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Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028

ABC is rebooting the TV show "The Wonder Years".The show will feature a Black family and it will take place during the 1960s in Montgomery, Alabama, Good Morning America reported.The show's original star Fred Savage will direct the pilot episode and be an executive producer, according to Dateline.Variety reports that Saladin K. Patterson will write the show, and Lee Daniels and Marc Velez will executive produce. Patterson will also be an executive producer.Neal Marlens, who was the co-creator of the original series, which ran from 1988 to 1993, will serve as a consultant, Variety added. Variety added. 632

NASHVILLE, Tenn. – After tornadoes ripped through parts of Nashville, Tennessee, a strong group of black men is taking steps to rebuild a community. “Nashville strong,” said Demetrius Short, captain of the Nashville chapter of Black Men Run – a brotherhood inspired through health and wellness that has thousands of members and dozens of chapters across the country. “Two days a week we come out and put all our stress and anxiety under our feet,” Short said. This group of African American men is helping their community from ground zero. “We want you to be to be encouraged about your educational success but also as men of color and men in general we want you to know about your health,” Short said. Short and other members of BMR go to local elementary schools to help inspire students. It's part of the group’s Black Men Run, Brown Boys Read program. The most recent lesson was all about helping these children deal with their emotions following the destruction the deadly tornadoes left behind. “Some people just don’t have anything,” said third grader Tyler Hanserd. “They don’t have electricity a roof over their heads they don’t even have a house.” Judging from the support, these sessions seem to be working well. “I love what black me run do with our boys their excited,” said Myra Taylor, the executive principal at Buena Vista Elementary School in north Nashville. Taylor says BMR gives her students strong black men to look up to. “It helps our kids release some of the anxiety,” she said. “A lot of them lost homes, they lost items, they lost clothes, but they come back and we’re all here and that matters to our kids.” That includes kids like Hanserd, whose family lost power for a week following the tornado. “People lost their lives and people don’t have shelter, they don’t have food and they don’t have water,” he said. “So, that’s not cool.” BMR leaders say mentoring youth is directly connected to fostering community awareness. “Our motto here is, ‘We don’t run through our community, we run with it,’” short said. Short added that it’s important to teach children that they don’t have to wait until they’re older to make a difference, but that they can make an impact on their communities today. “We’re teaching them about perseverance, determination, overcoming obstacles so they don’t quit on mile one they don’t quit on mile two or mile three,” he said. “They come across the finish line.”For BMR, there’s no quitting physically, emotionally or spiritually. Members are helping historic black churches by donating supplies and cleaning up the damage. “This is the devastation of the tornado that hit Nashville,” Bishop Marcus Campbell of Mt. Carmel Missionary Baptist church said while pointing out damage and debris. Campbell added that BMR has helped at a higher level. “It touched my heart to see there’s still humanity that still cares for one another,” he said. “I know that we are better together and we are going to be better than what we was before the all this had taken place.”Because BMR is Nashville strong and Tennessee tough, the group is ready to run down that long road of recovery for as long as it takes. 3172

FREDERICKSBURG, Va. – Bailey Anne Vincent dances with all of her senses but one. She says she’s profoundly deaf from all usable hearing. "I am a choreographer, a professional dancer, a homeschooling mother, a writer, an advocate, and a director of my own professional dance company which is a body-positive dance company outside of D.C.,” Vincent said. In life, she relies on reading lips and sign language, but when dancing, she’s able to feel the music and innately understand the rhythm. “So I can be a bit of a control freak because I like to hit play on the music myself, because when I hit play, it’s like I start my internal metronome, and I start the clock in my head,” Vincent said. She started losing her hearing as a child and realized why when she was diagnosed with a chronic illness. “I have cystic fibrosis transmembrane related disorder which is a variant of cystic fibrosis, and for me it impacts all of my major organs so my sinuses are impacted, my lungs, I’ve had a copious amounts of surgeries on my stomach, and I have a whole bunch of robot parts so I call myself a bionic ballerina,” Vincent said. From inhaling antibiotics to taking daily medications, Vincent faces many challenges with her health. So, when something like the coronavirus becomes a global concern, it means Vincent's life could be in danger. “I am considered high risk amid the coronavirus outbreak,” Vincent said. Vincent’s husband, John LaBarbera, says they always have to be cautious of germs and sickness around her, so at first, it didn’t seem like that big of deal. However, it was inevitable that the emotion of it all would eventually catch up. “Bailey often says to me ‘your cold could be my pneumonia.' All the sudden today as we were driving to the studio, I just started feeling this tightness in my chest – which understandably is a concern so I was like ‘oh no’—but I could immediately tell that it was just that I had been suppressing the stress about it, the worry about her and about the illnesses,” LaBarbera said. Vincent says cystic fibrosis patients are familiar with staying six feet apart from one another, but when the whole world needs to practice social distancing it can be a bit daunting. “Because of my health, I’m used to having to wipe things down, and be aware of germs, and avoid other people who are sick, but this is just so scary because we don’t want to bring it to anyone else who is immune-compromised or to my parents or the elderly and so I think everyone feels so much more involved in keeping one another safe,” Vincent said. It should be noted, we stayed multiple feet apart while recording this story, and sanitized all camera equipment for the safety of Vincent. And a studio that would normally be filled with dancers was reduced to Vincent and her family. Vincent says she’s not sure how she’ll handle this new reality. “I’m honestly really disheartened and depressed because for me, dance is my outlet. It’s the thing that makes me not worry about the pain of my physicality, and not think about my health so much. So not being able to have that outlet, of course, is difficult when you’re someone with chronic pain and issues to not be able to be out in the world and distract yourself from your current circumstance,” Vincent said. On top of that, Vincent is trying to keep her 3338

BALTIMORE, Md. – In the Matthew Henson community of Baltimore, Dr. Marvin “Doc” Cheatham knows the neighborhood’s numbers. “These are rowhouses. 40 or 50 of them in a block,” he said, “1,200 houses; total 363 vacant or boarded up houses. It’s awful.” His Baltimore neighborhood is no stranger to challenges. “It’s tough. Very poor. High crime. High dropout rate. Open air drug markets,” Dr. Cheatham said. McKean Park, though, may be the start of something new. The abandoned homes that once sat there are now gone – and have a new purpose. “We take it, we clean it up and we give it new life,” said Max Pollock with Brick and Board, a place where old wood finds new life. They are just one of several groups involved in the “Baltimore Wood Project.” “They came from a really, really old structure,” Pollock said, as he showed off a 200-year-old piece of lumber. The idea works like this: before an abandoned building is torn down, crews salvage all the materials they can get from it – like wood – and keep it out of landfills. At the same time, they give the people who live in those neighborhoods the job of doing that. “It gives you a new sense of your community,” said Baltimore native Kobe Bland, who works at Brick and Board. “You start to view your community a little different because you see the potential of what could be.” What started out as the “Baltimore Wood Project,” though, is now evolving into the “Urban Wood Project,” with the hope it could be replicated in other cities.” In just four years, they’ve salvaged one million square feet of wood. The USDA Forest Service is spearheading the project and the work to expand it. “This is wood for example locked up in these vacant and abandoned rowhomes that would otherwise be wasted – sent to the landfill or otherwise wasted – and we see the potential to capture and reuse that wood for a greater good,” said Sarah Hines of the USDA Forest Service, who has worked on the project in Baltimore. Back in his neighborhood, Doc Cheatham said he’s seen what kind of change it can bring. “It brings hope,” he said.It’s a hope that comes from salvaging the past, to try and build a better future. 2171