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WASHINGTON, D.C. — The constellation of polling places across the country forms the backbone of voting in America. Yet, with about 117,000 of them, it doesn’t always run smoothly.“Some of them are commonplace situations, folks who may not know what ID they need to vote,” said Izzy Bronstein, campaign manager with the nonprofit, nonpartisan organization Common Cause.Common Cause is one of several organizations banding together for the nonpartisan effort Protect the Vote to ensure every vote gets counted in the 2020 election.“There are a number of problems we expect this year,” Bronstein said.Among the potential issues: confusion over mail-in ballots, early voting dates, whether ballot witnesses are needed and what polling sites are open, as well as the potential for voter intimidation. Fear of that is rising on the heels of President Donald Trump saying at the first presidential debate, "Go to the polls and watch very carefully."With all of that in mind, Protect the Vote is recruiting thousands of volunteers across the country – 20,000 signed up so far – to be on hand at polling sites to answer voter questions. They will also help get them in touch with attorneys – from the Lawyers Committee for Civil Rights Under Law -- through a nationwide hotline, so they can assist a voter if they run into trouble casting a ballot.“We know that this is a big election with a lot of at stake,” said Suzanne Almeida of Common Cause PA, which is heading up the effort in the battleground state of Pennsylvania.Almeida is quick to point out that their volunteers are not poll watchers, which are people usually affiliated with a particular candidate.Instead, volunteers with Protect the Vote are called poll monitors and are non-partisan.“It is even more incumbent on us, particularly wearing our nonpartisan hat, to make sure that the election runs smoothly, because we know that folks are going to be looking carefully at the results in Pennsylvania,” Almeida said.Other battleground states, like Florida and Wisconsin, can also expect an election spotlight since there have been election-related issues there in the past.“It's about making sure that every voter gets their ballot counted and their voice heard in our democracy,” Bronstein said. “And that's really something we can all come together on.”If you run into any issues while voting, Protect the Vote has set up a nationwide hotline, staffed by attorneys from the Lawyers Committee for Civil Rights Under Law. That number is (866) OUR-VOTE or 866-687-8683For election help in Spanish: 888-VE-Y-VOTA or 888-839-8682.To volunteer as a poll monitor, click here. 2633

WASHINGTON (AP) — The Trump administration has sued former national security adviser John Bolton to block the publication of a book that the White House says contains classified information.The lawsuit, filed in the U.S. District Court for the District of Columbia, follows warnings from President Donald Trump that Bolton could face a “criminal problem” if he doesn’t halt plans to publish the book.The administration has also said the former adviser did not complete a pre-publication review to ensure that the manuscript did not contain classified material.The suit asks a judge to direct Bolton to notify his publisher that he was not authorized to release “The Room Where It Happened,” to further delay the release date of the book, and to instruct the publisher to take any and all steps to retrieve and dispose of any copies of the book that may be in the possession of any third party.The complaint also asks a judge to order that “all monies, gains, profits, royalties and other advantages” that Bolton and his agents receive from the book be placed in a “constructive trust for the benefit of the United States.Bolton’s attorney, Chuck Cooper, has said Bolton worked for months with classification specialists to avoid releasing classified material.Cooper has accused the White House of using national security information as a pretext to censor Bolton.As of Tuesday, Amazon listed the book as being released next week, on June 23. 1449

WASHINGTON (AP) — The Supreme Court has upheld a 1991 law that bars robocalls to cellphones.The case was argued by telephone in May because of the coronavirus pandemic.It only arose after Congress in 2015 created an exception in the law that allows the automated calls for collection of government debt.Political consultants and pollsters were among those asking the Supreme Court to strike down the 1991 law that bars them from making robocalls to cellphones as a violation of their free speech rights under the Constitution.The issue was whether, by allowing one kind of speech but not others, the exception made the whole law unconstitutional. 654

We’re all feeling effects of the current recession, whether it’s the rising cost of groceries or the pervasive economic uncertainty. But some are feeling a bigger impact than others, and data indicates renters are disproportionately affected.Half (50%) of American renters had used or planned to use their government stimulus check for necessities at the time of an early May NerdWallet survey, conducted online by The Harris Poll. That’s compared with 32% of homeowners. Three in 10 renters (30%) used or planned to use it to pay rent, whereas 15% of homeowners used or planned to use it on their mortgage.Renters are vulnerable when expenses grow or income is slashed, due to lower average incomes compared with homeowners. Further, they don’t have access to the same built-in relief valves as mortgage-holders — such as forbearance or loan modification — when they can’t pay their monthly housing costs.Federal, state and local eviction bans protected some renters for several months, but many of those orders have since expired, and possible extensions are uncertain. Without those protections, many tenants could be on a fast track to trouble, and even with those safety nets in place, the rent bill will eventually come due.Housing costs take a bigger bite of renter incomeRenters have less insulation from economic crises. Not only do they earn less, on average, but they also spend more of their income on housing. While a loss or reduction of income could instantly push these households to the breaking point, even minor setbacks can send them closer to the edge.Renters spend 31% of their income on housing costs on average, compared with homeowners, who spend 20%, according to U.S. census data. The rising cost of groceries, unexpected medical bills, supplies for a child’s at-home education — these could pile up to make monthly bills unmanageable, even if household income isn’t affected by reduced work hours or unemployment.This isn’t to say homeowners aren’t feeling the effects of record unemployment and economic upheaval. While many homeowners have been able to take advantage of record low interest rates to refinance their mortgages, more than 8 million homeowners didn’t make their June house payments, according to the mid-July Household Pulse Survey from the U.S. Census. But that’s just 6% of homeowners, compared with 18% of renters who couldn’t pay their June rent.There is also evidence that populations hardest hit by unemployment are among the most likely to rent. For example, people in their 20s are the only age decade that’s more likely to rent than own, according to census data, and 34% of unemployment claims are being filed by those aged 22-34, more than any other age group, according to data from the Department of Labor. Also, 49% of people working in the hotel and food industry live in rentals — a far higher rate than the 36% of Americans overall — and this industry represents the greatest share of all unemployment claims.Web searches for rent relief terms peaked, and peaked againEvidence of the sustained impact on renters can be seen in Google search data, where it’s a safe assumption that people searching for terms such as “rent relief” and “rent assistance” are either experiencing or anticipating difficulties paying the rent.In mid-March, searches for terms related to housing relief jumped to levels not seen before. And while “mortgage relief” was far more common than “rent relief” or “rent assistance” that month, those terms have sustained greater search interest throughout the summer.Unlike mortgage relief terms, which have waned since April, rent relief terms sustained higher-than-normal volume after the initial jump, and peaked again in mid-July. They’re currently trending lower than both peaks, but higher still than seen in the years before the pandemic.What renters can doTenants having difficulty paying the rent have a few options at their disposal, but they may have to make tough decisions in the coming weeks and months. A legal eviction can make it difficult to find safe, affordable housing in the future, so preventing that should be paramount.Negotiate with your landlord. You may be able to work out an installment plan to pay your rent throughout the month or get caught up if you’re behind. Also, legal evictions are costly and time-consuming, so your landlord may be willing to negotiate a more graceful exit if you’re bound by a lease but unable to hold up your end of the contract.Apply for emergency assistance. The National Low Income Housing Coalition provides a database of local and state resources for emergency rent assistance. Local charities and churches may also be able to help. Visiting the website 211.org or calling 211 can help locate local resources like these.Borrow smartly. If you’re forced to borrow to keep up with your rent, weigh the costs of any loan — if you’re unable to pay it back, you could find yourself in an even worse predicament. Borrowing from friends and family is generally the least expensive option, followed by paying your rent with your credit card and, as a last resort, getting a cash advance on your credit card.Know if you’re protected from eviction. Many eviction bans at the local, state and federal levels have expired, but some remain, and lawmakers could take action to extend previous measures or enact new ones. Nolo.com maintains a database of the mixed bag of regulations, and you can check state and local government websites for details in your area.Move. Moving can be expensive and is generally a last resort. But when it gets to a point that holding on to your rental is causing more problems than it’s solving, it may be time to talk to family members and friends about finding an alternative. Living in your parent’s (or adult child’s) guest bedroom may not be ideal, but drastic times call for drastic measures, and many of us are facing circumstances we couldn’t have imagined just six months ago.Analysis methodology available in the original article, published at NerdWallet.More From NerdWalletSmart Money Podcast: Lower Mortgage Rates, and Moving During a PandemicMoving Safely in a Pandemic Takes More Planning, More MoneyCan You Have Too Much Credit?Elizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6318

WASHINGTON (AP) — The Justice Department says Purdue Pharma, the company that makes OxyContin, will plead guilty to three federal criminal charges as part of a settlement of more than billion. OxyContin is the powerful prescription painkiller that experts say helped touch off an opioid epidemic. The charges include conspiracy to defraud the United States and violating federal anti-kickback laws. The deal doesn't release any of the company’s executives or owners from criminal liability, and a criminal investigation is ongoing. One state attorney general says the deal fails to hold accountable members of the wealthy Sackler family who own the company. Family members say they had “ethically and lawfully,” while also expressing “deep compassion” for those addicted to opioids. 793

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