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INDIANAPOLIS —  Scammers are getting smarter about how they take your hard-earned money.According to new research from the Federal Trade Commission, a new twist is emerging on a scam targeting grandparents — the scammers now want you to mail cold hard cash.Typically, scammers ask you to wire money or send gift cards, but now they're going the old-fashioned route.The FTC found a striking increase in the amount of money people ages 70 and older are losing to fraud.Currently, people 70 years old and older report losing about ,000 in cash, compared to ,000 to other age groups.Typically, the scammers pose as grandchildren or other friends and family in trouble and ask the victim to send them money in the mail.The FTC reports consumers have lost million over the last year to the friends and family scam, compared to million in the previous year."In about half of the reports of cash payments, people said the caller claimed to be in jail or other legal trouble," said Emma Fletcher, FTC spokeswoman. "About a third of these reports mentioned a so-called car accident (some mentioning texting or drinking while driving). In both cases, the callers play on people’s emotions and sense of loyalty. They may be told they’re the only person trusted enough to call for help, and they’re often told not to tell anyone."The scammers often use personal details from social media sites to make their stories more believable and often give very specific instructions about how to send cash."Many people said they were told to divide the bills into envelopes and place them between the pages of a magazine," Fletcher said. "Then, according to reports, they were told to send them using various carriers, including UPS, FedEx and the U.S. Postal Service."The FTC provides these tips to avoid the scam: 1823

Is your computer running slow?Does it take longer to start up?It could be something minor, or it could mean hackers have gotten in and are recording your every keystroke.Data Doctors expert Ken Colburn says most of the time, you'd never know the difference.It can happen if you go to an unknown website. Or you could click on a link. Maybe it's a free download your child wanted. It could be something sent from a trusted friend who didn't know they'd been hacked.Make sure your computer protection software is up to date.If your computer is noticeably slower or you have other obvious signs, you may want to change passwords on a different computer.And you should consider taking your computer to an expert to be scrubbed.Click here for more ways to tell if your computer may have been hacked. 807

It's looking like at least one? — if not more — American tech giants may soon find themselves worth more than trillion dollars. That's a lot of zeroes. A dozen in fact.Apple is in the lead right now. Thanks to strong demand for its new iPhones, the company now has a market value of about 0 billion.The stock only needs to go up another 10% for Apple to top trillion.But even if Apple gets to the trillion dollar mark first, it may soon have company. Apple rival Alphabet -- aka Google -- has a market cap just shy of 0 billion.Amazon and Microsoft are also nipping at the heels of Apple and Google. Both of the Seattle-based tech titans are worth more than 0 billion.And these two companies seem to have more momentum than Apple and Google, whose stocks are up about 6% this year.In fact, GBH Insights analyst Daniel Ives wrote in a report Monday that he thinks Amazon could get to a trillion dollar valuation within 12 to 18 months.Amazon's stock has soared 30% this year thanks to impressive growth in its core e-commerce business as well as gains from last year's acquisition of Whole Foods and strength in its AWS cloud division.Microsoft has also benefited from growth in its cloud business. The stock is up 11% this year and is not far from a record high.If the four biggest tech companies all hit the trillion dollar milestone relatively soon, they eventually may wind up being joined by a few other tech giants -- and a much older school conglomerate as well.Facebook, Chinese e-commerce giant Alibaba and Chinese gaming and social networking kingpin Tencent are all worth about half a trillion dollars. So is Warren Buffett's Berkshire Hathaway.There's also the possibility that none of these tech companies will be the first to top the magical trillion dollar level.That's because oil giant Saudi Aramco is hoping to go public sometime this year -- and it is expected to be valued somewhere between .5 trillion and trillion. 1968

It’s time for the annual Leonid meteor shower, which gets its name because meteors often appear to originate from the constellation Leo.It peaks on the night of Saturday, Nov. 17 and early the next morning.Meteors may be visible throughout the month of November, but the peak should produce rates of 10 to 15 meteors per hour, according to Space.com.The best chance for seeing meteors is to find somewhere dark, away from city lights. The waxing gibbous moon also will pose a challenge this year, as its brightness will drown out some of the dimmer meteors.Despite the meteor shower’s name, meteors should be visible across the night sky in all directions. 669

It's said a penny saved is a penny earned. But a penny exchanged with a 10% return rate is a financially friendly investment.From the Texas panhandle to southeast Wisconsin, banks across the country are launching coin buyback programs amid a nationwide shortage."We just wanted to be prepared to take care of all of our customers and not leave them short," Erik Schrader of Amarillo National Bank said.Schrader says anyone can bring in up to ,000 in coins to Amarillo National locations and swap them for 10% more in cash. So far, he says the trade-off is paying off for both people and banks."I've never seen a coin shortage. We have had lows throughout time, but never anything we thought was a problem," he said. "But luckily, we were able to get out ahead of this."Some customers aren't even looking to cash in. Neil Buchanan of Community State Bank in Wisconsin says many customers are simply exchanging the coins for bills and not taking the 5% incentive."We've had a lot of people come in and say, "No, no. I don't want the bonus. I just heard that there was a problem. I have this coin. I want to be part of the solution.,'" he said.Economic experts say the coin shortage is linked to the pandemic."There was a decline in supply of coins by the mints and there was an increase in demand for the coins as we all got back to getting the groceries," said Kishore Kulkarni, Ph.D., a professor of economics at MSU Denver.Kulkarni said countries around the world have suffered from coin shortages before, and while these types of coin buyback programs do help the economy, more transactions in the future will require less exact change."We are in a cashless society already, and we will be more so moving forward," Kulkarni said.Moving forward financially, Amarillo National Bank will continue exchanging coins for cash through Sept. 1. Community State Bank has received so many coins that it ended its buyback program. 1931

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