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Claire's, the fashion and accessories chain that's a staple of suburban malls across the country, could be the next retailer to file for bankruptcy, according to Bloomberg.Bloomberg reports that Claire's will have .4 billion in debt mature this year, and has a million debt payment due next week. The report also says that Claire's parent company, Apollo Global Management, LLC, is working on a deal that would pass control of the retailer to lenders. 465

Commercial construction is experiencing a huge downtown and has yet to recover since it dipped at the start of the pandemic. But in contrast, residential construction is experiencing historic demands.“It's been a remarkable year for housing,” said Robert Dietz, chief economist for the National Association of Home Builders.When the pandemic hit, no one was sure what the impact would be on housing.“People need larger homes; they need to fix up their existing homes and frankly there’s not enough inventory on the marketplace so builders are really busy right now,” Dietz said.So busy, in fact, that some are deciding to buy new homes rather than wait for their projected renovation to start. The NAHB is a trade association with 140,000 members who handle all facets of family construction.“We’re looking this year, we think single family construction will be up almost 10% and that will make it the best year for single-family home building since the Great Recession itself,” Dietz said.But that doesn't, by any means, put anyone in a "perfect" position.“There are headwinds on the horizon and the industry has faced a number of persistent challenges that have reduced housing affordability,” Dietz said. “Those would include the persistent lack of skilled labor, lack of lots in high-demand markets, and of course regulatory costs have been a persistent thorn in the side of the industry causing costs to be higher and pricing out home buyers out of the market.”When demand goes up, supply goes down. Lumber prices are at an all-time high. It's taking months for builders to get their materials and supplies, and people are finding themselves stuck.“It can be a frustrating marketplace because you have those historically low interest rates that you want to take advantage of, you’re looking for more space given the changes to telework and all the factors that have changed as a result of the virus but there’s not the inventory there to meet the demand in front of the industry,” said Dietz.Ken Simonson, chief economist for the Associated General Contractors of America, was asked whether some are considering moving into the residential sector because it's doing so much better than the commercial side. He said, "Home building is really a different market."Simonson said the contractors in his organization do “apartment buildings, every type of non-residential building, infrastructure, highways, water and sewer systems, power plants and so forth.” He said contractors across the national saw an initial rebound, but it's been on a steady decline since the spring.“Non-residential construction, there’s a lot of doubt about whether there’s going to be demand for more stores or offices and whether owners whether they’re private or universities or state and local governments have the money to pay for them,” Simonson said.He says it's different in every state and region. Some niche industries are doing okay, like data centers, and the fields of medical device and health care. But most industries, like hotel and retail, for instance, have just about disappeared.“I have to say I’m pessimistic the construction industry is going to lag the overall economy,” Simonson said. “There are hopeful signs about the economy being able to pick up speed in 2021 if enough people get vaccinated and the vaccine proves to be effective.”Construction tends to take a while to bounce back. And for those who are waiting to move up or move out of their homes, economists say your best bet is patience. 3507

COCKEYSVILLE, Md — A unique program that partners retired thoroughbred racehorses with veterans to help combat PTSD is now adapting to help Maryland National Guardsmen who are responding to the COVID-19 pandemic."It's been rewarding every day. Just to see the smiles on the faces," employee Steve Mooney said.Mooney first got involved with Saratoga WarHorse 5 years ago, participating after he got back from a deployment in Afghanistan and suffered from PTSD and insomnia."It has help me cope with things a little different. Help me look at stress a little different," Mooney said.After going through the program in another state, Mooney helped start a branch at the Baltimore County Center for Agriculture in 2018."How many marriages did we save? How many people came off substance abuse?" Mooney said.He said the program changes lives with the connection veterans work to earn from horses."They're running around the pen trying to avoid you, and then as you interact with the horse, it comes to a point that the horse is gonna say, 'alright, I wanna be your friend now,'" Mooney said."You can see that moment when that horse and that vet decide to become friends, and there's a kind of like a handshake, and that's probably the coolest part of this whole program for me," volunteer Marc Junkerman said.An Army vet, Junkerman also decided to volunteer with the program after participating himself and feeling the change."I had to be mindful that whatever I was bringing into that ring had to positive. I had to put all the negativity down because otherwise, you're not going to get that connection with the horse. So, what's really cool is if you put that negativity down and then go in there and connect, you usually bring something better out," Junkerman said. "The flip side is, why would you then pick up something you put down? We will clean it up with the other stuff at the end of the day."Now, the program is adapting to help the thousands of Maryland National Guardsmen who dropped what they were doing to help the state through this pandemic."This is a completely different thing that none of us have dealt with in the past," Tech Sgt. Miriam Jarvis said.Jarvis was one of the first to try the pilot program on the eve of Veterans Day and said she would definitely tell her fellow service members about the unique opportunity."We can relax more when we are outside the base and take off the uniform, and we can just express what we are feeling, so this is a huge opportunity for people to come off base and do that," Jarvis said.This story was originally published by Abby Isaacs on WMAR in Baltimore. 2620

Congratulations to my friends, @JoeBiden and @KamalaHarris — our next President and Vice President of the United States. pic.twitter.com/febgqxUi1y— Barack Obama (@BarackObama) November 7, 2020 201

CORONADO, Calif. (KGTV) -- World War II veteran Tom Rice has a lot of war stories. “All that we did was new and experimental because we had experimental and brand new equipment that we weren’t supposed to tell anyone about,” said Rice.Rice grew up on Coronado. He joined the 101st Airborne Division as a paratrooper in 1941 after graduating high school.“I’d never been in a plane. I’d hardly ever seen any planes because I always lived right here.”After training in Georgia, Rice parachuted into Normandy on D-Day. “I’m in the door looking out straight and I could just see all the fireworks coming up. It was, it felt like a Fourth of July thing. When I stepped out, the prop blast hit me. So I’m hanging on the outside and the rest of the guys are going underneath me.”Rice landed safely even though a bullet struck his parachute. “I was black and blue for about three weeks.” He went on to win several Purple Hearts and France’s Legion of Honor.Despite being 97-years-old, Rice still parachutes out of an airplane every year on the anniversary of D-Day to pay tribute to his fellow paratroopers. “I’ll keep jumping until I’m 100.”In honor of his courage, Rice will be the Grand Marshal of Sunday’s Mother Goose Parade, the same parade he enjoyed with his children decades ago.“There’s going to be an awful lot of people there. It’s going to be something.”The parade is in it’s 72nd year. It begins Sunday, November 18, at 1 p.m. The route travels along Main Street from El Cajon Boulevard to 1st Street. 1514

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