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OTAY MESA, Calif. (KGTV) — An interactive map shows where the Caliente Fire is burning in Otay Mesa.The Caliente Fire started Thursday about noon off Airway Road, spreading through brush in Pacific Gateway Park.Evacuations were ordered for businesses east of the park about three hours later before being lifted just before 7 p.m. San Diego Fire-Rescue air and ground support responded to battle back flames.RELATED: Evacuations ordered, businesses damaged in Caliente Fire burning in Otay MesaSee the map below for an updated look at evacuations, closures, and media from the scene:(Refresh page for updated information) 629
OTAY MESA, Calif. (KGTV) - Eight border wall prototypes constructed in South San Diego County are in the process of being dismantled Wednesday, according to Customs and Border Protection officials. "At this point, we have learned a lot from them, but we don't necessarily have a purpose or use for them anymore, and we will be bringing them down," a CBP official told CNN. RELATED: EXCLUSIVE: Candidate describes border wall prototype “Those are not things that the [congressional] language necessarily precludes and they're items that we have been able to add to our tool kit," added the official. The prototypes, which stand 30 feet tall, are in the path of the secondary border fence project, a Border Patrol source told 10News. The Department of Homeland Security hired companies to build the prototypes, which were finished in October 2017. Over two months, Customs and Border Protection officials tested the walls using power tools, hand tools, and other methods. The CBP evaluated the prototypes to determine if anyone could get through by climbing or digging. RELATED: Photos: A look at the border wall prototypes Some reports have suggested the prototypes didn't do well in tests conducted by breaching experts, though the results haven't been made public, CNN reported. None of the companies that built the prototypes are currently building portions of the wall on the southern border, according to a CBP official.CNN contributed to this report. 1463
People who care about their credit scores tend to obsess about some things they probably shouldn’t, such as the possibility they might have too much credit.Let’s bust that myth right upfront: The leading credit scoring formulas, FICO and VantageScore, don’t punish people for having too many accounts. And right now, having access to credit could be a lifeline.In June, the median duration of unemployment was nearly 14 weeks, according to the U.S. Bureau of Labor Statistics. “Median” is the halfway point, which means half of the unemployed had been out of work longer. After the Great Recession, the median length of unemployment peaked at 25 weeks.Most households don’t have enough emergency savings to get through extended unemployment. Access to credit ultimately could be what staves off eviction, keeps the lights on and puts food on the table.Obviously, you can have too much credit if it would tempt you to spend recklessly. And the more accounts you have, the easier it might be to forget a payment — which can be devastating to your scores — or fail to detect signs of fraud.But that doesn’t mean you should worry about applying for the credit you need in the misguided notion that having too much credit is bad for your scores.“It’s not about the number of accounts,” says Ethan Dornhelm, FICO’s vice president of scores and predictive analytics. “It’s about how those accounts are handled.”It’s not how many cards, but how you use themBefore the advent of modern credit scores in the 1980s, lenders did worry that people who had access to a lot of credit would suddenly run up big balances, then default, says credit expert John Ulzheimer, who formerly worked for FICO and for Equifax, a credit bureau. But data scientists have since learned otherwise. People who had been responsible with credit in the past tend to continue being responsible.“I’ve got a gajillion credit cards,” Ulzheimer says. “I could charge up every single one of my cards tomorrow, but I’m not going to do that.”Although you can’t have too much credit, you can have too much debt. Having big balances relative to your credit card limits, or a bunch of cards with balances, can definitely hurt your scores, credit scoring experts say.“There’s no right number of credit cards,” says Jeff Richardson, senior vice president marketing and communications at VantageScore Solutions. “But if you have 22 cards and they all have balances, that can add up.”Even small balances and balances you pay in full can be problematic. Credit scoring formulas consider how many of your accounts have balances and how much of your credit limits you’re using, among other factors. The scoring system uses the balances reported by your creditors, which are generally the amounts from your last statement. You could pay those balances off promptly, but they still show up on your credit reports and affect your scores.Credit-building strategiesIf you’re trying to polish your credit, Ulzheimer recommends using one or two credit cards and not charging more than 10% of their limits. That may require making more than one payment each month to keep the balances low or asking issuers for higher credit limits.If you do use more than a couple of cards, paying the balances off before the statement closing date will typically result in a zero balance being reported to the credit bureaus, and that can be good for your scores.Be careful about canceling unused cards, however. Closing credit accounts can hurt your scores, since it reduces your total available credit. If you’re concerned a lender might close an unused card, you can use it occasionally and immediately pay off any charges so you have a zero balance on the statement closing date.If your credit scores are already high, however, Ulzheimer questions how much effort you should invest in making them higher. Once your scores are over 760 on the commonly used 300-850 scale, you’re getting the best rates and terms lenders offer.Another thing people worry about, but probably shouldn’t: inquiries. Applications for credit typically have a minor impact on your scores and any impact fades within a year. But Ulzheimer says people are often convinced otherwise.“It’s crazy how many questions I get about inquiries, and they are so meaningless in the grand scheme of things,” Ulzheimer says. “People love to obsess about little things that don’t really have a whole lot of influence.”This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: How to Travel Safely, and How to Handle Old DebtsTransition From Work-at-Home Novice to ProCan You Really Trust Your Payment App?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 4764
Passengers were able to travel on a Delta flight from the US to Europe without quarantining on Tuesday, assuming they passed three coronavirus tests.The flight from Atlanta to Amsterdam, the first between the two locales that does not require quarantine since the onset of the pandemic, required passengers to be negative from a PCR coronavirus test in the previous five days, and receive a negative result from a rapid coronavirus test at the airport the day of the flight. A second PCR test is then administered upon arrival, and passengers are not required to quarantine once receiving a negative result.Delta is also launching a similar program for flights between Atlanta and Rome this week. Passengers bound for Rome are required to take a PCR test within 72 of the flight in addition to being administered a rapid test at the airport. Travelers then must also receive a negative result via a rapid test upon arrival in Rome.“Air travel is the backbone of the global economy. In normal times, it supports more than 87 million jobs and contributes to .5 trillion in GDP worldwide,” said Perry Cantarutti, Delta’s Senior Vice President -Alliances and International. “The arrival of a vaccine is fantastic news, but it will take time for it to become widely available around the world. It’s for this reason we have worked tirelessly with the authorities and our partners to create a blueprint for travel corridors that will enable air travel to safely resume.”The flights are intended for those traveling for essential reasons, such as for certain specified work, health and education reasons. 1606
People who own a 2015, 2016 or 2017 Ram pickup truck may be affected by a new Fiat Chrysler recall.The company says tailgates with power locks could unexpectedly open, and it issued a recall for Ram 1500, 2500 and 3500 pickups from the 2015 through 2017 model years. The opening may happen while trucks are moving.Dealers will fix the mechanism for those who bring the recalled trucks in. The recall begins Sept. 14, according to the Associated Press. 469