安康阴道刺痛怎么回事安康女生来月经是黄色的,安康月经后几天同房能怀孕,安康孕检血常规需要空腹吗,安康意外怀孕有什么症状,安康女生怀孕初期有什么明显的行为,安康月经推迟8天了试纸一条杠,安康在线咨询妇科医生免费解答

Plan to buy your first home in 2021? It’ll probably take months instead of weeks, and you might feel demoralized at times.That’s not negative thinking. It’s an acknowledgment that the road to homeownership has potholes. The journey can be bumpy, but the destination is worth it. When you know at the outset that you’re in for emotional highs and lows, it’s easier to shrug off those lows and keep on truckin’.Here’s why 2021 will be a rough year for first-time home buyers — and how to manage your emotions during the process.Why buying a home in 2021 will be toughThere aren’t enough homes for sale to meet demand. At the end of October, the most recent month with available data, 1.42 million existing homes were available for resale. At that month’s sales pace, it would take just 2.5 months to sell every home on the market — an all-time low, according to the National Association of Realtors. The supply of new homes for sale was enough for 3.3 months, tied with the previous month for a record low.Supply is low because buyers are pouncing whenever homes become available. Most existing homes sold in October — 7 in 10 — were on the market less than a month, according to the NAR.With a slender stock of homes selling fast, buyers have little power. “The control is in the seller’s hands because of supply and demand,” says Terri Robinson, a Realtor with Re/Max Select Properties in Ashburn, Virginia.Set realistic expectationsExpect months to elapse between the first step of checking your credit reports to the final step of closing on the home. “The first thing that I hope people understand is it’s not an overnight process,” says Marc J. Jenkins, a real estate agent with Prime Property Partners in Atlanta.Jenkins tells first-timer clients that it typically takes five to eight months to buy a home. Understanding that homebuying timeline “prepares them mentally, emotionally and financially to see this process through.” Would-be buyers are prone to burnout if they expect the process to take a month, he says.Everyone wants a bargain, but buyers need to recalibrate the meaning of that word so it applies to today’s competitive environment. “A bargain, if I were to redefine that, is the home that you want for the price that you’re willing to pay,” Robinson says.Know where you’ll compromiseMore than three-quarters of home buyers in their 20s and 30s made compromises, according to NAR’s 2020 Home Buyers and Sellers Generational Trends Report. The most common compromises had to do with the condition or price of the home.So before you start seriously looking at homes, decide what you need and what you won’t budge on. You may have a maximum price and commute time, a minimum size or other requirements. Those are your deal breakers. Write them down. Resist the temptation to compromise on deal breakers, even when you feel discouraged. For all else, keep an open mind.Make decisions fastIn today’s market, many homes are on the market for less than a month, so it’s important to make an offer quickly once you find one you like. Let your list of deal breakers be your guide. If a home meets your criteria, including an acceptable price, it may be worth making an offer. Again, quickly, because many sellers field multiple offers within a day or two of listing the home and planting a “for sale” sign in the yard.“Even as a first-time home buyer, they may have to make a quick decision whether or not to buy a home,” Robinson says. To have the offer taken seriously, have a preapproval letter from a lender and make a competitive offer, she adds.Don’t take rejection personallyWhen first-time buyers make offers, “they’re going to get rejected many times,” says Laura Moreno, host of the “First Time Home Buyer Podcast” and founder of a tech startup called HomeFlow that offers an all-in-one homebuying platform.As rejected offers pile up, they take it personally or feel worthless, Moreno says. “What I tell them is just breathe. It’s not a judgment against you.”You might get lucky and have your first offer accepted. But don’t count on it. Realize that for the seller, this is a business decision.Wait before you celebrateYour offer was accepted? Great! Just remember that the home inspection and lender’s appraisal are coming next, and either of them can knock the deal awry. The more excited you get about the seller giving your offer a thumbs-up, the more disappointed you’ll be if you have to give the deal a thumbs-down after the inspection or appraisal.Think about the seller’s needsYou’re focused on your own needs and problems. That’s understandable, but there’s a benefit to thinking about the seller’s needs, too.Jenkins advises making the offer attractive to the seller. That might mean keeping the inspection period short: maybe just three to five days, so the seller can put the home back on the market promptly if you’re dissatisfied with the inspection and decide to move on.Having a preapproval letter from a reputable mortgage lender, paying all of your own closing costs and paying some or all of your agent’s commission are other ways to meet the seller’s needs.Have a backup plan: Don’t buy yetAs fervently as you want to buy a house in 2021, your best option might be to wait until fortune favors you. By putting homebuying on hold for a few months, you give yourself time to save for a bigger down payment and build your credit, and for your local housing market to become less competitive.More From NerdWalletHow first-home shoppers can keep a cool head in a hot market4 market headwinds facing first-time home buyersThe credit score needed to buy a houseHolden Lewis writes for NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5691

Paul Manafort's longtime deputy Rick Gates admitted in court Tuesday to having an extramarital affair a decade ago, but denied the contention from Manafort's attorney that he stole money to pay for it.Manafort's defense lawyer Kevin Downing raised Gates affair in cross-examination, peppering Gates with questions about what he dubbed "the secret life of Rick Gates." Downing said Gates was living in London and other cities and using Manafort's money from offshore accounts to fund the affair.Gates acknowledged the affair but said the money came from bonuses.The exchange occurred after Gates testified against his former boss on Tuesday that Manafort used email to direct Gates to transfer money through offshore accounts.On Tuesday, prosecutors began to show emails between Manafort and Gates that appear to confirm Gates' story that Manafort sought to move money that his consulting company had earned from Ukraine through Cypriot accounts. 953

OTTAWA – The coronavirus pandemic has complicated nearly every aspect of our lives, even the most intimate parts, like sex.It’s always important to practice safe sex to prevent the spread of sexually transmitted diseases, but now health officials say COVID-19 should be considered as well and precautions should be taken.Wednesday, Canada’s chief public health officer, Dr. Theresa Tam, issued a statement with tips on staying safe from the virus while engaging in sexual activities.“Sexual health is an important part of our overall health,” said Tam. “However, sex can be complicated in the time of COVID-19, especially for those without an intimate partner in their household or whose sexual partner is at higher risk for COVID-19.”If you choose to engage in an in-person sexual encounter with someone outside of your household or close contacts, Tam says to skip kissing and avoid face-to-face contact or closeness. She even went as far as suggesting using a mask that covers the nose and mouth.Tam says you can also reduce your risk by monitoring for COVID-19 symptoms and not having sex if someone is experiencing those symptoms.Tam also suggests limiting alcohol and drug use, so you and your partner are able to make safe decisions.Additionally, you should be aware if you or your partner may be at higher risk for more severe outcomes of COVID-19. That includes people with underlying medical conditions, those with compromised immune systems, and people living with obesity.“Current evidence indicates there is a very low likelihood of contracting the novel coronavirus through semen or vaginal fluids,” said Tam. “However, even if the people involved do not have symptoms, sexual activity with new partners does increase your risk of getting or passing COVID-19 through close contact, like kissing. Remember as with all social interactions, try to keep your number of close contacts low if possible.” 1919

PHOENIX, Arizona — It sounds like something out of a horror movie.A colorful beetle that may look harmless, but it secretes a toxin so strong, it can even kill a horse. When it comes into contact with human skin, however, the effect of this toxin can lead to extremely painful blisters.One emergency room doctor described it as a chemical burn.Dr. Joanna Woods can describe that intense pain firsthand."I went through an entire tissue box of tissues crying my eyes out. It felt, not like an itch; it's like I put my arm on a skillet and couldn't take it off. It's just excruciatingly painful," Woods said.Woods says she feels certain she encountered the blister beetle while watching a show at a movie theater."Midway through the movie I started saying, oh I'm starting to feel a little itchy, there must be mosquitoes in here," Woods said.Then she thought it might be bed bugs.  She saw red welts on her arm as she left the movie theater, within hours those welts were turning into big, marble-sized blisters.Welt went to the pharmacy to get medicine, the pharmacist on duty advised her to go to an Urgent Care, and the Urgent Care physician advised her to go to an emergency room.Even in the emergency room, Woods said staff appeared to be stumped by the size of these huge blisters all over her arm."I had nurses in there saying I've been doing this for 35 years, I've never seen his, what is it?"Woods was hospitalized for two days due to concerns over the swelling and treat of infection.KNXV television station reached out to Eric Godinez, the owner of Scorpion King Exterminating, who said he was familiar with the colorful blister beetle."There is a time of year that blister beetles migrate through the Valley, usually through farmlands that contain alfalfa and hay," Godinez said.They are also found in backyards, where they munch on flowers and leaves.Godinez said these beetles would only attack if provoked."If you brush them off or try to squash them, they secrete a toxin that is very lethal. It will stay released for about 2-3 months even after it's dead," Godinez said.He advised leaving it alone if you happen to encounter one in your backyard.Phoenix is home to the "Master Blister Beetle."The bug has wings, and Godinez said it was a short flyer.How it got into a movie theater, or on Woods' skin is still a mystery."I just wished it had never happened. It was excruciatingly painful," Woods said.She is now talking to management at the movie theater to get to the bottom of it.Woods does admit she does have severe reactions to most bug bites, so just like anything, different people can have different reactions if exposed to the toxin from his beetle, but doctors said it lives up to its name, the blister beetle. 2805

Pixar's Soul will be streaming exclusively on #DisneyPlus on December 25. ? #PixarSoul pic.twitter.com/UQdV8EJUcf— Disney (@Disney) October 8, 2020 155