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Identity theft, or identity fraud, once meant crooks were churning out fake credit cards. But as that became easier to detect, a more insidious crime has evolved: the creation of completely new identities.Known as “synthetic identity theft,” it involves fraudsters using a combination of fake information, such as a fictitious name, and real data, like a child’s Social Security number, to create fraudulent accounts.It is a growing problem, says Eva Casey-Velasquez, president and CEO of the nonprofit Identity Theft Resource Center.But the scope of the problem is difficult to determine because the crime can go undetected for years, she says. However, the rate of children’s identity theft was more than 50 times that of adults, according to a 2011 report by Carnegie Mellon University’s CyLab, which studied the identities of over 40,000 children. And that report was published before a change in the way Social Security numbers are issued made identity thieves’ work a bit easier. 1018
In a memo sent to all 32 NFL teams, the league said teams won't isolate players in a local bubble during the postseason.According to the memo, which was obtained by the Associated Press and NFL Network's Tom Pelissero, teams will only be allowed to require staff and players to stay at the team hotel the night before their game.Pelissero added that league officials and medical experts recommended the decision to forego local bubbles with the NFL Players Association, which was based on COVID-19 testing data. 519
In 2020, buying or selling a home has become quite tricky. Experts in the real estate industry are seeing a new trend: purchasing homes without ever stepping foot in them. "We've found ourselves in a really, really interesting situation right now with coronavirus. And also, dealing with a super low inventory across the country," said David Lewis, a realtor in the Atlanta area. Lewis says for those who are relocating, COVID-19 wariness may prevent potential buyers from seeing a property in person. Plus, traveling can be difficult right now."A lot of times, some of them we’re videoing the home for them and some of them are just looking at the pictures and submitting blind offers and just hoping, trusting us to give them a little bit of guidance and also making sure the inspections and things are in line to offer that level of protection," said Lewis.Experts say, when buying virtually, a good home inspection is a must. "It should catch most everything. Now remember, a home inspection is a visual inspection. We’re not allowed to take siding off a house, we see trim damage then that's what we see. We can’t take a look between that wall," said Donny Williams, the Director of Business Development and Marketing for All Atlanta AmeriSpec.Overall, he doesn't recommend buying a home without going inside it first, but he and many other inspectors at his company are seeing it more often now. "I was actually surprised the number of times it actually happened. The guys could remember seven to 15 times each. Times that by 18 guys and that's a lot," said Williams.Before the pandemic, Williams says he rarely would see people purchase homes sight unseen. But as long as contracting the coronavirus is a concern, home buying virtually could be here to stay. Just know that if you are thinking of buying a home this way, there are things a realtor won't be able to fully give their opinions on, such as the neighborhood."That's something that is always largely on the purchaser. There’s several laws and regulations around what a real estate professional can share and information they can give on a neighborhood. So, a lot of times that's always up to the consumer, anyways, right, to get a good feel for the neighborhood or understand the dynamics or school or surrounding area," said Lewis.Overall, make sure before you swipe right to buy a home, meet it first, if at all possible. Having a realtor and inspector you trust is key. Though, what they won't be able to help you with is if the house feels like your home. 2535
If you're on the hunt for a bike rack and can't find one, you're not alone. Bike racks are currently low stock, out of stock or backordered as bike sales soar amid the novel coronavirus pandemic.High demand for bike racks and installation is putting it lightly.“U-Haul is the number one installer of after-market hitches in the entire U.S., so we’ve got a hitch professional installing hitches, bike racks, trailer hitches, just about everything else you can imagine at almost all of our 2,000 company-owned stores, said Jeff Lockridge, with U-Haul International.“There’s enough customers asking for them to where the primary manufacturers have a backlog and that was the very reason that our hitch manager decided to expand our product line and go out and sign up more bike rack manufacturers to make sure we’ve got product quicker.”In fact, so many people want bike racks and hitches, June 2020 saw the biggest sales month in U-Haul’s 75-year history. Those June sales broke the May sales, which were also record-high. It also sent the U-Haul sales team looking for more companies to deliver more product.“We are understandably handcuffed a little bit by how quickly manufacturers can get product to us so that we can take care of our customers because people are wanting to get out and ride their bikes now,” Lockridge said.They expanded and now offering racks from 15 different companies.Also in high demand: U-Haul’s "contactless" system.“They can rent a truck, pick it up, entirely on their cell phone without having contact with our team members,” explained Lockridge. 1583
If success at the box office equated into Academy Award success, you would expect "Star Wars," "Wonder Woman" and "Beauty and the Beast" to do well during Sunday's Oscars. While these movies, which represented the top three movies for domestic gross at the box office in 2017, were nominated for a combined six Academy Awards, a number of movies that didn't do so well at the Box Office received more nominations. As a matter of fact, if you combined the domestic box office totals of the nine films nominated for Best Picture, the total would still be lower than "Star Wars, The Last Jedi.""The Shape of Water" came in at No. 50 at the box office in 2017 according to Box Office Mojo. "The Shape of Water" led all movies in 2017 with 13 Academy Award nominations. "The Shape of Water" grossed million and is up for top awards such as Best Picture, Best Director (Guillermo del Toro) and Best Actress (Sally Hawkins)."Dunkirk" was second behind "The Shape of Water" for Academy Award nominations with eight, including nods for Best Picture, Best Director (Christopher Nolan) and Best Score. "Dunkirk" topped all nine films nominated for Best Picture, grossing 8 million in the US, ranking No. 14. "Three Billboards Outside Ebbing, Missouri" is up for seven nominations on Sunday. The film, which is also up for Best Picture, grossed just 2,168 in its opening weekend, according to Box Office Mojo. "Three Billboards Outside Ebbing, Missouri" has since made some cash, grossing million, which made it No. 55 domestically in 2017. "Phantom Thread," which has six nominations including Best Picture, had an even more humble box office journey. It grossed 6,495 in its opening weekend, before taking in million overall. The film did not crack the top 100 domestically. "Darkest Hour" also had six nominations and is up for Best Picture, and only grossed 5,000 its opening weekend. It has since grossed million in the United States. Among movies that topped the Box Office, "Star Wars, The Last Jedi" received four Academy Award nominations. The picture was the top grossing domestic film in 2017, making 8 million. The second-best grossing film of 2017 in the United States, "Beauty and the Beast," was nominated twice. The only other film with a nomination among those in the Top 10 at the box office was "Guardian of the Galaxy." "Guardian of the Galaxy," which was the fourth-highest domestic grossing film, received a nomination for Best Visual Effects. 2548