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At this point, it might be inevitable. Some of you will have your identities stolen.Nearly half of Americans had their personal information exposed during a breach at Equifax, the company announced last week.And it's just the latest hack. Sensitive data on about 80 million Anthem customers was accessed in 2015.These breaches are some of the worst because the information stolen (names, Social Security numbers, addresses) can be used by an imposter to open accounts in your name, steal your tax refund or your Social Security check."This is a goldmine of information for a thief," said Chi Chi Wu, an attorney at the National Consumer Law Center.When your credit card number is stolen, it's easier to fix. You call the credit card company to close the card and get a new number. In most cases, you won't be responsible for the charges. Some of the victims of the Equifax hack did have their credit card numbers exposed. Equifax will notify you in the mail if this is the case.But the credit rating bureau won't notify you directly if you're one of the 143 million people whose more sensitive information was stolen. You must go online to EquifaxSecurity2017.com to find out.First of all, don't panic. If your information was compromised, it does not mean your identity was stolen. There are some steps you can take right now, like placing a freeze on your credit reports, to help prevent it from happening.And even if everything seems fine now, you should also continue to keep a close eye on your accounts and credit reports because your identity might not be stolen right away.If you do find out that someone has created a new account in your name, you'll have to prove that you didn't open the account and you might have to clear bad debt information from your credit report.It could be a long, messy process. Here's where to start:1. Go to IdentityTheft.gov to file an identity theft reportThis is important because it will provide you with a document you'll need to send to other businesses where fraudulent accounts were opened -- not because the government will start investigating your personal case.The form asks you questions about who you are and what accounts were impacted. It doesn't ask for any other documents or even your Social Security number, said John Krebs, an attorney at the Federal Trade Commission.The website will also provide you with a recovery plan after you submit the information. The plan will vary depending on what kind of accounts were created or hacked.2. Put a freeze or fraud alert on your credit reportsYou can request the three credit rating agencies to freeze your credit. This will prevent anyone from opening additional new accounts in your name. You'll have to request to lift the freeze if you want to open a new line of credit yourself. There are usually fees to freeze and unfreeze that vary by state, but generally range between and .If this is too much of a hassle, you can put a free fraud alert on your credit reports instead. This will require creditors to take additional steps to verify your identity before issuing credit.The fraud alert usually lasts for 90 days and can be renewed. But after you fill out the identity theft report online, you can request an extended fraud alert that stays on your credit report for seven years.3. Request, in writing, to close fraudulent accountsContact the fraud department (not customer service) at each business where a new account was opened in your name to explain that someone stole your identity and request that the account be closed.The FTC provides a sample letter you can use to dispute these accounts. Include a copy of your identity theft report. In some cases, the creditor may also ask for a police report, which you must file with local law enforcement first."The creditor will have a higher tendency to believe you if you have the police report," Wu said.Ask the business to send you a letter confirming that the fraudulent account isn't yours, that you aren't liable for it, and that it was removed from your credit report.Under most state laws, you're not responsible for any debt incurred on fraudulent new accounts opened in your name without your permission, according to the FTC.4. Dispute any fraudulent information on your credit reportIf a thief uses your identity to create a new credit card account, for example, it will end up on your credit report. But you have no control over that account. If the imposter doesn't pay the bills, it can seriously hurt your credit score.You'll need to write to each of the three credit rating agencies to request that they remove the incorrect information.The FTC provides a sample letter you can use to explain the situation.You should hear from the agencies in about 30 days on how they are handling the dispute, Wu said.5. Prevent future fraudOnce you've cleared up the situation, remain vigilant. Just because you've reported an incident of identity theft, it doesn't mean it won't happen again.Keep a close eye on all your statements. Consider enrolling in a credit monitoring and theft protection service. If you've already frozen your credit reports, you'll have to temporarily lift the freeze in order to enroll in a monitoring service, according to the FTC.You should also try to file your taxes as early as possible next year -- before someone else tries to use your Social Security number to steal you return, suggests the Massachusetts Attorney General.In addition to your Social Security number, Equifax says that your driver's license number may also have been exposed. In some states, you can ask the Department of Motor Vehicles to place a flag on your license number. This will alert law enforcement to be extra careful identifying a person they pull over, according to the Identity Theft Resource Center. 5795

At age 106, Sen. John McCain's Roberta McCain mother will be in attendance at the late senator's funeral this Saturday in Washington, D.C., and his burial service in Maryland, the Associated Press reported. Roberta McCain has outlived the son she called "Johnny," as the U.S. Senator from Arizona died on Saturday at the age of 81. Sen. McCain will be lain in state at the U.S. Capitol on Friday before his final services on Saturday. Roberta McCain, at age 96, was active on the campaign trail for her son during his presidential bid. She also made a number of appearances on television, including one controversial spot on MSNBC's Hardball, where she went after fellow GOP presidential hopeful Mitt Romney. Roberta McCain had an identical twin sister, Rowena Wright, who died at the age of 99 in 2011.  842

ATLANTA, Ga. – Former Republican presidential candidate Herman Cain has been hospitalized after being diagnosed with COVID-19.Cain’s staff announced on Thursday that the 74-year-old businessman was informed on Monday that he had contracted the coronavirus.By Wednesday, Cain had developed symptoms serious enough that he required hospitalization and he was admitted into an Atlanta-area hospital, according to a statement.As of Thursday, staff says Cain is resting comfortably, he is awake and alert, and hasn’t yet required a respirator.“There is no way of knowing for sure how or where Mr. Cain contracted the coronavirus, but we don’t know he is a fighter who has beaten Stage 4 cancer,” the statement reads. “With God’s help, we are confident he will make a quick and complete recovery…”We are sorry to announce that Herman Cain has tested positive for COVID-19, and is currently receiving treatment in an Atlanta-area hospital. Please keep him, and all who are battling this virus, in your prayers.Our full statement appears below. Updates to follow. pic.twitter.com/lDRW7Rla4e— Herman Cain (@THEHermanCain) July 2, 2020 Cain recently attended President Donald Trump’s campaign rally in Tulsa, Oklahoma. He tweeted a photo from the June 20 event.Here’s just a few of the #BlackVoicesForTrump at tonight’s rally! Having a fantastic time!#TulsaRally2020 #Trumptulsa #TulsaTrumprally #MAGA #Trump2020 #Trump2020Landslide pic.twitter.com/27mUzkg7kL— Herman Cain (@THEHermanCain) June 20, 2020 1502

AUSTIN, Texas -- Voting is a critical part of the democratic process.“That’s the way our democracy is supposed to work. As citizens, we have the right to vote, but it’s also a responsibility of citizenship,” Travis County Voter Registrar Bruce Elfant said.Before you can vote, you have to register. Elfant says he’s proud of the participation this election season in Travis County, Texas, where Austin is located.“We’re very excited," Elfant said. "This year, we hit 97% of all eligible citizens are now registered to vote and that is a high mark for us.”It’s not just a high mark, it’s a record for the county. Considering the median age is 34, many of those who registered were young adults.At the University of Texas at Austin, located in Travis County, both Democrat and Republican students have been working hard to register their peers. Grant Rommel is the Chapter President of University of Texas College Republicans.“Both political parties are going to want to get the vote out as much as possible to make sure that they have a secured win," Rommel said. "It’s really created kind of a race to see who can register more voters and it’s really exciting to see that because we’re getting everybody to participate and be involved.”Alexandra Evans is the President of University Democrats at UT Austin. She says she’s been telling fellow students that voting is a right many people have fought for. She hopes to convince others that their vote truly does count.“When our generation turns out, we get people who actually represent our interests and we don’t have to settle,” Evans said.The recent pattern of young adults actively participating in elections could bring results we have yet to see in our democracy.“Typically the younger voter is the less likely voter," Elfant said. "As far as I’ve been around, that’s been the case. But in 2018, we saw that starting to change and I think we’re seeing it change more this year.”“Young people forever really, I mean even since the voting age was lowered to 18, have had the lowest turnout rates of any voting age group,” Democracy Fellow Tova Wang said.Wang is a Democracy Fellow at the Ash Center at the Harvard Kennedy School. For 20 years, she’s been researching voter suppression tactics and ways to increase voter participation. She says politicians don’t usually speak to the needs of younger generations, but this, year she says young adults are demanding change.“They have a very strong sense of wanting to have their voices heard on climate, social justice, economic justice, and I am not surprised that in addition to taking to the streets and social media, they’re now making their voices heard through the ballot,” Wang said.Evans says that 97% voter registration is proof hard work pays off, especially since she says the process of registering to vote is more complicated in Texas compared to other states.“It’s such a convoluted system," Evans said. "It’s very frustrating.”She says she has to balance getting adults enthusiastic about voting while also explaining the lengthy process of registering. According to Elfant, 40 states allow people to register online, but that’s not the case in Texas.“We’re still a paper-based system," Elfant said. "You have to find a voter registration card, you have to fill it out, you may have to turn it in, you may have to find a stamp and an envelope. That’s the way the process works and young people don’t really work that way anymore, and 40 other states don’t work that way.”Evans adds college students move a lot and may not understand they need to register at a new address.“And if you miss like a signature, or they can’t decipher one number, sometimes your whole voter registration can get messed up and that’s really frustrating and discouraging,” Evans said.Nonetheless, it’s clear that won’t stop them in Travis County.“Especially in general election years, the contentiousness of it gets really high and it seems that this one is extremely high compared to others,” Rommel said.Both Rommel and Evans say they’d like to see the momentum of young adults voting continue into the future.“When we keep voting, we can make sure that people know – that politicians know – that their job to represent us is not being taken lightly, it’s not being taken lightly, and we’re watching them,” Evans said.“This generation is going to be a force to be reckoned with,” Wang said. 4390

Ashley Judd, Salma Hayek and Annabella Sciorra took the stage on Oscar night to deliver a message to Hollywood and beyond: Time's up.The three women are among the more than 60 who have accused the disgraced film producer of sexual assault or harassment that took place over the course of three decades. Weinstein has consistently denied all accusations of nonconsensual sex, but the allegations against him sparked a reckoning in Hollywood that took center stage at the Dolby Theater during Sunday's Academy Awards.The woman stood together and spoke about the #MeToo movement that has swept Hollywood over the past several months and pointed out that this is not an issue that solely affects the movie industry.  725