fair, Gospel concert, guest speakers, and more in celebration of our African-American community. Illumination: 21st Century Interactions with Art + Science + TechnologyWhere: San Diego Art Institute; Cost: FreeThe San Diego Art Institute hosts a free exhibit featuring an interactive show created by 26 artists. Guests will experience art through light, sound, metal, textiles, soundscapes, and more. The exhibits will walk visitors through issues like climate change, global health, and sustainability through art.SATURDAYMission Valley Craft Beer & Food FestivalWhere: SDCCU Stadium; Cost: - Enjoy sips and eats from dozens of independent San Diego breweries and eateries at SDCCU Stadium. Entry gets ticket holders unlimited tasters of craft beer and spirits and eats from each food vendor. The event will join forces with Bacon Fest to deliver some mouthwatering combinations of bacon and bites to guests.Circus in the ParkWhere: Chula Vista Bayfront Park; Cost: FreeChula Vista hosts a free day of activities for families during Circus in the Park. Exciting acts from Fern Street Circus, like jugglers and acrobats, will entertain crowds. Circus experts will also hold interactive workshops around hooping and tightwire activities, and face painting and photos booths.Leap Day CelebrationWhere: The Old Globe Theater; Cost: FreeHead over to Balboa Park where performers will stage a dance-of at the Old Globe Theater plaza. The fun starts at 11 a.m. with dance troupe performances and continues with workshops and dance competitions.SUNDAYMariachi FestivalWhere: California Center for the Arts, Escondido; Cost: - 0Take in the traditional sounds and sights of the Grammy-winning Mariachi Divas de Cindy Shea and folklórico dancers from Tierra Caliente Academy. Attendees can also spend the day at the festival's Tacos & Tequila reception, where they can sample spirits and participate in a silent auction.TinyFest CaliforniaWhere: Del Mar Fairgrounds; Cost: - Del Mar Fairgrounds will host several ideas in the world of "tiny homes" during TinyFest, featuring the latest in tiny living options, expert speakers, workshops for guests, and festival music and foods.Carlsbad Flower FieldsWhere: The Flower Fields; Cost: - Sunday is opening day for the Carlsbad Flower Fields this season! Peruse through 50 acres of beautiful variations of Ranunculus flowers, an artists garden, floral displays, and more. 4213

SAN DIEGO (KGTV) - The family of a California Firefighter is hoping for his safe return after authorities in Mexico arrested two people linked to the case.Authorities announced on Friday that they had arrested a couple linked to the case. The couple has been identified as 32-year-old Fanny N. and 27-year-old Santos N.They say the couple had bank cards with Aguilar's name on them, and the cards were used at businesses in Ensenada, Rosarito, and Tijuana. The arrest was made Thursday.Aguilar disappeared in August when we went to his second home in Baja California.According to Mexican authorities, Aguilar had arranged to meet with one of the suspects at a Rosarito address. They believe it could have been a set up to kidnap him. Aguilar tried to escape.Authorities say neighbors heard gunshots and investigators found bloodstains in the area, but they have not been able to locate Aguilar.Aguilar's cousin in San Diego county, Nancy, says she is hopeful that her cousin will be found."I have faith that he's out there alive, and we are going to find him," she said.Authorities are questioning the suspects for leads. 1129

SAN DIEGO (KGTV) -- The first batch of Pfizer's COVID-19 vaccine arrived in San Diego County Monday morning.In a tweet, county officials said: "First COVID-19 vaccine for front line health care workers arrives in San Diego." First COVID-19 vaccine for front line health care workers arrives in San Diego. pic.twitter.com/rvMp6BN9a3— SanDiegoCounty (@SanDiegoCounty) December 14, 2020 The vaccine will be distributed in a phased approach, due to the number of doses made available.According to the county, about 28,000 doses of Pfizer's vaccine will be given to San Diego County. Front line workers will be first to be vaccinated, followed by long-term care facility residents and employees.Doses from the county's allotment were sent to UC San Diego Medical Center and Rady Children's Hospital on Monday and Tuesday.A separate batch of vaccines was sent to Naval Medical Center San Diego and Naval Hospital Camp Pendleton on Monday.The Department of Defense chose both locations as hubs where some service members will be vaccinated.In a statement released last week, the DOD outlined their vaccine distribution plans. They will follow the CDC guidelines and will prioritize those who provide direct medical care, followed by critical national security units, and then deployed forces.The vaccine arrival comes as military hospitals in San Diego are also seeing a surge in COVID-19 cases. The San Diego Union-Tribune reports that Naval Medical Center San Diego has 16 ICU beds, but they are at 70% capacity. Naval Hospital Camp Pendleton’s four ICU beds are at 75%. 1574

SAN DIEGO (KGTV) - The Climate Prediction Center released the final El Ni?o advisory for 2019, which means El Ni?o is over and now we are in a neutral phase with a 55 percent chance of continuing into winter.So what does that mean for the rest of summer and, most importantly, San Diego's winter? In order to put this in perspective, let’s review what this seasonal change means.San Diegans typically associate El Ni?o with a wet winter, or more rain and a better water supply. However, El Ni?o is more than that.The National Weather Service defines El Ni?o as a recurring climate pattern involving changes in the central and eastern tropical Pacific Ocean. Warm and cool changes are associated with the ENSO cycle. El Ni?o and La Ni?a are extreme phases of the ENSO cycle, but there is a third phase, less well known, called the ENSO neutral. That third phase is where San Diego is headed for the rest of the year and possibly through the winter months. El Ni?o and La Ni?a have a greater impact during the winter months. La Ni?a doesn’t do much for winters in California; it typically keeps San Diego dry and warm. The opposite happens during El Ni?o, which explains why it’s so much more popular. El Ni?o brings an active Jet and more frequent storms, reducing our drought and helping our water supply, with cold driven storms and snow for the Sierra Nevada mountains. The neutral phase is where San Diego is headed this fall with a 55 percent chance of it sticking around through the winter. The ENSO neutral phase is neither cold like La Ni?a nor warm like El Ni?o. The ENSO neutral phase is associated with sea surface temperatures closer to average, and stronger winds near the equator. It typically keeps the coldest air over the Northeast, warmer temperatures through the southern portion of the country, and wetter through the Midwest and Northeast.The ENSO Neutral typically keeps San Diego warm and dry. The extended forecast calls for above-normal temperatures for the remainder of the summer and near normal rain, which means dry since we are usually dry during those months.The winter outlook also brings near to slightly above normal temperatures. Rainfall will average near normal. San Diego's rainy season begins in November and lasts through March, sometimes lasting through April. Month Average Rainfall November 1.01” December 1.53” January 1.98” February 2.27” March 1.81” April 0.78” The average rainfall for the entire year in San Diego is 10.34 inches. During the months of November through April, we average more than 9 inches of rain. So, all we need is one storm every month during the winter time to keep us on track for the year. While the forecast favors an ENSO Neutral phase, there is a 30 percent chance the seasonal outlook could retrend toward El Ni?o. If we go back to El Ni?o, there is a better chance any given storm that moves into Southern California will be a rain maker, even if we only have a few storms.We will continue to monitor the changes; another year of surplus rain would be great for our region. 3074