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Millions of Americans are either at home trying to figure out how to pay their mounting bills, or out looking for work while worried about exposure to a deadly virus. The troubling state of society is proving beneficial to one particular group: scammers.“It makes sense that Americans are feeling that kind of economic and financial pressure, it is just really terrible that scammers are taking advantage of that,” said Lucy Baker.Baker is with the U.S. Public Interest Research Group, a watchdog organization based in Washington D.C that has been tracking COVID-19-related scams since May.In May, it found around 50,000 COVID-19 scams had been reported in the FTC’s database. When it went back to check the numbers last month, reported COVID-19 scams had jumped to over 200,000.“Kind of what was more shocking and right in your face was the number, 140 million,” said Baker. "That is the amount of money that had been lost due to these COVID-19 frauds.”Most of the scams are related to companies or individuals selling fake COVID-19 cures. Some are marketing PPE that is supposed to work better but does not.In one case, people were receiving flyers in the mail that instructed them to go to a URL that was supposed to be for coronavirus relief but instead it was a ploy for a used car business to get potential customers. The car dealership even sent fake checks with the flyers, stating it was money from the CARES Act for a new vehicle.According to U.S. PIRG, most people who’ve been scammed have lost around 0 on average. However, that number doubles to 0 for victims 80 years and older.So, organizations like PIRG, the DOJ and even AARP have put out top tips to avoid falling for a COVID-19 scam.“My biggest tip is to do your homework,” said Baker. "If you receive any kind of communication that seems off, smells fishy, it is too good to be true then it probably is.”Baker’s second tip is to be vigilant."The more you are aware that something like this could happen to you, the more likely you are to be able to stop it,” she explained.Lastly, most organizations recommend if you fall victim to a scam, report it. It is important to report it, regardless of how much money was lost or how embarrassed you may feel, because the more reported cases authorities get, the more information they have on the scams and scammers. Eventually, that will help officials find and stop the fraudulent activity. 2418

Many of us dream about being our own boss, but the thought of actually doing it can be daunting. A new survey suggests many of us share the same concerns about starting our own business. One woman knows that fear all too well, but she overcame it and says you can too.“Every client I try to know their name,” said Whitney Herman, the owner of Shift Cycle. “Everyone who walks in the business I want to be their friends. I want them to feel like this is their home because I feel like it's my home."It’s been two years since Herman officially became a small business owner by opening Shift Cycle, a boutique indoor cycling studio offering 45-minute indoor cycling classes.The new mom couldn't find a place where she could work out and bring her newborn daughter along. “Pretty much everywhere that I wanted to go, none of them offered childcare,” Herman said.So, she decided to create a place of her own.Turns out many of us see ourselves as entrepreneurs as well. The UPS Store talked with people as part of its Inside Small Business Survey and found 66 percent of them dream of opening a small business. But fears may be holding many back, something Herman understands.“Terrifying,” Herman said. “I mean it's still scary.”Forty-five percent of people are concerned about financial security, and 39 percent are concerned about the financial commitment required to open the business.“I think the funding and financing for most people is the hardest part about starting a business,” Herman said.  She struggled to get a loan because many lenders require two years of business experience.“I mean there were times where we were like, ‘I don't think we're going to do it,’” Herman said.  “We would get so close and then we had a bank be like, ‘Oh sorry, we can't do it.’”She was able to get funding through a non-profit, but still struggled with a fear 37 percent of people in the study share; fear of failure.“I have no MBA,” Herman said. “I have no degree in anything business related. I've never really managed people. I don't really know anything about finance, so I was kind of going it's completely blind.”Luckily her husband knew more about those things. And what she lacked in those areas, she made up in passion and desire to learn along the way. If you have a dream of starting a business, Herman says you can do the same thing.“You just have to believe in your product,” Herman said. “And you have to believe in yourself that you're strong enough and motivated enough to just kind of fight. And you know you get where you want to go because no one's going to do it but you.” 2643

Major 2020 election news will likely take place with Democratic nominee Joe Biden set to reveal his pick for vice president. THE PROCESSThe Biden team has been very secretive with the vetting process like previous presidential campaigns. According to sources, many top-level advisers are not even privileged to the selection process. Biden said months ago he would pick a woman to be his running mate but has not narrowed it down any further. THE POSSIBLE PICKSWhile it is possible Biden will pick someone not on this list, it is expected he will choose from these 11 women: Stacey Abrams: A former legislator in Georgia who came close to winning the Governor's Race in Georgia in 2018. Abrams is an African American leader and viewed as a rising star but some question whether she has enough national experience. Tammy Baldwin: A United States senator representing the swing state of Wisconsin, but some question whether she has had enough exposure on the national stage. Karen Bass: A member of the House of Representatives representing California, Bass is an experienced legislator and African-American leader. Being from California, however, doesn't help with swing states.Keisha Lance Bottoms: Mayor of Atlanta and an African-American leader, Bottoms, however, has limited national experience. Val Demings: A member of Congress from the crucial state of Florida, Demings is a prominent member of the Congressional Black Caucus who gained exposure during the impeachment of President Donald Trump. Some attack her time as a police chief, however. Tammy Duckworth: A United States senator representing Illinois, Duckworth is also a veteran. Some wonder if she is well-known enough. Michelle Lujan Grisham: As governor of New Mexico and a former Member of Congress, Grisham has the experience and is one of the nation's top Latinas. Critics point to the fact few know her outside of New Mexico. Kamala Harris: A United States senator and African-American leader, Harris is well-known as a former presidential candidate. Some Biden advisers don't like how she attacked Biden during the campaign, not to mention her time as a prosecutor could hurt her with some voters. Susan Rice: An African-American woman who served as former National Security Adviser under President Obama, Rice has qualifications but has never held elected office. Gretchen Whitmer: Whitmer leads the swing state of Michigan as governor but some question whether Biden should pick an African-American to serve as his number two. Elizabeth Warren: Warren is well-known on the national stage as a progressive, which could help turn out for Joe Biden. However, she is also a lightning rod for conservatives. 2686

Military leaders in the impoverished southern Africa nation of Zimbabwe have staged an apparent coup, placing veteran President Robert Mugabe under house arrest and deploying tanks to the streets of the capital, Harare.The President of neighboring South Africa, Jacob Zuma, said 93-year-old Mugabe -- the world's longest living leader -- was unable to leave his home. Troops were reportedly stationed at the country's parliament and presidential palace.In a dramatic televised statement in the early hours of Wednesday morning, an army spokesman denied that a military takeover was underway. 599

Marine Sergeant Richard Murphy was missing in action for more than seven decades in a World War II battle on the Pacific front.Murphy’s amphibious landing craft got stuck on a reef and everyone had to abandon ship to get to shore. He stayed behind to help another wounded Marine."That’s when shell fire came in and blew up the craft and Uncle Richard and his fellow marine were never seen again alive," said Jerry Murphy, Richard’s nephew.Jerry and his cousin Jeanne Robinson’s DNA were used to identify Richard’s remains that washed up on the beach in Sia Pan in 1944. Jerry, along with his cousins, had never met Sergeant Murphy, yet the family bond is strong."It’s an amazing family experience it’s got us all here together," said Jerry.Sgt. Murphy had more than just his duties as a fighting Marine."Uncle Richard, in addition to carrying his pack as a marine and his M-1 rifle, had a typewriter with him because he was a war correspondent," said Jerry.Funerals are usually a solemn occasion."But this is a celebratory time,"Jerry said. "It’s a happy and upbeat type of event and so extraordinary."Robinson is Sgt. Murphy’s niece and never met her uncle but was well aware of his military achievements. "He was always with us. He was that handsome Marine looking out of the picture frame, he was that empty chair at Thanksgiving, he was always the person we heard stories about," said Robinson.And the man of those stories is home where the family finally could reach out and touch their uncle — a Marine, an American, a hero. One of Sgt. Murphy’s last correspondents home was to his mother. "He said, 'you know, I don’t want to die but I’m not afraid to die for my county' and that just makes us oh so proud of Uncle Richard," said Jerry.Sgt. Murphy will now spend eternity on American soil, right next to his mother.   1877

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