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It's no secret that this is a challenging time for many, and the insurance industry is reacting to the new world we're in as a result of COVID-19.They're implementing everything from rebates and refunds to new policies.As many aspects of life are different now, motorists are traveling less and getting in fewer accidents. Recent events have also caused an increased interest in life insurance.“More customers are considering life insurance (as) an opportunity for us to help them recover from the unexpected around COVID,” says Kristyn Cook, senior vice president of agency marketing at State Farm Insurance.Interest in life insurance is swelling across the nation and being noticed industry wide. The Insurance Information Institute helps people understand insurance and what it does.Insurance Information Institute director Janet Ruiz said COVID-19 got people thinking.“I think they’re concerned and thinking about mortality and illness in the world,” Ruiz said. “It’s always important to have life insurance but sometimes people are so busy, they’re not paying attention to these types of needs they have whereas right now they’re looking at their financial picture and thinking, ‘Hey, I should have life insurance for my family and make sure they’re taken care of if something happens to me.’”And she says they have more time to prepare for catastrophe.For State Farm, that's helping people navigate what could happen in your region."There are very real significant risks relative to wildfires in California or hurricanes in Florida, or storms in general,” Cook said. “One of the things we pride ourselves on not just helping people recover when something happens but how to help them think about risk mitigation on the front end.”Cook says State Farm's 19,000 agents across the country are talking to clients about how to protect your home. Things like taking inventory, reviewing what kind of coverage you have and what you can do to structurally to protect your home. These are things, that before COVID-19, people would push off for a later date.“People are home and they have more time sometimes to think about the what if scenarios and that intersects with our reach out by our agents to say how can we help you," Cook said.Another big change is automotive coverage. Auto insurance customers policy should check their policies and reach out to their agents. Companies are sending refunds or rebates to customers due to changing driving habits.“We call it good neighbor relief program,” Cook said. “Payment flexibility, options relative to providing relief, we announced a dividend, a return of value to customers to the tune of billion recognizing they are doing less driving and there are fewer accidents.”Some are beefing up homeowner and renter policies, again, thinking about things as they're home and reviewing their properties.“If there’s a water leak, they’ll detect it quickly and get it fixed and they’re not having as much theft because they’re around the house and so you don’t have the thieves coming in while you’re at work,” Ruiz said.She also said most agencies are allowing you to put off payments for a month or two if you need a financial break. State Farm realizes that looks different for every customer and their unique situation. 3275
International auction house Bonhams has canceled an upcoming sale of rhino products amid mounting pressure from environmental groups, it was announced Friday.The auction, which was due to take place in Hong Kong next week, would have featured more than 20 antiques carved from rhino horn, including a vase, a hairpin, a pouring vessel and a variety of drinking cups.In a statement provided to CNN, Bonhams global CEO Matthew Girling said: "(We recognize) there are widely held concerns about this issue and have decided that the sale of the rhinoceros carving scheduled to take place in Hong Kong on 27 November will now not take place."An online catalog for the sale, which had been titled "Exceptional Chinese Rhinoceros Horn Carvings from the Angela Chua Collection," has been removed from the auction house's website.Girling also announced that Bonhams would join the likes of Christie's in barring rhino horn items from its auctions."In future Bonhams will not offer artifacts made entirely or partly from rhinoceros horn in its salerooms," the statement said.The decision follows objections from high-profile conservation groups, including WildAid. An online petition, addressed directly to Girling, called the auction "unethical" and "unsustainable," suggesting that the sale would stimulate poaching.The petition, which had been signed almost 10,000 times at the time of writing, also claimed that the sale was "quite likely illegal," and composed of "horns from recently poached rhinos" rather than antiques.Girling refuted such suggestions in his statement, claiming that all rhino carvings that pass through the auction house are antiques with "known provenance" and requisite licenses."Bonhams stands behind the professionalism and expertise of its specialists," he added.The use of rhino horn in Chinese art and crafts dates back millennia. Carved cups, such as those featured in the Bonhams auction, were thought to protect their users from poisoning. It was once believed that rhino horn reacted with poison, producing a fizzing that would alert drinkers to danger.Despite global efforts to combat poaching, antique rhino horn items can still be bought and sold if they carry a license issued by CITES (Convention on International Trade in Endangered Species).Bonhams, which is headquartered in London, is considered among the world's oldest and largest fine art auction houses. Rhino products previously sold by Bonhams include a cup dating back to the 17th century, which sold for 4,000 earlier this year.Rhino horn items recently sold at the auction house's UK salerooms include a Buddhist carving from Nepal, which went for £40,000 (,000), and another elaborate Chinese cup worth £25,000 (,000). Other lots have included snuff bottles and walking sticks.A senior specialist for wildlife programs and policy at Humane Society International, Iris Ho, welcomed Friday's decision."We applaud Bonhams for canceling the November 27 auction of rhino carvings and warmly welcome its pledge of not offering any rhino horn artifacts in the future," she told CNN in an emailed statement."The price to do the right thing -- choosing saving rhinos over profiting from rhino horn sales -- is priceless. The responsibility of ensuring the survival of the remaining wild rhinos, less than 30,000 of them, rests upon all of us."Conservationists, including Humane Society International, also mounted pressure on auction house Sotheby's to withdraw rhino horn items from one of its upcoming sales.A two-day Chinese art auction, set to take place at Sotheby's Hong Kong next week, had featured three rhino horn items with a combined value of up to 420,000 Hong Kong dollars (,000), according to an online catalog.As of Saturday, Sotheby's announced it would withdraw the three rhino horn related lots from the sale in an e-mail statement. Chairman of Sotheby's Asia Nicholas Chow confirmed the auction house would no longer offer rhino artifacts in the future.The outcry comes less than a month after China announced that it was relaxing laws prohibiting the sale of rhino and tiger products for "medical" purposes. 4134

Ivanka Trump said it's "pretty inappropriate" to ask her about women who have accused her father of sexual misconduct.Asked by NBC News if she believes the accusers, Trump replied, "I think it's a pretty inappropriate question to ask a daughter, if she believes the accusers of her father, when he's affirmatively stated that there's no truth to it.""I don't think that's a question you would ask many other daughters. I believe my father. I know my father. So, I think I have that right, as a daughter, to believe my father," she continued in the interview, which aired Monday morning. 600
Instagram announced Tuesday they were kicking off National Bullying Prevention Month by testing two new features that combat users writing comments that are considered bullying and harassing.The social media platform said in a blog post that one of the new features would automatically hide similar, negative comments that have already been reported." We know from research that, while people don't want to be exposed to negative comments, they want more transparency into the types of words that are hidden," Instagram said in the blog post.To see the remarks, Instagram says you can tap on "view hidden comments."Instagram added that they've also expanded their existing systems to include "an additional warning when people repeatedly attempt to post potentially offensive comments."Since launching comment warning, the company said they'd seen a shift in user's behaviors when providing real-time feedback as they are writing negative comments. 956
It only took one inning in Game 1 of the World Series for Taco Bell's annual promotion to come into fruition. Thanks to Red Sox outfielder Mookie Betts' stolen base after getting a leadoff hit on Tuesday, everyone in America is eligible for a free Doritos Locos taco from Taco Bell on Nov. 1 from 2-6 p.m. According to MLB, the promotion is available at participating locations and while supplies last. 2018 marks the fourth year in a row that Taco Bell has given away tacos to everyone nationwide. Last year, Cameron Maybin earned a stolen base in the 11th inning of Game 2 of the World Series. 639
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