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SAN DIEGO (KGTV) -- A new study by Zillow shows that homebuyers with lower credit scored pay more for the same homes than buyers with excellent credit scores.According to Zillow, borrowers with excellent credit scores could get a mortgage with a 4.5 percent annual percentage rate.Borrowers with a fair credit score could get a 5.1 percent rate. Over the lifetime of a 30-year mortgage, that means a buyer with a fair credit score may end up paying an additional ,000 over the lifetime of the loan.In San Diego, where the median home value in March of 2018 was 5,300, Zillow estimates that homebuyers with fair credit will pay ,000 for the same home.The difference is only amplified in more expensive markets, Zillow says. In addition, the penalty for lower credit scores tends to be higher."When you buy a home, your financial history determines your financial future," said Zillow senior economist Aaron Terrazas. "Homebuyers with weaker credit end up paying substantially higher costs over the lifetime of a home loan. Of course, homeowners do have the option to refinance their loan if their credit improves, but as mortgage rates rise this may be a less attractive option."Zillow says that even if homeowners don’t pay the full 30-year term on a loan, the annual cost of a lower credit score can still add up to 0 a year. 1346
SAN DIEGO (KGTV) -- A person is back in ICE custody and in isolation after they were taken to Sharp Chula Vista Medical Center to be evaluated for possible coronavirus symptoms.The individual was in the custody of U.S. Immigration and Customs Enforcement when officials determined the person needed to be taken to Sharp Chula Vista, the county said. The hospital then contacted the county's Public Health Department, which determined the person didn't need to be hospitalized and recommended self-isolation, according to the county.RELATED:2 coronavirus patients remain hospitalized, 1 person under observationMislabeled sample led to release of San Diego coronavirus patientMiramar coronavirus evacuees start petition for quarantine oversightBecause the person was in ICE custody, the hospital returned the individual to the agency on Wednesday and the person was placed in isolation.No further information was given on the individual or their status.ICE sent 10News the following statement:"At this time, no ICE detainee has tested positive for the 2019 novel coronavirus at the Otay Mesa Detention Center or any other ICE facility.Out of the abundance of caution, ICE is taking all necessary precaution measures to ensure all ICE detainees are screened medically at their arrival to our facilities. Medical professionals at ICE detention facilities medically screen all new ICE detainees within 24 hours of their arrival to ensure that contagious diseases are not spread throughout the facility, and elsewhere. As an additional measure of defense, ICE detainees suspected of exposure or infection of certain diseases are medically 'cohorted,' in line with CDC guidelines and ICE detention standards." 1713
SAN DIEGO (KGTV) — A local organization headed to Washington D.C. Thursday to talk about food insecurity among our nation’s military and veterans.San Diego County has the largest concentration of military and veterans in the world. The CEO of the company shared the group’s mission with lawmakers and how they can feed military families who don’t have enough to eat. Feeding San Diego works to serve thousands of people through food rescue. The organization gathers quality food that would typically go to waste. “Last year we rescued 24 million pounds of food that was going to leave the food system, and go to the waste system, from stores, farms, manufacturers and other sources,” says CEO Vince Hall. Donate now to Feeding San DiegoHall testified in Washington D.C. Thursday morning. The hearing examined the U.S. Department of Agriculture and Veterans Affairs programs that provide nutrition assistance to nearly 20 million veterans across the country. According to the San Diego County Office of Military and Veterans Affairs, 1.2 million residents are associated with the military. That’s 37 percent of the population. Feeding San Diego serves local veterans and military members through an initiative called “Feeding Heroes.” It reaches local families and veterans on or near base, in military housing, and public schools serving students of military families. Dana Henderson, with Feeding San Diego, says the high cost of living in the county is a big reason for food insecurity. “What they are receiving is just not enough to make ends meet.” She goes on to say, “People on a daily basis are having to make those tough decisions between a nutritious meal or paying other types of expenses.”Over 2.3 million meals were distributed to veteran and military families through Feeding San Diego last year. 1818
SAN DIEGO (KGTV) -- A Republican candidate is finally in the race to become San Diego's next mayor.Thus far, the campaign to be the city's next leader has been dominated by Democrats, with no household Republicans stepping in.But earlier this month, Bay Park resident Richard Hansen re-registered from a decline-to-state to Republican in his own quest to succeed Republican Kevin Faulconer, who is termed out in 2020."I saw that there was a vacuum regarding the Republican Party putting up a candidate for mayor, and so I see a path to victory here in San Diego," Hansen said. Hansen, an ardent supporter of President Trump, is a former Democrat who left that party in 2016. He never re-registered with a party because he said he took issue with elitists in both the Democrat and Republican Parties. Hansen said, however, that he aligns with President Trump on issues such as the Second Amendment, the Border Wall, and abortion. "I just felt that Donald Trump, even though he is a billionaire, he's the blue collar billionaire," said Hansen, a real estate broker, who added he would serve the entire community as mayor. Candidates have until Dec. 5 to file nomination papers with the city of San Diego. The position is technically non-partisan. As it stands, Democrats outnumber Republicans in registration by a near two to one margin, 318,507 to 162,004. Additionally, there are more decline-to-state voters, 242,522, than Republicans in the city. "It's a blue city," said John Dadian, a political analyst. "We may have a super-duper majority on the City Council of Democrats, maybe more than exists right now, so it's just not feasible, quite honestly."A recent 10News-Union-Tribune scientific poll found Assemblyman Todd Gloria leading City Councilwoman Barbara Bry in the race. Both are Democrats. It remains to be seen whether a household GOP candidate will emerge. Tony Krvaric, who heads the Republican Party of San Diego, said he did not know Hansen and that he has encouraged current City Councilman Scott Sherman to run. A spokesman for Sherman said the councilman is strongly considering a run and is hearing encouragement daily. Sherman is also termed out from his council seat in 2020. 2207
SAN DIEGO (KGTV) — A local non-profit is taking a page from online dating to help San Diegans match with a new career. It's more sophisticated than swiping left or right, and it can help anyone looking for a job or career change.It's called My Next Move. The San Diego Workforce Partnership released it after a yearlong effort. The highlight is a 60-question questionnaire that gauges a job seeker's interests. For each task, a job seeker will choose an option from "strongly disagree" to "strongly agree." Examples include investigating the start of a fire, repairing and replacing locks, or examining blood under a microscope.At the end, the system will provide a list of sectors that the best fit the job seeker, including local retraining programs, salary information, top hiring employers, and open jobs. "Think of it like Match.com for careers," said Sarah Burns, the partnership's director of research application. "Once you get a career match, it says okay, well if you want to take the next step in this relationship, then here's what you do."Burns said the system will give each test-taker a percentage matching their interests to the potential career. She said that could expose people to fields they did not know about.Additionally, the site has a list of 72 priority jobs in San Diego County, which the partnership says pay 90% of its workers at least per hour, and should grow by at least 6.5% annually. 1430