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WASHINGTON, D.C. – The Better Business Bureau is warning the public about multiple contact tracing scams.The BBB says scammers are taking advantage of people’s fears about contracting the coronavirus as public health officials roll out contact tracing programs.These programs are developed to help slow the spread of COVID-19 by informing people who may have come in contact with someone who has tested positive.According to the BBB, the scam takes two forms – through messages or via phone call.The unsolicited messages can come via texts, emails or social media messengers. They claim that you’ve come in contact with someone with COVID-19, you’re instructed to self-isolate and link is provided to learn more details. Don’t click the link. It may contain malware that downloads to your device.The phone version of the scam involves a robocall claiming to be part of “contact and tracing efforts,” according to the BBB. Again, the call informs you that you’ve been exposed to someone who tested positive for COVID-19. After electing to speak to a representative, the “contact tracer” asks you to verify personal information. While contact tracers do normally reach out by phone, be sure to hang up if the caller doesn’t meet certain guidelines.The BBB says this how to tell a real contact tracer from a scammer:· Contact tracers will ask you to confirm your identity, but not for financial information. Tracers will ask you to confirm your name, address, and date of birth. In most cases, they will already have this information on file. They will also ask about your current health, medical history, and recent travels. They will not ask for any government ID numbers or bank account details.· Contact tracers will identify themselves: The call should start with the tracer providing their name and identifying themself as calling from the department of health or another official team.· Contact tracing is normally done by phone call. Be extra wary of social media messages or texts.· A real contact tracer will never reveal the identity of the person who tested positive. If they provide a person’s name, you know it’s a scam.· Think the link may be real? Double check the URL. Scammers often buy official-looking URLs to use in their cons. Be careful that the link is really what it pretends to be. If the message alleges to come from the local government, make sure the URL ends in .gov (for the United States) or .ca (for Canada). When in doubt, perform a separate internet search for the website. 2513

We’re primed to get suckered this holiday season. Tight budgets, wishful thinking that we can get a screaming deal if we hurry, and plain old impulsive spending are a dangerous mix. Scammers know this.One example: Clicking an online ad, maybe for an ornament featuring a Santa with twinkling eyes and a smile hidden under a cloth mask, may put you at risk for identity theft — or maybe just for a bad deal.Kathy Stokes, AARP’s director of fraud prevention programs, says she once bought “the funniest T-shirt from a Facebook ad. It never came.” That was before Stokes began working in fraud prevention.So how do we prepare for battle? Three ways: Protect our mobile devices, recognize and avoid risks, and guard against identity theft.Make your mobile device saferYour device is only as safe as you make it. Avoiding free Wi-Fi at coffee shops and other public places is a good first step, but also:1. Secure devices with a difficult-to-guess password and/or biometrics. If you can use a fingerprint or facial recognition to sign in, that’s best. If two-factor authentication is available, use it.2. Heed notifications to update your software. Many times, updates improve security. This is true whether it’s your operating system, virus protection or an app.3. Use a virtual private network. A VPN gives you an encrypted “tunnel” when you use public Wi-Fi. Protecting a device isn’t expensive — you can protect several devices for less than a month. There are also free VPNs offered online. But Adam Levin, the author of “Swiped: How to Protect Yourself in a World Full of Scammers, Phishers, and Identity Thieves,” recommends sticking with the ones that charge, because of the risk that free ones will collect your data. Failing that, he recommends using your phone as a hot spot or using your provider’s closed cellular network.Be careful when shopping onlineStokes and Levin agree that using a credit card is essential when shopping online. A debit card withdraws your money immediately. But you can dispute a credit card charge and not have to pay while it’s being investigated.Slow down and be careful. Stokes says duplicated or spoofed websites can take advantage “when you get a text or you get an email and you get excited because it’s this thing you really wanted to buy and you can get it really cheap — and you just click and go and you don’t look for any red flags.”Other safeguards:4. Use a virtual wallet if the site allows it. Card numbers are encrypted, meaning your actual card number is not shared when you make a purchase.5. Go to the source. Don’t click on ads on social media or even in texts or emails. Some are scams. If the retailer is new to you, Stokes recommends checking carefully for contact information and for return and refund policies.6. Be cautious. When going to a site, type the URL carefully, then double-check, advises Levin. “Typo-squatters” have sites that are almost indistinguishable from the real ones.7. Don’t open attachments. The exception is if you are expecting an attachment from someone you know. Spoofing is sophisticated; the sender may not be who you think it is.8. Use retailer apps. Your payment information is better protected that way. If you regularly buy from a particular retailer — or will this holiday season — go ahead and download the app, Stokes advises.9. Use strong passwords. Using a password manager app can set complex passwords and remember them for you. If a retailer website offers to store your payment information, decline. The less information you rely on others to protect, the better.Guard against identity theftHolidays are big for identity thieves because criminals “are geniuses when it comes to taking a situation and radically turning it to their benefit,” says Levin, who is also the founder of CyberScout, a company that offers identity protection and fraud resolution services.Add to that the loneliness of the pandemic. “People are desperate to get a phone call from anyone,” Levin says, and may be more willing to talk.Protect yourself from identity theft with these tips:10. Don’t give your card number if you get a call or email to “confirm a purchase.” Real credit card issuers do not need it. If you think a retailer might be trying to contact you, initiate the call or send the email using contact information that you look up yourself.11. Don’t respond to an email “double-checking your address” for a package delivery. That may be a scam, Levin says.12. Sign up for text alerts when your credit card is used. Levin advises setting the purchase amount very low; identity thieves may test a stolen card number with small purchases.13. Check to see if you have free or discounted ID theft insurance available. You can’t entirely eliminate your risk, and it’s easier to recover from identity theft with help. An organization you belong to, your employer or your insurer may offer free or deeply discounted protection. Failing that, you can consider buying some.More From NerdWalletHow to Shop Black Friday Deals Online7 Free Apps for Black Friday ShoppingDo You Need Identity Theft Protection Services?Bev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 5196

WEEKI WACHEE, Fla. — Searing pain and immediate swelling were the first signs that 6-year-old Kyden Debyah needed immediate medical attention.While playing in his backyard Monday morning, Kyden said he felt what he thought was a bee sting his right foot near his big toe. Then his mom saw a snake coiled up underneath the tire swing Kyden was about to get on.“I heard him scream 'My leg, my leg,'” Amber Debyah said. Debyah called 911 and grabbed a rake to kill the snake. By the time she came back she said she knew it was bad.“His foot was double the size. It was really hot, red,” Debyah said.First responders told her to try and get the snake so they could identify it and figure out what type of antivenin he needed. First responders brought the dead snake to the emergency room and doctors began administering antivenin for a pygmy rattlesnake bite. In all, Kyden got 18 vials before the swelling subsided and his symptoms started to go away.  The entire time Debyah worried if her son would lose his leg or worse.“I really feel he got lucky after reading other people's stories,” Debyah said. “I feel like if it would have bit him fully with both fangs, it would’ve been a lot worse.”Only one fang injected venom into Kyden’s body. “He was in great spirits the whole time. He was laughing and joking I mean other than the pain in his foot he had no symptoms, no fever, no vomiting. Normal Kyden, except for the pain,” Debyah said.  Kyden might have a low-grade fever, sore joints, rashes, but nothing that will cause permanent damage, Debyah said. Each vial of antivenin costs around ,000. The family has insurance but it does not cover snake bites. The insurance company said their contracted cost for the antivenin will be adjusted but could be anywhere from ,000 to ,000.Kyden is still allowed to play in the backyard, with one new rule, he keeps his boots on at all times.“So grateful", Kyle Debyah, Kyden’s dad said. “You want to try and be strong and focused to better assess everything but I was worried.”The family set up a Gofundme if you would like to help them cover the cost of the antivenin. To donate, click here. 2206

WASHINGTON (AP) — President Donald Trump’s campaign says six staff members setting up for his Saturday night rally in Tulsa, Oklahoma, have tested positive for coronavirus.The campaign’s communications director, Tim Murtaugh, says that “quarantine procedures” have been initiated and no staff members who tested positive will attend the event. He says no one who had immediate contact with those staffers will attend, either. Murtaugh says campaign staff members are tested for COVID-19 as part of the campaign’s safety protocols. Campaign officials say everyone who is attending the rally will be given temperature checks before they pass through security. 665

WASHINGTON (AP) — The official serving as President Donald Trump’s eyes and ears at the Justice Department has been banned from the building after trying to pressure staffers to give up sensitive information about election fraud and other matters she could relay to the White House, three people familiar with the matter tell The Associated Press.Heidi Stirrup, an ally of top Trump adviser Stephen Miller, was quietly installed at the Justice Department as a White House liaison a few months ago. She was told within the last two weeks to vacate the building after top Justice officials learned of her efforts to collect insider information about ongoing cases and the department’s work on election fraud, the people said.Stirrup is accused of approaching staffers in the department demanding they give her information about investigations, including election fraud matters, the people said. They spoke on condition of anonymity because they were not authorized to publicly discuss the matter.The effort came as Trump continues to level baseless claims that he won the election and alleges without evidence that massive voting fraud was responsible for his defeat to President-elect Joe Biden.Stirrup had also extended job offers to political allies for positions at some of the highest levels of the Justice Department without consulting any senior department officials or the White House counsel’s office and also attempted to interfere in the hiring process for career staffers, a violation of the government’s human resources policies, one of the people said.The Justice Department declined to comment. Attempts to reach Stirrup for comment were not immediately successful. 1686