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SOLANA BEACH, Calif. (KGTV) -- A new outdoor art museum showcasing art from around the world is opening in Solana Beach. Called the Art Alley on Cedros, the museum is free to the public. The grand opening of the new alley will be held during the last Cedros Stroll of the summer.The first exhibit is surf-themed and will feature 12 surfboards designed by various international artists displayed along the alley. The entire museum was designed to withstand the elements and, after its opening, will never close. The grand opening of the alley will be held on September 26 from 5 to 8 p.m. at 320 South Cedros Avenue in Solana Beach. Music will continue until 10 p.m. 674

SOLANA BEACH, Calif. (KGTV) -- The Solana Beach City Council unanimously approved a three-year contract with San Diego Humane Society for animal control services, beginning July 1, 2018. 199

SPRINGFIELD, Va. — Virginia's largest school system is removing the name of Confederate Gen. Robert E. Lee from one of its high schools in favor of the late U.S. Rep. John Lewis.The board voted Thursday to rename Robert E. Lee High School in Springfield, Virginia — a Washington, D.C. suburb — after the late congressman and civil rights leader.A news release posted on the school district's website says the new name will be effective for the 2020-21 school year."Rep. Lewis was a champion of the Civil Rights movement, and our Board strongly believes this is an appropriate tribute to an individual who is a true American hero," School Board Chair Ricardy Anderson said in a statement. "We will also honor his life's work by continuing to promote equity, justice, tolerance and service in the work that we do.""The name Robert E. Lee is forever connected to the Confederacy, and Confederate values are ones that do not align with our community," said Tamara Derenak Kaufax, a board member representing the high school's district. "Our schools must be places where all students, staff, and members of the community feel safe and supported. I believe that John Lewis' extraordinary life and advocacy for racial justice will serve as an inspiration to our students and community for generations to come."Other names under consideration included Barack Obama, Cesar Chavez, Mildred Loving, Central Springfield and Legacy.The change comes nearly three years after the school system removed the name of Confederate Gen. J.E.B. Stuart from another high school.Several high schools across the country named for Confederate generals have chosen to select new names following monthslong protests against police brutality and systemic racism.Lewis, a civil rights icon, died last week. 1784

ST. PETERSBURG, Fla. — Running a 5K can be challenging as it is, but imagine doing it while living with cerebral palsy. That’s what one 11-year-old is trying to accomplish.Fred Ginman may not have the legs of an athlete, but he certainly has the heart."That’s the message I think Fred has to everyone, 'don’t stop even though we are under coronavirus times,'" said mother Isabella Amaral.Fred is on day three of a 10-day 5K. The goal is 10 laps a day, or 500 meters, around the Ronald McDonald House Charities of Tampa Bay courtyard."The physical therapy we do here it's very modern, very sophisticated, and it's giving Fred hope," said Amaral.Fred and his mom are from Brazil. They have spent more than 600 nights at the Ronald McDonald House Charities of Tampa Bay since 2012, as Fred receives treatment for cerebral palsy. The goal is to one day walk on his own."That's our dream, that's our goal, that's what we envision every night, we envision walking freely on the beach," said Amaral.The family said Ronald McDonald House has been there for them every step of the way and now they want to return the favor. All money raised in support of Fred's Fun Run will go back to helping families like their own."Because since the beginning the Ronald McDonald House has embraced our mission to get Fred walking freely," said Amaral.Ronald McDonald House acknowledges its been a tough year. Their costs have increased while their funding has decreased during the pandemic. They appreciate Fred and Isabella’s desire to give back."And that’s just been really special and heartwarming for us," said Joe Citro, of Ronald McDonald House Charities of Tampa Bay. "They’ve embraced and have been a veteran of the house, the families look to them for advice and look to them for inspiration because they’ve been here for so long."For the next week, people can sign up to sponsor Fred and donate money in his name and mission. Fred even encourages others to run alongside him virtually."If I am able to do it everyone can do it," said Fred.For more information on how to sponsor Fred and watch him run daily online, go to https://rmhctampabay.org/coronavirus/.This story was first reported by Robert Boyd with WFTS in Tampa Bay, Florida. 2233

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

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