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PINELLAS COUNTY, Fla. — Millions of drivers received refunds on their car insurance after the pandemic forced a national shutdown. But the I-Team found out at least one major insurance carrier is asking to raise rates for drivers across Florida.Pinellas County resident Robert Stickler and his wife started working from home after the pandemic shut down Florida in March. “My family hasn't been driving, the cars have been sitting," Stickler said.Their insurance carrier Geico and many other large auto insurers in the nation refunded drivers. The Sticklers were refunded 15 to 20 percent of premium costs after the pandemic delivered a drastic dip in accidents and claims. That credit was reflected on the Stickler family bill.Robert Stickler welcomed the refund but said they suffered sticker shock when Geico socked them with a 0 rate hike to their 6-month policy in June. The increase was approved by the state. “It was going to be over 4 a month for 3 older vehicles,” said Stickler.In a letter from Geico:"There are many factors that affect your insurance premium such as age, driving history, location and the increasing cost of vehicle repairs." But this driver says that explanation does not add up. “There had been no changes what-so-ever,” said Stickler.We reached out to Geico and have yet to hear back. The I-Team checked state records and found Geico petitioned the Florida Office of Insurance regulation between March and August for a separate rate hike of nearly 7 percent after the pandemic hit.Doug Heller is with the Consumer Federation of America, a watchdog group that called on Geico this past May to give back some of its profits the CFA claims the company raked in during the pandemic as drivers stayed off the road. “We are paying premiums as if the pandemic never happened,” said Heller.The I-Team reviewed second-quarter profit earnings for some of the nation’s largest insurance companies. We looked at overall profits which include their auto insurance and found Allstate, Progressive and Geico business shot up by hundreds of millions of dollars for the second quarter of this year compared to the second quarter of 2019.Geico's parent company reported to investors its 2020 overall insurance profits were, ”...largely attributable to unusually high earnings from Geico due to lower claims frequencies. These results are likely to be temporary…"Former Florida Deputy Insurance Commissioner Lisa Miller says there’s a state law that regulates how much insurance can profit. “We have very strict set of factors of what these insurance companies can profit," Miller said. No one is alleging that Geico or any other insurance company made an excessive profit. However, Miller says if state regulators find that any auto carrier made an excessive profit, customers could be refunded under a Florida law meant to protect consumers.The I-Team requested an interview with Florida's Insurance Commissioner David Altmaier. His spokesperson declined our request but said in a statement."OIR thoroughly reviews all filed auto insurance rates filings to ensure they comply with all applicable laws and are not excessive, inadequate, or unfairly discriminatory. "In its latest earnings report. Allstate credited its auto policy profits to "....Higher premiums earned and lower loss costs from reduced miles driven.”We asked the company if it planned to refund more money to customers, but have yet to hear back. Progressive told us it filed in June to reduce premiums in 35 states including Florida.Geico’s rate hike request is still pending. We plan to keep following that and let you know how it could affect your bills This story originally reported by Jackie Callaway on abcactionnews.com. 3739

The U.S.-Canada border will remain closed until August 21 due to the COVID-19 pandemic, CTV News is reporting.The ban on non-essential travel, which has been in place since March 20, was set to expire on July 21.Travel restrictions do not apply to air, freight rail, or sea travel between both countries. Commercial crossings for trade and commerce will continue as usual.Family members of Canadian citizens or permanent residents can cross the border into Canada but must stay in the country for at least 15 days. WKBW first reported this story. 570

LONGMONT, Colo. – Mara Pawlowski has had a passion for horses her entire life. “I drive to the ranch and my heart is beating so hard I’m so excited,” Pawlowski said. But when she was diagnosed with multiple sclerosis 20 years ago, riding a horse took on a whole new meaning. “It’s hard for me to walk, but Elizabeth, I can ride a horse. And the self-confidence you get from that is pretty amazing.” For nearly eight years, Pawlowski has been taking therapeutic horseback riding lessons at 502

CORYDON, Ind. — “We’re probably behind the times a little bit, but we’re a close-knit, tight community,” said Sherry Watson, the owner of Kent Java Bar Coffee. Welcome to Corydon: a small town in southern Indiana, just over the border from Kentucky. “It’s really dull most of the time, so it’s important to have these local flavors," said Alexander Laske, who lives in town. They’re known for a few things. The site of the original capital of Indiana, a small skirmish in the civil war — and Butt Drugs.“Yes, I love Butt Drugs,” said Kathy White, a customer. “Oh yeah, Butt Drugs are great,” said Frank Law, another customer. “We all definitely heart our Butt drugs, they have a lot of fannies,” Laske said. Butt Drugs is probably not what you think it is. It’s an old-fashioned pharmacy, owned by Katie Butt-Beckort. She’s the third-generation Butt to run the place. “I started working when I was 9, behind the cash register. But professionally I started working in 2002,” said Butt-Beckort. Katie’s grandfather, William “Blackie” Butt, opened the store in 1952. It’s a full-service pharmacy with an old-fashioned soda counter and they sell 35-cent coffee. The name is just the cherry on top. “I try to know everyone’s name, yes, and I try to learn it by the second or third visit,” said employee Katie McGraw. Believe it or not, in town, the name isn’t their biggest draw. It’s the store’s priority on family friendly service. Katie McGraw works the front and she knows which customers like their bags stapled and which ones don’t. “We have a lot of customers that have shopped here their whole life, they’ve never shopped anywhere else. Their kids come here, their grandkids come here, their great-grandkids, so we just like to make it feel like a family atmosphere here,” she said. And It really is a family affair. Katie’s mom, Julie McGraw, has been a pharmacy tech for Butt’s for more than 25 years. “They have always been a pleasure to work for, they have always treated me like family,” said Julie McGraw. That family atmosphere has paid off. The independent pharmacy fills more than 2,000 prescriptions a week. Which helps stave off the competition. “We have a CVS, a Walgreens and a Walmart all within a mile and a half of here. And they’ve been here for years,” said Butt-Beckort. While the family friendly store has held off the big brands, it still finds its more risque side. “Yeah so she had a good base, we had t shirts, we had the classic 'I love Butt Drugs.' I mean that’s been a cornerstone for years,” said Trista Melton, who runs the drugstore’s marketing. While they were embracing their name before, the pharmacy is really turning it into an opportunity. “I think my best thing is making the Butt Liquors logo,” Melton said. “We’ve always sold liquor. People say, 'oh, well you just started selling liquor. ' No, we’ve had a three-way license for years, but we renamed that department Butt Liquors. Because we can,” said Butt-Beckort. “We took some things that have always been big here, like free parking in the rear," Melton said. “Funny, but you know, also real. Used to (be) you had to pay to park in downtown Cordyn, it was like , that was a big deal.” And customers, whether from town or tourists, love it. “Everyone loves Butt Drugs,” one customer said in the store. “Classic, it’s a one-of-a-kind, that’s for sure,” White said. So much so, that they can’t keep merchandise on the shelf. “I mean, we have to order shirts in every single week, we cannot keep them in stock,” Melton said. And the online store keeps things moving for those who can’t make it to Indiana. “We’ve shipped to six countries, so we’re kind of a worldwide thing,” Melton said. That makes everyone — from the employees to the owner — proud to work at Butt Drugs. “If I go out and meet new people and they ask where I work, I’m always proud to say it — Butt Drugs — and get a little bit of a look like, 'what did you say?' ” McGraw said.“Really, you know there’s a lot of people with the last name Butt in this world, I think we might be the only Butt Drugs though,” Butt-Beckort said. 4133

The COVID-19 pandemic has shined a bright light on healthcare professionals and the need for more across the country.Xavier University, in Cincinnati, is working to fill the shortage by launching new programs across the state of Ohio. The college just added a third accelerated Bachelor of Science in Nursing degree based in Cleveland. It's a fast-paced program where students can earn a ABSN degree in just 16 months.“It’s been interesting with the pandemic and COVID to start a new program but we were very prepared," said Dr. Sandra Harris.Dr. Harris is the associate director of Cleveland's ABSN program. She said the first class, which began in May, consisted of just nine students, but that grew to 41 with the second class which began in August. Dr. Harris said the hope is that each cohort is comprised of 70 students to reach full capacity."It's been very positive," she said. "The students are excited to be here." The 16 months consists of 63 credit hours of online and onsite learning. The students complete the coursework online, take simulation labs at the Learning Center, based in Independence, and work alongside trained, professional nurses for clinicals partnering with the Cleveland Clinic.Though the pandemic is causing some roadblocks for students, the program came at an opportune time. Ohio, and much of the nation, is currently facing a shortage of nurses and healthcare professionals.“In acute care, in rehab and the emergency departments," Dr. Harris said.But the field has growing interest. According to the U.S. Bureau of Labor Statistics, employment of registered nurses is expected to grow 7% from 2019 to 2029 - faster than the average for all occupations.Breanna Harper is one of the 41 students currently enrolled in the program. She earned a four-year degree earlier this year from Drexel University, located in Philadelphia, but she's hitting the books once again hoping to fulfill her dreams of becoming a nurse."It's what I'm passionate about," she said. "I've been taking care of people my whole life. I just want to help people feel their best self."The young professional moved to Cleveland from Vallejo, California specifically for the Xavier program and its affiliation with the Cleveland Clinic.“It's the perfect environment to learn what you need to learn to be a nurse. It’s a dream come true almost. You can’t ask for a better clinical experience," she said.Harper is currently working inside the Cleveland Clinic to earn her clinical hours. She said seeing the healthcare professionals in action has given her a new appreciation for their work."It takes a lot of love and a lot of dedication for what you're doing to come into work 12 hours, sometimes more, every single day with a smile on your face and you're not showing any strain or stress meanwhile they have other stuff going on like kids or a family," she said. "It's a lot of respect I have for them and it just shows how passionate you have to be to be in this type of field."Collin Ninke is also enrolled in the program. He said the program is certainly tough but he's enjoying the hands-on experience inside the hospitals.“It’s been tough. It’s been a handful but they give it to you in a really scheduled out way," he said.Ninke said he hopes to work inside an intensive care unit or emergency room after graduating next December.For Harper, her dream is to work inside a labor and delivery unit. Xavier's next 16-month program begins in January. For more information about what is required to sign up, click here. This story was first reported by Meg Shaw at WEWS in Cleveland, Ohio. 3638

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