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The ads are appealing. They feature deals for vets to refinance their homes and cash out on the equity. However, home and refinance loan programs targeted towards military veterans can be a benefit or a headache, depending on the lender. John Bell, advisor for the Veterans Affairs Administration in D.C. says there are many reasons why vets can take advantage of borrowing cash against their home. But how you choose a cash-out lender makes a big difference. “We want to make sure that veterans are armed with information from the disclosure process early in the process as well as though closing, so they understand the decisions they're making,” he says. Bell says, unfortunately, there are predatory lenders out there targeting vets, sticking vets with thousands of dollars in hidden fees. “Have we seen it, yes,” Bell explains. “Do we know how to combat it and help you in navigating that process? Without a doubt.” In 2018, the United States Department of Veterans Affairs stepped up its regulations for lenders, specifically on cash-out refinance loans. The VA has always offered advisor services to protect borrowers through their long-standing VA home loan program. “We need to make sure that all lenders are operating on the same playing field, that they're all giving veterans the transparency that they need to make informed decisions,” Bell says. According to a report by the American Enterprise Institute, in September of 2018, veterans cashed in on cash-outs. They accounted for 86 percent of mortgage loans, which was up about 30 percent from two years prior. “The general rule is if it sounds too good to be true it usually is,” Bell says. Bell says in order to not cause a mortgage crisis among vets, it's best if you know what you’re getting yourself into. “Be sure you're asking the right questions,” he says. “You want to know the exchange of equity that you're going to take out, what is the overall cost of that, and make an informed decision.” 1983
The Daytona Beach International Airport in Florida was briefly evacuated Tuesday morning after a suspicious package was found.The Volusia County Sheriff's Office confirmed in a tweet that the airport had been evacuated."Daytona Beach International Airport @FlyDAB is being evacuated due to a suspicious package reported around 6:15 a.m. Please check back here for updates - we'll post more info as it becomes available," the sheriff's office posted.The Daytona Beach International Airport later tweeted that the a bag was marked a suspicious as it was screened at security. The bag has since been cleared. Operations are expected to resume at the airport shortly."Attention: due to a suspicious bag that was flagged while going through security, the DAB terminal was evacuated this morning. The bag has since been cleared and normal operations will resume soon," Daytona Beach International Airport's tweet read. 925

The 2019 Consumer Electronics Show is happening now in Las Vegas and one of the products featured at the conference is all the talk on social media. Do you hate folding laundry? Do you hate folding laundry so much that you would pay up to ,000 just to have a giant robot do it for you? There's a laundry-folding robot that might actually be available to purchase by the end of 2019 and it was premiered at the Consumer Electronics Show this week. FoldiMate, the company who created the product, also the name of the robot, has been a big name at the conference for the past few years, promising to change the folding game. Well, this year, they actually debuted a fully functioning prototype of the concept. FoldiMate, based in Israel, says the laundry-helping robot "will fold most types of shirts, blouses, or pants from age 6 to adult size XXL. It will also fold standard size towels and pillowcases." They say it's family friendly and anyone in the family can help fold laundry. It can help you keep your closet and dressers organized, keeping piles of messy laundry from accumulating in your home. Though it can fold lots of clothes, according to the company, it'll still be up to you to figure out how to fold that ridiculous fitted sheet because FoldiMate can't help you there. The good news? They claim you can get your laundry folding done in under five minutes because it only takes a few seconds to fold one item. The company is hoping to launch the product in "late 2019" and you can add your name to the waitlist on 1543
The American Civil Liberties Union asked a federal judge to block the Trump administration from separating children from their parents, claiming that more than 900 children, "including numerous babies and toddlers," have been separated since late June 2018.A federal court had ordered family separations to end at that time, except in cases where a parent is unfit or presents a danger to the child. But the 420
The New Mexico State Police released video on Thursday of a wild wrong-way police chase from earlier in the month of a wrong-way driver that caused a semi to jackknife. 181
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