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Tens of thousands of people turn to Google every month to see if now is the time to invest. It’s a loaded question, especially this year: In late February 2020, the S&P 500 began a monthlong decline, finding what investors hope was the pandemic floor on March 23.Historically, it has taken an average of about two years for the market to recover from a crash; this time, it bounced back in just 149 days. By the end of August, the index was once again hitting record highs.Stranger still, this unprecedented recovery came amid dour headlines, with U.S. unemployment hitting an all-time high in April and remaining above 10% through July.Between the stock market’s erratic behavior and economic uncertainty across the globe, investors are understandably wary. But that shouldn’t mean sitting out of the market.Understanding the Main Street-Wall Street disparityThe market’s recovery is clearly at odds with the U.S. economy. But a closer look shows this imbalance may not be as perplexing as it seems.The stock market reflects investor sentiment about the future, not what’s happening right now. While retail investors may be more inclined to buy and sell based on daily headlines, institutional investors are looking far ahead. And given the rapid market recovery (and the expectation of continued help from the Federal Reserve), it appears Wall Street isn’t spooked.The S&P 500 is also market cap-weighted, meaning larger companies will have a bigger impact on its performance (see how the S&P 500 works to learn more about this). The five largest companies in the index (Apple, Microsoft, Amazon, Facebook and Google’s parent company Alphabet) are in tech, an industry that hasn’t been hit as hard by COVID-19. The tech-driven recovery helped push the S&P 500 to its record high, despite the ongoing economic issues caused by the pandemic.And then there are the high hopes for an eventual vaccine. According to Robert M. Wyrick Jr., managing member and chief investment officer of Post Oak Private Wealth Advisors in Houston, investors may be betting on the belief that a coronavirus vaccine will be produced sooner rather than later. If and when a viable vaccine is broadly available, it’s likely to be a big driver of continued growth in the markets.“While this is likely already priced into the market to some degree, I would prefer not to be on the sidelines when this ultimately happens,” says Wyrick, whose firm specializes in advanced risk-managed investing.Timing the market vs. time in the marketAccording to Marguerita Cheng, a certified financial planner and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland, when you start investing isn’t as important as how long you stay invested. And that’s a maxim to remember in a pandemic, too.“The best way to build wealth is to stay invested, but I know that can be challenging,” Cheng says in an email interview.It’s easier if you invest only for long-term goals. Don’t invest money you may need in the next five years, as it’s highly possible the stock or mutual fund you purchase will drop in value in the short term. If you need those funds for a large purchase or emergency, you may have to sell your investment before it has a chance to bounce back, resulting in a loss.But if you’re investing for the long term, those short-term drops aren’t of much concern to you. It’s the compounding gains over time that will help you hit your retirement or long-term financial goals. (See how compounding gains work with this investment calculator.)The water’s fine, but wade in slowlyOne of the best strategies to remain calm and stay invested during periods of volatility is a technique known as dollar-cost averaging.Through this approach, you invest a specific dollar amount at regular intervals, say once or twice a month, rather than trying to time the market. In doing so, you’re buying in at various prices that, in theory, average out over time.Wyrick notes this is also an excellent strategy for first-time investors looking to enter the market during times of uncertainty.“It’s very difficult to time when to get into the market, and so there’s no time like the present,” Wyrick says. “I wouldn’t go all-in at once, but I think waiting around to see what happens to the economy or what happens to the market in the next three, six or nine months in most cases ends up being a fool’s errand.”So how, exactly, do you start dollar-cost averaging into the market? A common strategy is to pair this with stock funds, such as exchange-traded funds. ETFs bundle many different stocks together, letting you get exposure to all of them through a single investment. For example, if you were to invest in an S&P 500 ETF, you would have a stake in every company listed in the index. Rather than investing all your money in a few individual stocks, ETFs help you quickly build a well-diversified portfolio.To dollar-cost average you could set up automatic monthly (or weekly, or biweekly) investments into an ETF through your online brokerage account or retirement account. Through this approach, you would achieve the benefits of dollar-cost averaging and diversification, all through a hands-off strategy designed for building long-term wealth.More From NerdWallet5 Things to Know About Gold’s Record-Breaking RunNew Investors: Quit Stock-Picking and Do This, Expert Says6 Ways Your Investments Can Fund Racial JusticeChris Davis is a writer at NerdWallet. Email: cdavis@nerdwallet.com.The article In a Year of Uncertainty, Should You Still Buy Stocks? originally appeared on NerdWallet. 5570

TAMPA, Fla. — Within one month, someone splashed four cars with an acid-like liquid in busy Tampa parking lots.Deputies are not sure if the incidents are related. The most recent happened in a shared parking lot near the AMC Veterans movie theater and Starbucks off Anderson Road.The scenario is the same in all of these situations. Some sort of corrosive liquid is poured onto the doors of the cars which damages paint, metal and plastic on the car.Two panels on Gary Schaff’s 2015 white Mercedes had to be repainted. He was parked in the lot off Anderson Road two nights in a row as he and his family caught up on the latest Marvel movies at AMC."When we came out to the car which was a little bit of a walk away from the theater, it looked as if there was almost shaving cream or foam on the side of the car,” Schaff said. "We're like, what is that?”As his family got closer, they realized the white paint had bubbled up. By the time they got home a lot of it had flaked off and exposed the metal underneath. "I don't even know what I would say to someone who thinks it’s a good idea to do something like that,” Schaff said. "What does it accomplish exactly?"Hillsborough County deputies say a 2007 BMW was vandalized the same way in a Publix parking lot off N. Dale Mabry on April 11 and a 2017 Porsche SUV was damaged by a corrosive liquid in the Heath Integrated parking lot on April 23. All three attacked occurred within a few miles of each other. The Tampa Police Department responded to a 2011 Audi with similar damage at International Mall on April 15."It's just to me a completely random thing, and it's really hard to prevent,” Schaff said. "Have insurance on your car."While Schaff must pay a 0 deductible, his insurance company will cover the rest of the amount needed to repair the damage.He asked the movie theater about security cameras but believe the ones on the building catch the area of the parking lot his car was in."I hope the person gets caught, and brought to whatever justice there would be from this and learns a lesson not to do this,” said Schaff.Scripps station WFTS in Tampa reached out to the property owners of this parking lot to see what type of security they have and is waiting to get an official response. 2387

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TAMPA BAY, Fla. — AMC is claiming Tuesdays for the movies with movie tickets. What started as a limited-time promotion has become permanent.The low-cost shows are available for anyone who chooses to join the free AMC stubs loyalty club.To make your movie experience even better, AMC is offering a small popcorn and soda combo for an additional .The deal only applies to shows on Tuesdays.Click here to sign up for AMC stubs membership or to learn more about this deal.Click here to find an AMC movie theater near you.Mary Stringini?is a Digital Producer for ABC Action News. Follow her on Twitter @MaryWFTS. 658

Stormy Daniels' extensive interview with Anderson Cooper where the porn star discussed details of her relationship with now President Donald Trump is drawing mixed reactions from those in the adult industry.While Daniels told Cooper she was speaking out to defend herself against claims she is a liar or only in it for the money, others thought she had other motives.RELATED: Viewers, critics weigh in on Stormy Daniels interview"Of course this 0,000 is nothing compared to what she is going to get from these news agencies and her strip club appearances," brothel owner Dennis Hof said of Daniels' interview.The owner of the Love Ranch said he knows Daniels from crossing paths on red carpets but said he has never really cared for her.RELATED: Stormy Daniels says she was threatened in a Las Vegas parking lotHe's also made no secret that he is a big supporter of President Trump."Stormy Daniels got something out of having sex with Donald Trump. Is it bragging rights? She said she didn't get paid, I don't believe it. What is it?" But keep your mouth shut," Hof said.But not everyone in Las Vegas who knows Daniels is as adamant about the interview.Those who met and worked with Daniels when she made an appearance at the Sapphire Gentlemen's Club said she was "very polite."Some went on to say they couldn't speak about such a personal thing on a nationally televised program. "I don't know if I could go on camera and talk about a personal incident like that," Natalie Tejeda said.The White House said the president denies all of the claims being made by Daniels. More than 20 million people tuned in to watch those claims, but the White House will not say whether the president was one of them.Daniels' attorney told Good Morning America that his client has a "litany of more evidence" to back her allegation.   1894

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